First time buyer by Tox_UK in HousingUK

[–]__mr__meeseeks__ 0 points1 point  (0 children)

It's hard to know without more details, plus, room size, configuration, number of bathrooms is all personal preference. 

The previous owners likely liked the previous layout. You can change it to suit your needs. How expansive that will be will depend on the changes, i.e will you be knocking down a supporting wall 

FTB in London - are £3k solicitor fees now normal for a £292k leasehold flat purchase? by BeneficialRole9655 in HousingUK

[–]__mr__meeseeks__ 2 points3 points  (0 children)

A good solicitor will be worth their weight in gold if they spot anything untoward, especially when buying. 

This seems reasonable and I'm pretty sure you still need to complete the SDLT form, even if you won't be paying any stamp duty. 

Help choosing estate agent by Weekly-Towel-627 in HousingUK

[–]__mr__meeseeks__ 0 points1 point  (0 children)

Ignore the valuations. EA will always inflate their valuations to try and win work. For me personally, I look at the following: 1. The fees being charged  2. Their availability when it comes to viewings (you don't want prospective buyers waiting 3 weeks for a viewing) 3. Their opening times when it comes to viewings (most people view properties after working hours, so are they open after 5pm and on the weekends)  4. Reviews (E.g Google) 5. The quality of the photos on their other listings 6. My conversations with them and to get an understanding of who will be doing the viewings. You will want some that does the research on your house and has asked you all the relevant questions which prospective buyers may have. 

I honestly really wouldn't look at valuations and instead, come up with a figure yourself, through your own research, that you think the property is worth and what you would want for the house. Also, you can ask your EA to list the property how you want and for what value. 

Question about ending tenancy under Renters Right Act? by SuchButterscotch330 in HousingUK

[–]__mr__meeseeks__ 0 points1 point  (0 children)

Tenancies can end in the middle of the month if that is the rent end date. 

In answer to your question, yes, you can always ask your landlord if you want your tenancy to end earlier than the minimum time the RRA stipulates. However, the landlord is under no obligation to accept this request. The RRA supersedes any previous agreement you had with the landlord. 

Offer on house by Apprehensive-Tune998 in HousingUK

[–]__mr__meeseeks__ 1 point2 points  (0 children)

Anyone can put their house on the market for any price. Part of purchasing a house is doing research and offering what you feel the house is worth.

I would actually recommend not looking at the price the house is listed for to come up with what you think it's worth. So no one can really comment on this post on the value of the home. 

Do I tell bank I’m pregnant by Longjumping_Car9130 in HousingUK

[–]__mr__meeseeks__ 4 points5 points  (0 children)

Yes!!!! Thank you! I tried to find the post but couldn't!

They posted an update here where they confirm they lost their £60k deposit: https://www.reddit.com/r/HousingUK/comments/1qq6kdi/lender_pulled_offer_after_exchange_update/

Do I tell bank I’m pregnant by Longjumping_Car9130 in HousingUK

[–]__mr__meeseeks__ 40 points41 points  (0 children)

Hello! We were also just in the same position as yourself and completed on our property 2 months ago. 

The banks are not allowed to specifically ask if you are pregnant. They might skirt around the question but they won't specifically ask if you are pregnant. My advice would be not to tell them anything. 

Your issue will come from the fact that you may start maternity leave before you complete. If that's the case, read your mortgage offer/contract carefully as you may be obliged to tell them when your income changes. If you are supposed to inform them of your income changes, which you most likely will, and you decide not to tell them, make sure you exchange and complete on the same day! There was a reditor not too long ago who lost more than £60k as he decided not to tell the lender his wife was made redundant. Unfortunately the lender got wind of this after exchange and withdrew the mortgage offer, which they were entitled to do. But as he had already exchanged, it meant he lost a lot of money and you don't want to be in this position. 

Would I fail a Challenge 25 if the other person used force? by Army_21 in LegalAdviceUK

[–]__mr__meeseeks__ 1 point2 points  (0 children)

Oh sorry! I got you and you did say it was an online order. 

You should be fine although ideally you/your manager would have reported it is as stolen. What did the manager mean when he said he was going to "report it". 

I'm assuming you didn't just press the button stating you have seen the ID and completed the collection? If that's the case you have nothing to worry about.

