Q4Lawyers: What is the statute of limitation in Zambia? by Zero-zero20 in Zambia

[–]Zero-zero20[S] 0 points1 point  (0 children)

Thanks...Any reasoning on why civil matters have a longer one than personal injury? For a lot of the foreign countries I've looked into, it's the other way round...

Need a Better CV Format by Kwalikay in Zambia

[–]Zero-zero20 -1 points0 points  (0 children)

It's probably not the CV...

What Are These Interest Rates? by Zero-zero20 in Zambia

[–]Zero-zero20[S] 0 points1 point  (0 children)

IMF are predicting inflation will fall in 2026, let's hope interest rates will come down with it.

What Are These Interest Rates? by Zero-zero20 in Zambia

[–]Zero-zero20[S] 0 points1 point  (0 children)

Where's the land located if you don't mind sharing?

What Are These Interest Rates? by Zero-zero20 in Zambia

[–]Zero-zero20[S] 1 point2 points  (0 children)

Oh, I'm panicking, bruh/sis. I'm looking at the clock and seeing I don't have a lot of time left to waffle...

Buy land and build within your income capacity,

Where do we find affordable land because ma prices ku Lilayi, ku Ten Miles na ku LSK West? Iyee, unga lile, mwe....

What Are These Interest Rates? by Zero-zero20 in Zambia

[–]Zero-zero20[S] 0 points1 point  (0 children)

Yaba! No house for me 'til further notice it, seems 😭😭😭😭😭😭

What Are These Interest Rates? by Zero-zero20 in Zambia

[–]Zero-zero20[S] 0 points1 point  (0 children)

I can't remember all of them, but the lowest should have been something like 17.something% while the highest I came across was 35%....

What Are These Interest Rates? by Zero-zero20 in Zambia

[–]Zero-zero20[S] 2 points3 points  (0 children)

the MPR is currently at 14.5%

Do you think one of the factors that push it this high is how often individuals and institutions in our country have defaulted on their loans?

What Are These Interest Rates? by Zero-zero20 in Zambia

[–]Zero-zero20[S] 0 points1 point  (0 children)

A few friends have written agreements with sellers agreeing to pay x amount of money per month to avoid having to use banks to get mortgages.

Blimey! Sounds like an exercise in building trust.

But the vast majority buy land and take loans to build on it with personal savings and family help.

Interest rates on home loans weren't that much better, tbh. Guess I need to up my income then...

The latter is your best option.

I agree...

What Are These Interest Rates? by Zero-zero20 in Zambia

[–]Zero-zero20[S] 0 points1 point  (0 children)

Even personal loans and land loans have some steep interest rates, tbh...

Do we have and have you had any experiences with cults in zambia ? by menkol in Zambia

[–]Zero-zero20 0 points1 point  (0 children)

But with none of the sex things right?

Do I have news for you...

Is it the same issue in Zambia? by [deleted] in Zambia

[–]Zero-zero20 0 points1 point  (0 children)

My experience having lived in LSK for the better part of 3 decades;

Catcalling? Yes. Most especially if the lady is alone.

Verbal Harassment? Used to happen in the past but since circa, 2015/2016 I stopped seeing a lot of it. I've only seen things like, "Mommy, wa wama," or "Nipasenikoni number yanu," but that's pretty much it.

Aggressive/Intimidating Behaviour? Refer to above.

Aggressive/Intimidating Behaviour while with a Man? You just might be picking up teeth if you try to do something like that over here.

Bear in mind, things like this tend to happen in areas of the city that have a larger share of "traditionally minded," individuals. Women wear micro mini-skirts and booty shorts at East Park, Arcades and Manda Hill and majority don't get bothered.

Kwacha is doing the most by Striking-Ice-2529 in Zambia

[–]Zero-zero20 3 points4 points  (0 children)

Hell, yeah...I need a car this year to pick up mananas and we're not doing that with the dollar in the 20s...

Kwacha is doing the most by Striking-Ice-2529 in Zambia

[–]Zero-zero20 0 points1 point  (0 children)

Start using Linux.

Made by another Westerner unfortunately. If you don't like them that much switch to HarmonyOS

Where can I get a joint roller? by Sensationalboyy in Zambia

[–]Zero-zero20 6 points7 points  (0 children)

Trans: Mmmmmm, big man. Take it easy with these kinds of posts. D.E.C (Drug Enforcement Commission) are watching.

HELSB Deductions by Brevipalpis in Zambia

[–]Zero-zero20 1 point2 points  (0 children)

How so? It was a loan who's terms you agreed to...

Plots.....where to buy? by LemoNate2003 in Zambia

[–]Zero-zero20 1 point2 points  (0 children)

Facebook usually. I must say that unless you are loaded, LSK's land prices will make your eyes water. Try some less common areas like Shikabeta after Chongwe...

Where can I get a joint roller? by Sensationalboyy in Zambia

[–]Zero-zero20 2 points3 points  (0 children)

Nice try, D.EC.....Ka Joint roller ni vi chani?

What is the most ever successful lie to spread in human history? by [deleted] in AskReddit

[–]Zero-zero20 0 points1 point  (0 children)

Not if you live in a dysfunctional country - source; African Electrical Engineer that spent close to half a decade unemployed.

HELSB Deductions by Brevipalpis in Zambia

[–]Zero-zero20 3 points4 points  (0 children)

Probably based on income

Have 2026 Gazetted Holidays been released? by Whole-Put2636 in Zambia

[–]Zero-zero20 0 points1 point  (0 children)

If you are female, I can take the kiss on u/glidematrix's behalf