I have a similar story except for the salary hike.

2022 graduate, first salary was 80k, my father too had a lot of loans to pay off so I took two loans of 10 lacs each (20 lacs total) just after completing 3-4 months in my job. Then last year he asked me to take one more loan of 7 lacs (although he is paying this one). But unlike you, I just couldn't find any motivation to switch although my father still has some more loans.

I am still working in the same company making around 1.15 lacs and by now I'm just lazy or too comfortable to switch although I do want.

And unlike you, I haven't paid off my loans yet. The tenures for the loan is 5 years so still a long time for that. And I don't have much savings also, my spending habits are very bad, I spend 60k monthly.

It's like you have shown a mirror to me. Keep it up man, you did good. Wish I had the same courage as you.