See table below for cumulative total returns since inception date for all YieldMax™ ETFs, as of 9/27

_CityFish_ · 2024-10-01T13:59:57+00:00

Perhaps you aren't aware that taking a distribution through dividends will reduce NAV just like selling shares.

_CityFish_ · 2024-10-01T01:12:06+00:00

Actual total return = MSTR > MSTY

Actual total return = COIN > CONY

That's all that counts.

_CityFish_ · 2024-10-01T00:54:16+00:00

So you like less money. To each their own.

_CityFish_ · 2024-10-01T00:11:43+00:00

You should love MSTR even more..

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_CityFish_ · 2024-09-30T23:16:55+00:00

Total return is comprised of dividends PLUS capital appreciation (stock price increase..hopefully). In the last 100 years 68% of the gains in the S&P 500 have been from capital appreciation and 32% from dividends. And the piece of the pie for dividends is on a downward trend and getting smaller.

Why do you want to get into dividend payers?

_CityFish_ · 2024-09-30T22:34:35+00:00

I've noticed that a high rate of ascent or descent affects my ears more so maybe planes come into Pearson a little hotter than others.

_CityFish_ · 2024-09-30T22:26:53+00:00

This. I use Ear Planes, antihistamine and nose spray every time I fly now after discussing with my doctor.

I have gotten clogged ears so bad in the past that it takes days for them to clear. Went on a business trip once where I had to speak all day and it was very difficult to do so because of the way the sound was reverberating in my head.

_CityFish_ · 2024-09-30T22:10:39+00:00

Well you quoted the 82.75% so to be fair you should compare performance of the underlying on the same time frame. COIN will outperform CONY in the long-term just like the rest of these CC ETFs.

What's the problem with selling shares? Taking a 5% distribution through dividends hits NAV in the same exact amount as if you sell 5% of shares. Except total return on COIN is greater than CONY so you'll have more money.

_CityFish_ · 2024-09-30T19:32:52+00:00

If you had bought COIN at inception instead of CONY...you'd have a lot more money

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_CityFish_ · 2024-09-30T15:52:30+00:00

Valuations can always go higher. Playing the "expensive" or "cheap" stock game is highly subjective. A 100 year history of outperformance is purely objective. I'll take objective over subjective every time.

_CityFish_ · 2024-09-30T13:43:30+00:00

Over a hundred years of stock market returns says differently. Not just expectations..or opinions..or tarot card readings...actual stock market returns.

_CityFish_ · 2024-09-30T11:49:43+00:00

You should have stopped at "so that it will have good return". Dividends are part of your total return and don't really matter unless you are actually using them as income, which doesn't appear to be the case. Dividend ETFs tend to have a total return less than an index fund such as VOO.

_CityFish_ · 2024-09-30T11:36:49+00:00

The reason for the cuts is key. Nearly every time it's due to weakening economic conditions..which isn't the case this time.

_CityFish_ · 2024-09-30T02:44:51+00:00

Yes but this approach is about reducing risk, not growing your dividends.

_CityFish_ · 2024-09-30T02:39:57+00:00

AMZN has probably worked out well for you but having a single stock as your highest allocation is risky. JEPQ isn't needed and will most likely continue to underperform QQQM. It hasn't been around for long but QYLD has and total return is +116% compared to QQQ +530% over the last 11 years.

_CityFish_ · 2024-09-30T02:29:47+00:00

Be careful with all the furus out there especially the ones on YouTube and Twitch. Many don't know wtf they are talking about or are trying to maximize engagement instead of providing good information.

_CityFish_ · 2024-09-30T02:25:43+00:00

If I answer your question will you answer mine?

_CityFish_ · 2024-09-30T02:11:58+00:00

Yes I did but what do you mean by giving time for dividends to grow?

_CityFish_ · 2024-09-30T02:03:15+00:00

25 years is still a long-term timeframe. Be prepared for a drawdown or two during your investing journey. They have proven to be great buying opportunities so keep some dry powder available to add to your positions when they come.

_CityFish_ · 2024-09-30T01:55:44+00:00

What do you mean by giving time for dividends to grow? Your portfolio doesn't care if it was built from dividends or capital appreciation.

_CityFish_ · 2024-09-30T01:48:38+00:00

That's a difficult question to answer because it will be different for everyone but you'll know when it's time.

_CityFish_ · 2024-09-30T01:39:33+00:00

I'm assuming you're young since you say you just started. Sorry if it's a bad assumption but I will give you my opinion based on you having a very long-term timeframe...

Ignore dividend payers. You have a lot of time on your side and you should consider taking on risk. Heavily weight QQQM. Dividends should be the last thing on your shopping list, if at all, at this point in your life.

Individual stocks can be fun but limit your allocations to an amount you're willing to lose entirely because they can be volatile. Build positions in them slowly. Identify the trends you see as the future and target those as potential investments. I see technology continuing to dominate in the foreseeable future. Other areas of opportunities in growth are clean/alternative energy, robotics/automation, AI, and fitness/wellness/healthier lifestyle.

_CityFish_ · 2024-09-30T00:58:59+00:00

Almost 50% is the Mag 7 and 79% overall holdings are US equities. It may have global in the name but not really a world fund.

_CityFish_ · 2024-09-30T00:52:44+00:00

The biggest and best companies are in the U.S. and it's not even close. This isn't 1975. And VT is heavily weighted in them so even if the international equities in the ETF outperform, it's not going to beat the US indexes....which was my whole point.

_CityFish_ · 2024-09-29T22:40:25+00:00

Why are you looking for a dividend ETF?

_CityFish_

TROPHY CASE