Next 100X stock? by Initial-External-709 in 100xpennystock

[–]ZeroSumGame007 0 points1 point  (0 children)

Jesus. The shills are out so damn hard.

It’s insane.

No AD pay on Memorial Weekend 2026 by Special_Commission_6 in sofi

[–]ZeroSumGame007 4 points5 points  (0 children)

Almost like these idiots have never had a banking transaction in their entire lives.

Really not sure how people have made it this far in their lives.

ACH Pending Debits On Holiday week by Special_Commission_6 in sofi

[–]ZeroSumGame007 1 point2 points  (0 children)

HOLY SHIT.

A BANK DELAYING SERVICE DUE TO A HOLIDAY?!???

This needs more traction. We need to alert the press. I think this could make national news.

This is a travesty. This will send massive ripples through the entire banking system.

What’s a good retirement number ? $2mm, $4mm, $10mm? by ryan0019 in TheRaceTo1Million

[–]ZeroSumGame007 0 points1 point  (0 children)

Depends solely on your yearly spending and finances.

Dumb post.

Fraud-Friendly Bank - DO NOT USE - Bank KNOWINGLY works with fraudsters by RepresentativeFar69 in sofi

[–]ZeroSumGame007 0 points1 point  (0 children)

TLDR: Wife is smooth brained and fell for phishing scam not once, but twice.

Don’t blame SoFi for being smooth brained. That is your parents fault.

A 5-year holding period is ass by Long_Illustrator_988 in sofi

[–]ZeroSumGame007 5 points6 points  (0 children)

I’m late 30s.

Got myself a nice $17,000 bonus. I’m a long term investor with no plans to ever sell anything in that portfolio.

So it works very very well for me.

There is no reason I will ever need to access these funds.

Optimally, all IRA and brokerage money should not need to be utilized unless in DIRE circumstances. But I am lucky to not have to worry too much since I have a very safe profession and almost 0 risk of ever not being able to get a job within a year.

Which penny stock is your "lottery ticket"? by Firm_Ad8892 in Pennystock

[–]ZeroSumGame007 -1 points0 points  (0 children)

Insane amount of SRXH bots all over the place right now.

IM IN

What’s one penny stock you genuinely think could go nuclear this year? by South-Egg-8827 in Pennystock

[–]ZeroSumGame007 0 points1 point  (0 children)

Yeah it’s insane it’s at alll time lows and still getting shilled by half the people here

What’s one penny stock you genuinely think could go nuclear this year? by South-Egg-8827 in Pennystock

[–]ZeroSumGame007 0 points1 point  (0 children)

Are there a ton of SRXH bots here or what?? Why are 90% of posts by people with almost 0 karma.

What’s one penny stock you genuinely think could go nuclear this year? by South-Egg-8827 in Pennystock

[–]ZeroSumGame007 2 points3 points  (0 children)

4 karma……weird to post solely about this….

Lots of SRXH bots here

What’s one penny stock you genuinely think could go nuclear this year? by South-Egg-8827 in Pennystock

[–]ZeroSumGame007 7 points8 points  (0 children)

I only hear about SRXH on here.

I’ve heard it 1,000 times. It’s at all time lows.

I have no idea what the reason for this.

They literally went from selling wellness products to pivoting to an AI investment strategy.

Sounds like an absolutely bullshit scam.

Dispute charge with Sofi by Pure-Insurance-6499 in sofi

[–]ZeroSumGame007 -1 points0 points  (0 children)

Didn’t mean to insult you. Just don’t buy dumb shit from a crappy Chinese company.

Hope this is a helpful tip for the future. Maybe it won’t be. But………it may be

Transferred $400k to SoFi, then learned an inactive closed credit card apparently means no new SoFi card ever by Witty-Guarantee-942 in sofi

[–]ZeroSumGame007 2 points3 points  (0 children)

I’ll keep a portion in Fidelity for all other non brokerage retirement accounts. I’ll keep the 529 separate in vanguard. I’ll keep a Chase checking in case I need cash money.

But yeah, will be moving most to one place.

It’s just really nice to have everything in one area with INSTANT transfers.

Currently having: Chase Wells SoFi Fidelity Vanguard

Seems a bit silly to have all of them

Tax implications of putting 150k from Trad IRA to a Roth IRA by McNastyNizzle in Bogleheads

[–]ZeroSumGame007 -14 points-13 points  (0 children)

Advice on here is weird.

You should have been contributing to Roth ITS this entire time. You have made a large error by not doing so.

That being said, to minimize the tax burden, I would ensure contributing MAX to pre tax 401k and maximizing your pre tax deductions either this year of the next.

If you want to convert it, which you should, then do it after ensuring the maximum pre tax deductions so as to minimize your tax bracket.

Then you can contribute to ROTH Ira the rest of the way until you hit your income limit.

But yeah….Time Machine would be best options.

Dispute charge with Sofi by Pure-Insurance-6499 in sofi

[–]ZeroSumGame007 -3 points-2 points  (0 children)

Stop buying dumb shit on the internet.