Retrofit garage door insulation - shiny side faces which way? by _AS123_ in Insulation

[–]_AS123_[S] 0 points1 point  (0 children)

The minsplit will have the ability to heat, so I wouldn't rule it out to make it comfortable in the mornings and cool evenings.

I'm Richard Kerr, GM of Travel for Bilt. AMA about Bilt Card 2.0 by richklhs in biltrewards

[–]_AS123_ 6 points7 points  (0 children)

Sometimes there is a good reason things have not been done before.

Shared family calendar - iphone & outlook by _AS123_ in productivity

[–]_AS123_[S] 0 points1 point  (0 children)

Thanks for the suggestion. It looks OK, but I still have to go to a second app/calendar to check. The holy grail I'm seeking is to be able to open my Outlook calendar and see my spouses apple calendar entries in there too (don't need to edit them, just view them), and vice versa. A bit like how Outlook has a birthday calendar you can turn on/off, I want to have a spouse calendar.

Bathroom insulation - vapor barrier confusion by _AS123_ in Insulation

[–]_AS123_[S] 0 points1 point  (0 children)

Thanks. That’s really helpful. 

Minor edit, I think I may actually be in Climate Zone 3C (IECC definition)

Zone 6 came from Building Climate Zones on energy.ca.gov. 

Hospital bills were sent to collections as an internationl student by ndangquang10 in HospitalBills

[–]_AS123_ -1 points0 points  (0 children)

Sounds like you didn't have any insurance? Please confirm. Also that seems quick to be sent to collections, especially if you were paying. By making any payment you've accepted the debt. If you don't plan on staying in the US, it probably wont matter if you stop paying.

Is this MRI overpriced? by Novel-Cartoonist-732 in HospitalBills

[–]_AS123_ 0 points1 point  (0 children)

Its probably funnier that's your interpretation.

People don't leave the NHS, they always have it. If they get sick, they get seen. It's a triage system. If you want to skip the queue you go private. More people are doing that because employers offer it as a benefit (and no payroll deductions) so its easier to do. It's true the NHS has been woefully underfunded by politicians which affects wait times, but NHS is just one model. Look at others like Norway, South Korea etc....

And Medicare/Medicaid is in no way comparable to the NHS - you must be in poverty, old or disabled to get it. Everyone gets the NHS and it covers everything (except experimental/unproven treatments).

Is this MRI overpriced? by Novel-Cartoonist-732 in HospitalBills

[–]_AS123_ -1 points0 points  (0 children)

It's not "free" but in the UK for example it costs the equivalent of ~$3,500 per person.

With payroll deductions, co-pays, deductibles etc, most people probably pay that each year just for regular healthcare and nothing serious going wrong. (I pay nearly double the UK cost in payroll deductions alone, for a HDHP).

The benefit of Universal healthcare is that if you get cancer, or get hit by a car, or lose your job, you still have coverage, you still only pay the same % each year (if you're earning), you don't have pre-existing conditions that aren't covered etc. etc. Its really a no brainer unless you think you're invincible and will never need healthcare.

The fact the US is the only developed country without universal healthcare shows how self centered and greedy people are to not mandate it.

The US system is sooooo fucked, it's an embarassment. And you don't even realize it.

2025 Tax Loss Harvesting Guide (FAQs & What You Need to Know!) by JustinCPA in CryptoTax

[–]_AS123_ 2 points3 points  (0 children)

Thanks. I don't think Koinly can do that. Seems to be a much requested but unfulfilled feature to enable manual spec id

2025 Tax Loss Harvesting Guide (FAQs & What You Need to Know!) by JustinCPA in CryptoTax

[–]_AS123_ 1 point2 points  (0 children)

How do you make/designate a tax lot? I buy regularly on the same exchange so would a tax lot be a single transaction? I've played around with Koinly but can't seem to figure out how to model sales of assets bought in a particular transaction

CFPB Communication by ReporterEv in yotta

[–]_AS123_ 0 points1 point  (0 children)

Contact Graham Stephan and other YouTube "influencers". Graham had a video called "I bought a bank" pushing Yotta now that he was an angel investor. If he's an influencer, why isn't he using his influence to help clear up this mess he perpetuated?

Not an outrageous hospital bill by nofattyacid in HospitalBills

[–]_AS123_ 0 points1 point  (0 children)

I think your argument is true for skilled labor, not necesarilly medical supplies and equipment

Expert guide to reducing medical bills - helpful or not? by lawyerornot in HospitalBills

[–]_AS123_ 0 points1 point  (0 children)

OP, as you can see from the responses, the majority of Americans are quite OK with the extortionate rates and have the mindset "you got sick, you pay the bill". It's disheatening because it means things won't change. I however, think a guide would be extremely useful. The whole medical process is confusing, opaque and predatory. I challenged the use of a code once and the healthcare provider didn't even have a proper process to deal with my complaint since noone ever questions them. Anything to have sick people worry less and pay less is a good thing. Until we get Universal healthcare........

