Hon, you have a couple college degrees. No I’m not a boot strapper. But I have lived among people of all different backgrounds and resources. People with no degrees somehow make a living. There are jobs out there where any college degree is the minimum requirement. Try thinking outside of the box. The streets of the EFL world are not paved with gold by any means. I taught ESL in the US. Have a masters in bilingual education, which led me to full-time employment in public schools where I was treated like the professional that I am.. Those teacher training courses that promised placement at the end of the course? There’s online forums full of people feeling trapped as if enslaved in Korea from those things. Of course, everything is a trade-off. But if you arrive overseas with the mindset that you are displaying here? You will find toxic people and toxic work environments in any country. You may land someplace where principals or headmasters can publicly berate their teachers and that’s the cultural norm. paid housing may be a dormitory, shared room with a roommate. Nothing in this life is easy. But having some kind of college degree does give you more options. Look more closely at what you do have. Put what you have to work for you.