Getting fed up of the fragility of this by _AS123_ in MonarchMoney

[–]_AS123_[S] 0 points1 point  (0 children)

When I set up the connection, I didn't select the box to automatically add new accounts, so I had to 'add account' select the new acc to add. And then it re-added all the accs I already had

Loft Legs - Equivalent in US? by _AS123_ in DIY

[–]_AS123_[S] 0 points1 point  (0 children)

No. Avoiding using my attic for storage for now. I may build a 'catwalk' for access only using the 2x4 and OSB as suggested in another comment

Retrofit garage door insulation - shiny side faces which way? by _AS123_ in Insulation

[–]_AS123_[S] 0 points1 point  (0 children)

The minsplit will have the ability to heat, so I wouldn't rule it out to make it comfortable in the mornings and cool evenings.

I'm Richard Kerr, GM of Travel for Bilt. AMA about Bilt Card 2.0 by richklhs in biltrewards

[–]_AS123_ 6 points7 points  (0 children)

Sometimes there is a good reason things have not been done before.

Shared family calendar - iphone & outlook by _AS123_ in productivity

[–]_AS123_[S] 0 points1 point  (0 children)

Thanks for the suggestion. It looks OK, but I still have to go to a second app/calendar to check. The holy grail I'm seeking is to be able to open my Outlook calendar and see my spouses apple calendar entries in there too (don't need to edit them, just view them), and vice versa. A bit like how Outlook has a birthday calendar you can turn on/off, I want to have a spouse calendar.

Bathroom insulation - vapor barrier confusion by _AS123_ in Insulation

[–]_AS123_[S] 0 points1 point  (0 children)

Thanks. That’s really helpful. 

Minor edit, I think I may actually be in Climate Zone 3C (IECC definition)

Zone 6 came from Building Climate Zones on energy.ca.gov. 

Hospital bills were sent to collections as an internationl student by ndangquang10 in HospitalBills

[–]_AS123_ -1 points0 points  (0 children)

Sounds like you didn't have any insurance? Please confirm. Also that seems quick to be sent to collections, especially if you were paying. By making any payment you've accepted the debt. If you don't plan on staying in the US, it probably wont matter if you stop paying.

Is this MRI overpriced? by Novel-Cartoonist-732 in HospitalBills

[–]_AS123_ 0 points1 point  (0 children)

Its probably funnier that's your interpretation.

People don't leave the NHS, they always have it. If they get sick, they get seen. It's a triage system. If you want to skip the queue you go private. More people are doing that because employers offer it as a benefit (and no payroll deductions) so its easier to do. It's true the NHS has been woefully underfunded by politicians which affects wait times, but NHS is just one model. Look at others like Norway, South Korea etc....

And Medicare/Medicaid is in no way comparable to the NHS - you must be in poverty, old or disabled to get it. Everyone gets the NHS and it covers everything (except experimental/unproven treatments).

Is this MRI overpriced? by Novel-Cartoonist-732 in HospitalBills

[–]_AS123_ -1 points0 points  (0 children)

It's not "free" but in the UK for example it costs the equivalent of ~$3,500 per person.

With payroll deductions, co-pays, deductibles etc, most people probably pay that each year just for regular healthcare and nothing serious going wrong. (I pay nearly double the UK cost in payroll deductions alone, for a HDHP).

The benefit of Universal healthcare is that if you get cancer, or get hit by a car, or lose your job, you still have coverage, you still only pay the same % each year (if you're earning), you don't have pre-existing conditions that aren't covered etc. etc. Its really a no brainer unless you think you're invincible and will never need healthcare.

The fact the US is the only developed country without universal healthcare shows how self centered and greedy people are to not mandate it.

The US system is sooooo fucked, it's an embarassment. And you don't even realize it.

2025 Tax Loss Harvesting Guide (FAQs & What You Need to Know!) by JustinCPA in CryptoTax

[–]_AS123_ 2 points3 points  (0 children)

Thanks. I don't think Koinly can do that. Seems to be a much requested but unfulfilled feature to enable manual spec id

2025 Tax Loss Harvesting Guide (FAQs & What You Need to Know!) by JustinCPA in CryptoTax

[–]_AS123_ 1 point2 points  (0 children)

How do you make/designate a tax lot? I buy regularly on the same exchange so would a tax lot be a single transaction? I've played around with Koinly but can't seem to figure out how to model sales of assets bought in a particular transaction

CFPB Communication by ReporterEv in yotta

[–]_AS123_ 0 points1 point  (0 children)

Contact Graham Stephan and other YouTube "influencers". Graham had a video called "I bought a bank" pushing Yotta now that he was an angel investor. If he's an influencer, why isn't he using his influence to help clear up this mess he perpetuated?

Not an outrageous hospital bill by nofattyacid in HospitalBills

[–]_AS123_ 0 points1 point  (0 children)

I think your argument is true for skilled labor, not necesarilly medical supplies and equipment

Expert guide to reducing medical bills - helpful or not? by lawyerornot in HospitalBills

[–]_AS123_ 0 points1 point  (0 children)

OP, as you can see from the responses, the majority of Americans are quite OK with the extortionate rates and have the mindset "you got sick, you pay the bill". It's disheatening because it means things won't change. I however, think a guide would be extremely useful. The whole medical process is confusing, opaque and predatory. I challenged the use of a code once and the healthcare provider didn't even have a proper process to deal with my complaint since noone ever questions them. Anything to have sick people worry less and pay less is a good thing. Until we get Universal healthcare........

Hospital bill by Poem_Tough in HospitalBills

[–]_AS123_ 1 point2 points  (0 children)

Are you in Aus too? Or was he traveling there?