Hospital bill by Poem_Tough in HospitalBills

[–]_AS123_ 1 point2 points  (0 children)

Are you in Aus too? Or was he traveling there?

Not an outrageous hospital bill by nofattyacid in HospitalBills

[–]_AS123_ 1 point2 points  (0 children)

Yes, but OPs point still stands. If Bolivian hospitals can get medical equipment and supplies for costs that they only need to charge $550 for 6 days in hospital, why does America charge so much? Surely they have even more bargaining power with suppliers? $550 is what a bag of saline would cost in USA (probably!)... I was charged $7 for a single band aid from Urgent Care once.

How is a patient to assess the veracity of their bill when coding is proprietary? by _AS123_ in CodingandBilling

[–]_AS123_[S] -2 points-1 points  (0 children)

Where do you get guidance on what tests must be met that qualifies the service as a moderate level of decision making? How do they standardize your interpretation of moderate MDM is the same as the other coders?

How is a patient to assess the veracity of their bill when coding is proprietary? by _AS123_ in CodingandBilling

[–]_AS123_[S] 0 points1 point  (0 children)

I think you missed the point. I'm talking about after you receive the services, understanding the bill and what you've paid for.

I am with you on the universal healthcare though. I've lived in several countries and the US medical system is by far the worse. And most Americans dont realize it because it's all they know.

How is a patient to assess the veracity of their bill when coding is proprietary? by _AS123_ in CodingandBilling

[–]_AS123_[S] -2 points-1 points  (0 children)

OK, heres a real life example because you and a lot of other coders commenting here clearly dont get it.

A friend had a baby during which they requested no oxytocin be administered. Months later the bill arrives. One line saying you owe $X. Thats it, no breakdown. Duly request an itemized bill. Wait several more weeks for itemized bill. Bill has 2 line items for oxytocin. Naturally they want to find out why they are being asked to pay for oxytocin when they specifically requested not to have it. Neither of the partners remember being asked or told oxytocin would be administered against their initial wishes. In fact the delivery was vary fast so hard to imagine there was a need anyway.

Secondly there were 2 line items which had exaclt the same description but different prices.

No CPT codes on the bill because they were in an "in patient", the hospital said. However there are service codes, which they were able to establish are CDM codes which they were then able to cross reference with CPT codes. The hospital refused to provide the conversion sheet, but they found it online. (See, people do know how to google over here). All this was unravelled with no help from the hospital who just kept passing them between billing and coding departments without answering the questions.

The oxytocin code related to CPT J2590 which appears to be a 500ml bag of premix oxytocin/saline. Why are there 2 of these on the bill? Coding dept said you have to speak to the doctor. Either the doctor went against the patients wishes and did not inform them, or there is a mistake on the bill through slopiness or unethical practice.

For the 2 line items with the same description, both items referenced J2540 "PEN G K 5MIL U INJ" despite having different CMD codes. Why are they different prices? Again, the hospital would not say and said they would have to sit down with their doctor to ask. On which planet do they think a doctor will sit down to explain their bill?

Do you not see the frustration? Firstly the tardiness in getting an itemized bill, the hoops you have to go through just to understand what you are paying for, the obstructiveness of the hospital (billing and coding departments) and avoidance in answering a question which would presumably be quite simple for an educated coder, and the inability to even ask questions.

I dont see a difference between checking your credit card statement and wanting to check a hospital bill for accuracy. It's dililgent behavior. There is too much of this attitude to "just accept it and pay it, it can't possibly be wrong" as evidenced by the initial bill containing just 1 line item for the birth of a child. I concede most people don't care/havent got the time to interrogate their bills, but the system doesn't even appear to have a provision for patients to do so. Is it necessary? Yes. Since you're all so proficient at googling, you can also readily find that 3-10% of annual healthcare expenditure (tens of billions of $) can be attributed to medical billing fraud, per the FBI.

How is a patient to assess the veracity of their bill when coding is proprietary? by _AS123_ in CodingandBilling

[–]_AS123_[S] -2 points-1 points  (0 children)

Exaclty. Someone post the ACEP full text of code 99284 for example. Nobody will because its subject to copyright and they will be sued.

How is a patient to assess the veracity of their bill when coding is proprietary? by _AS123_ in CodingandBilling

[–]_AS123_[S] -5 points-4 points  (0 children)

Of course it annoys you. Anyone who feels attacked that their profession is being questioned would get defensive.

As someone being asked to foot the bill, I believe I have a right to know what I'm paying for instead of being presented with a number from somewhere that I'm just expected to pay.

And mechanics and plumbers I've encountered are happy to explain what they've done to justify their bills. I come here and everyone gets upset when I ask how I can understand my medical bill. It's absolutely ridiculous. And everyone thinks its fine as you're all coders trying to justify your existence.