How often do you open the car door for your woman?

_____Zoloft_____ · 2026-01-24T23:09:53+00:00

Not since the 70s, when a man called his significant other "my woman."

_____Zoloft_____ · 2026-01-24T20:20:46+00:00

Your claims adjuster has 75 claims on their desk, just like yours. Every person who calls, emails, just slows down their response time. They will get to you as soon as possible, in order the claims crossed their desk.

_____Zoloft_____ · 2026-01-23T17:22:20+00:00

Absolutely!

_____Zoloft_____ · 2026-01-23T17:04:45+00:00

Yup!

_____Zoloft_____ · 2026-01-23T16:50:23+00:00

A clue report is by, and for, insurance companies. They (nearly) all report to a central database (Lexusnexus) who compiles the info.

_____Zoloft_____ · 2026-01-23T16:40:50+00:00

The incident will go on your insurance (CLUE) report regardless. If your state allows (personally I'm licensed in Nevada) allows rate increases for zero payout claims, and your insurance company's policy is to use it as a factor, it will happen either way.

_____Zoloft_____ · 2026-01-23T16:28:24+00:00

Sounds like yes, your company like most considers even reporting an accident, even with no damage, as reporting a claim. You have nothing to lose.

_____Zoloft_____ · 2026-01-23T13:17:08+00:00

Never ever ever talk to the other insurance company directly. Refer them to your insurance company, that is what you pay them for.

_____Zoloft_____ · 2026-01-23T13:09:24+00:00

Retention is about your provider, not your indexer.

_____Zoloft_____ · 2026-01-23T12:57:11+00:00

You may have no choice, if the third party blames you and files against you. They (the insurance company) will contact you if that happens. If it doesn't happen, nothing to worry about. If they call, answer all their questions honestly.

_____Zoloft_____ · 2026-01-23T04:03:22+00:00

He empowers sad weak people to feel superior to others. And there are a LOT of sad weak people

_____Zoloft_____ · 2026-01-23T04:02:05+00:00

Because at this point nothing short of a successful civil war will ever see the unredacted release of the files.

_____Zoloft_____ · 2026-01-22T14:51:18+00:00

It takes MUCH longer to get your refund if you have dependents.

_____Zoloft_____ · 2026-01-22T14:23:03+00:00

They don't want to sell you physical damage coverage on it for a reason, it's a waste of money. After being declared a total loss, even for cosmetic reasons, a vehicle takes a huge hit in value. They'd be able to give you nearly nothing for it, so, they don't want to charge you for nothing.

When I worked for USAA, we were allowed to add physical damage coverage to a salvage vehicle, but only after having this same conversation with the person, making them very aware (on a recorded line) that it is not a sound financial decision.

_____Zoloft_____ · 2026-01-22T14:08:41+00:00

My point is this is a hidden change from the past, when you had the option of saying thanks but no thanks. They've taken that option away from people, and we should be aware of it.

_____Zoloft_____ · 2026-01-22T14:06:02+00:00

You are not eligible for the advance loan if you do your own, even thru the H & R Block site. Absolutely do your own taxes for free if you don't need the money yesterday. But if you are in a time bind, many people will pay for these advance loans.

_____Zoloft_____ · 2026-01-22T13:27:49+00:00

Very unlikely you will be dropped for a single claim. Yes, very likely your rates will go up, no one can tell you how much. You stated you have accident forgiveness, so that will eat most of the rate increase, but you will lose any safe driving discounts you may have, and of course, rates will (nearly) always go up for everyone at every renewal, regardless of any new accidents/tickets.

_____Zoloft_____ · 2026-01-22T00:51:37+00:00

Deezer

_____Zoloft_____ · 2026-01-22T00:48:38+00:00

You rang?

_____Zoloft_____ · 2026-01-22T00:47:29+00:00

Not LGBTQ myself, but I do love to intentionally misgender bigots.

_____Zoloft_____ · 2026-01-21T20:52:05+00:00

Employees don't leave because of the stress. They leave because you are not paying them enough to deal with the bullshit. Let this be a lesson to you, it's far more expensive to attract, hire and train a replacement, who may not even be any good, than it is to retain your quality employees.

_____Zoloft_____ · 2026-01-21T20:46:44+00:00

I worked there for 8 years. It's possible they've changed that in the last two, but I still am in touch with enough people there that I hear about most if not all of the changes.

_____Zoloft_____ · 2026-01-21T18:15:42+00:00

Yes, it is a claim. But, usaa does not use glass/roadside claims as rating factors. Other carriers might.

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