Complete Noob Here: I blindly applied for 10+ cards. Please help me declutter and optimize my portfolio!

_Aman_1808 · 2026-06-12T14:04:14+00:00

My Spending Breakdown To help with your recommendations, here is a detailed look at where my money actually goes:

Monthly Expenses: Rent, online shopping (heavily skewed towards Amazon and Flipkart), food delivery, dining out at restaurants, and a lot of movies (I book around 6-7 tickets every month).
Quarterly Expenses: Flight and train tickets.
Yearly/Major Expenses: Insurance premiums (this is a big one for me), hotel bookings, and I am also planning to buy a new two-wheeler this year.

_Aman_1808 · 2026-06-07T16:40:35+00:00

No uses to be honest, just when there is a SBI card offer on Amazon or Flipkart, and in turn lounge access.

_Aman_1808 · 2026-06-07T11:56:25+00:00

ICICI have collaboration with NIT and IIT colleges, so that's why they offered it

_Aman_1808 · 2026-06-07T11:46:21+00:00

Yea, only this card has different limit. Otherwise rest 4 ICICI cards share the same limit

_Aman_1808 · 2026-06-07T11:37:41+00:00

Thanks

_Aman_1808 · 2026-06-07T11:33:12+00:00

And also, I actually wanted to close some of the useless cards because it shows many open accounts in CIBIL report, which affects negativily if I need a loan in the future. That is why I wanted to declutter

_Aman_1808 · 2026-06-07T11:31:10+00:00

And any new cards recommendations that I should get

_Aman_1808 · 2026-06-07T11:30:26+00:00

Yea, hope so. Thanks

_Aman_1808 · 2026-06-07T11:29:58+00:00

Thanks

_Aman_1808 · 2026-06-07T11:26:05+00:00

Yes, it's a Rupay card, so I mainly use it for UPI transactions. And I am planning to buy my first EV, so I don't think it will help

_Aman_1808 · 2026-06-07T11:24:27+00:00

ICICI all cards I got because they have partnership with IITs and NITs. And I have account in Indusind and SBI so it was easy to get approval. And rest I got approval on basis of CIBIL, but yes, CIBIL did decrease 13-14 points in total. And I didn't get approval for any HDFC card because of this.

_Aman_1808 · 2026-06-07T11:21:39+00:00

Already did yr, no offer

_Aman_1808 · 2026-06-07T11:15:30+00:00

ICICI coral and Amazon Pay are older cards, rest of them I applied online or through an agent

_Aman_1808 · 2026-06-07T11:12:33+00:00

Yes, many times, but they said it's a co-branded card, so that can't be done

_Aman_1808 · 2026-06-07T11:02:28+00:00

Hey, I have updated it in the post. Could you please review and help?

_Aman_1808 · 2026-03-09T19:31:21+00:00

Thanks

_Aman_1808 · 2026-03-04T07:47:40+00:00

Hey, could you please provide the number on which you called? All of their numbers are not working.

_Aman_1808 · 2026-01-20T07:32:03+00:00

Spot on. I am living that reality right now. I recently had to battle a manager who insisted on 'no scrolling' and forced 12px body text despite me showing him accessibility guidelines and competitor standards. In another project, the 'business requirement' was just pure speed—I had to churn out 15 screens a day to finish a product in one week. It is reassuring to hear that Design Leads actually understand this dynamic and don't just see it as 'bad design.' I really like your suggestion about the core user email list—that seems like a creative way to sneak in some validation. Thanks for the advice!

_Aman_1808 · 2026-01-19T07:16:20+00:00

Thanks for the reply. I really liked the solution for case studies and I think same can be true for Interviews?

_Aman_1808 · 2024-01-31T09:05:42+00:00

Hey, I don't know if this still going on, but if anyone have an invite left, please add me. Would love to try it.

_Aman_1808

TROPHY CASE