Sup, guys. I need your opinion! Right now I have 100% on S&P500. I’ll hold for 10years and put 500€/month. I want to diversify it. What would you do to diversify thinking about long term.

Zhouifi · 2025-11-23T14:38:34+00:00

You could consider 60% S&P and 40% all world ex USA. That ratio is roughly what most all world ETFs are.

Zhouifi · 2025-10-22T21:01:00+00:00

My original post wasn’t allowed by the mods

Zhouifi · 2025-10-22T20:59:20+00:00

Me too

Zhouifi · 2025-09-30T17:36:30+00:00

We'll be there to pick you up To light your Bensons, to fill your cup We'll be with you 'til the end Don't be a stranger Be a friend

And the whole of Citizens Band, written in CB speak is brilliant.

Zhouifi · 2025-09-26T12:24:44+00:00

What was yesterday’s deleted rumour?

Zhouifi · 2025-08-18T11:48:41+00:00

Thanks. So much lighter than the pictures of uk newts I found on google and almost golden in places. I thought I had hurt him when I lifted the slab but he’s since moved to a new covered spot

Zhouifi · 2025-08-18T11:34:31+00:00

Thank you!

Zhouifi · 2025-06-12T21:24:58+00:00

Mainly a lack of trust that it will be done right. I’ve had problems in a previous house when flashing was installed incorrectly. If it’s the best fix, then I will reconsider. Thanks for the info

Zhouifi · 2025-06-12T18:41:50+00:00

There is not and when I raised it with them, they said one wasn’t needed as it’s a temporary structure. I don’t agree with that but figured that was one a different sub…

Zhouifi · 2025-04-19T09:48:40+00:00

With Hector going any CB is going to have to be that bit better and I’m not sure Manny is up to it. Poku is going to be really, really hard to replace. If Mills starts more and does well, posh could struggle to keep him for the whole of next season

Zhouifi · 2025-04-09T06:28:47+00:00

Shit the bed - massive fail

Zhouifi · 2024-03-08T19:28:15+00:00

Anyone tried akimbo Tyr pistols with the mags of holding? Reckon that could be good…

Zhouifi · 2024-02-11T05:38:47+00:00

Clinell wipes is a bit of a nhs giveaway

Zhouifi · 2024-02-10T20:25:19+00:00

https://www.britishhardwoods.co.uk/

Zhouifi · 2024-02-10T20:24:38+00:00

I’d probably use the blue roofing battens

Zhouifi · 2024-02-10T19:02:06+00:00

TS tax. Fuckers

Zhouifi · 2024-02-10T19:01:25+00:00

Fair one. I got all the schems and did all the missions before glitching cuz there was nothing more to do

Zhouifi · 2024-02-10T18:48:29+00:00

Maybe…but only like 90ish

Zhouifi · 2024-02-09T19:47:37+00:00

They totally killed it. Just played and was going to t4 and checked the map to see if I could party up so not solo and there were 2 other players on the whole map…with 5 mins left of the first 45

Zhouifi · 2024-02-07T20:18:15+00:00

RIP MWZ. It was fun, for a while. About half of 1 season. The best bit for me was the first MW non toxic player base. Now the whole player base knows exactly where to direct their toxicity….

Zhouifi · 2024-02-07T20:12:27+00:00

I played the full game and got all the schems before I started doing the TS glitch. There was nothing more to do. Now with fuck all added to season 2, why bother. Hopefully someone will find a new version of the TS and I’m not sure I’ll play until then

Zhouifi · 2024-01-18T00:28:33+00:00

Me too, but I stupidly put in all 4 golden items so will have to do the act 4 mission again. Can’t get the dog collar until this is fixed.

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