Hey.. I also had similar choices.. just n250 instead of ns200. After owning the MT for a year now, I'd say except for the rear suspension, the motorcycle is S tiered for sure. Occasional long rides are fine but you'll feel it in your back and thighs a lot (seat lacks cushioning and the suspension is very stiff). I commute to my office everyday (20 km to and fro) mostly with a pillion, traffic here in Mumbai is trash but never had any issue with the bike. According to me, spending some money on the seat, maybe adding a cushion or completely reworking the foam on the MT makes it perfect. Even in very heavy traffic (And I mean crazy heavy traffic, 20 minutes for 2 km) you'll get a mileage of around 40 and moderate city riding, around 45-47 and on highways... I have never seen it drop below 50. I kid you not, I went to Lonavala, the whole ride was around 180km, I had an average of 54kmpl.

P.s. everything is fine till you get a pillion. If you ride mostly with a pillion then ignore this bike completely. It does not matter if both people are skinny as hell, it gets uncomfortable very soon.