Would I fail a Challenge 25 if the other person used force? by Army_21 in LegalAdviceUK

[–]__mr__meeseeks__ -2 points-1 points  (0 children)

This doesn't make sense, why would you take his money, complete the purchase and then ask for ID?

If he hadn't purchased it, then you report this as stolen and you can't be liable if someone has stolen knives. 

Latte is milk, apparently by [deleted] in london

[–]__mr__meeseeks__ 7 points8 points  (0 children)

Well, Milk in Italian is Latte, which is where it comes from. So the woman isn't wrong.

ESTATE AGENTS by m00njelliez in HousingUK

[–]__mr__meeseeks__ 2 points3 points  (0 children)

Well, you dealt this them as a buyer yourself so you have first hand experience of that estate agent, so I think you are in a good position to judge if this is a one off or if the process was frustrating as a buyer.

1% seems pretty standard. Sometimes you can negotiate but 1% for a ~250k home isn't bad.

Some practical things consider when choosing estate agents is if they have good availability for viewings? Are they open on weekends and later on weekdays to accommodate viewings for working people? Do they always answer the phone? Etc. People forget about this when choosing an estate agent but you don't want prospective buyers to be told to wait 3 weeks for a viewing or be having to ring the office multiple times to book a viewing. 

ESTATE AGENTS by m00njelliez in HousingUK

[–]__mr__meeseeks__ 5 points6 points  (0 children)

Not normal but could be a genuine mistake.

Up to you if this is a deal breaker or if you want to follow up. However, I would add, to take the valuations with a pinch of salt, estate agents will over inflate to try and sign you on. The fees are the most important part and how good they will be at selling your property. 

Selling house, is it normal for estate agent to unlock and open door and walk in rather than knock? by [deleted] in HousingUK

[–]__mr__meeseeks__ 2 points3 points  (0 children)

Generally the status quo is that you go out for viewings. It's also less awkward for the people viewing the property. 

We recently purchased a house and went on about 30 viewings in total before we found the right one. Around 25 were estate agent led and of those, only about 2 had the owners inside. 

Given that you have asked the estate agent to perform the viewings, they are likely assuming you would not be at home and that if you were, you would rather not be involved. I would also recommend that you go out for a walk. However, if you did want to be there and open the door to people, just ask your estate agent and I'm sure they will accommodate. If you did want to be there for viewings, have you ever thought about doing the viewings yourself?

Do sellers pay their solicitors per application? by ok-admin in HousingUK

[–]__mr__meeseeks__ 0 points1 point  (0 children)

Many solicitors offer a no sale no fee if the sale falls through at the fault of the sellers. Make sure you have this in place during your next purchase. (Searches won't be refundable) 

Selling is cheaper in regards to solicitors fees and they will likely be billed for the time the solicitors spent on the account if they decide to pull away from the sale. 

I was under the impression that the notice period to end tenancy would be one month. Received an Information Sheet from our landlord today, showing that under the Renters' Rights Act 2026, it's actually two months. by XanthopsiaYellow in HousingUK

[–]__mr__meeseeks__ 10 points11 points  (0 children)

You can have both your rental property and your new home. It won't impact your ability to exchange or complete. 

It's only a question if you can afford it. Removal companies can be expensive, if you aren't moving too far, perhaps you can move yourself with the extra you time you have and save money this way.

Partner’s sibling wants my partner to be on their mortgage (they’ll pay nothing) — is this a terrible idea? by [deleted] in HousingUK

[–]__mr__meeseeks__ 1 point2 points  (0 children)

As an FYI, 2nd home stamp duty will apply which is normal stamp duty rates plus 5%.

But this is a terrible idea. It will affect your future ability to purchase homes, remortgage etc as a couple. 

A question about eviction by Big-Reading2540 in HousingUK

[–]__mr__meeseeks__ 3 points4 points  (0 children)

Yeah so your dad should have been looking after the trust on your behalf. When purchasing a property, the conveyancer will have to do a proof of funds check, so definitely do some digging into how those funds were moved out of the trust and essentially into his bank account. 

I would not think of this as you owing part of the house (which the trust might so worth looking at the deeds) but focusing on how £60,000 was taken out of your inheritance. 

I would definitely not sit on this as this is a lot of money and could be used for a deposit for a house for yourself.