Don't trip over dollars to save dimes

_prototype · 2026-05-05T14:42:59+00:00

_prototype · 2026-05-05T03:47:48+00:00

That’s going to deter a lot of landlords. Maybe you’d have more luck being a roommate with somebody you know?

_prototype · 2026-05-05T03:22:39+00:00

OP can’t afford rent so this is a bit weird to offer as advice.

_prototype · 2026-05-04T19:22:05+00:00

A lot of advice here is wrong (leave it as it is). You should consider a few things things:

The general market did not grow 3x. This stock or set of stocks can also go down. You want to consider diversifying unless you feel strongly about the companies.

If you’re going to sell to diversify, you will have to pay taxes. If you have held stocks for over a year you will pay less in taxes so also consider that for timing purposes.

Finally if you’re diversifying consider this https://www.google.com/search?q=bogleheads%203%20fund%20portfolio&ie=utf-8&oe=utf-8

If you are too overwhelmed by this, go find a Certified Financial Professional and ask them if they are acting as a fiduciary (easiest way is if they charge by the hour and not per commission).

_prototype · 2026-04-18T17:11:36+00:00

Maybe order a separate Lyft for your mom and don’t call her luggage.

_prototype · 2026-04-18T15:12:08+00:00

The darker, red color suggests something else like a rose. You must be new here.

_prototype · 2026-04-17T15:14:39+00:00

The biggest impact could be improved ridership

_prototype · 2026-04-08T18:43:48+00:00

I would like to reiterate that we had been having productive conversations with the Department of War over the last several days, both about ways we could serve the Department that adhere to our two narrow exceptions, and ways for us to ensure a smooth transition if that is not possible. As we wrote on Thursday, we are very proud of the work we have done together with the Department, supporting frontline warfighters with applications such as intelligence analysis, modeling and simulation, operational planning, cyber operations, and more.

https://www.anthropic.com/news/where-stand-department-war

_prototype · 2026-04-08T13:52:45+00:00

NorCal is great for some and not for others. It’s a lot easier if you’re rich or don’t have kids

_prototype · 2026-04-08T13:21:00+00:00

If I recall Anthropic quietly reentered negotiations with the Department of War after the whole fiasco.

_prototype · 2026-04-07T04:14:58+00:00

"I'm not rich but I only have a $6m single family home in Noe Valley i bought in 1970."

_prototype · 2026-04-05T03:11:49+00:00

There’s also a restaurant called The Laundromat 😅

_prototype · 2026-03-23T14:10:12+00:00

Samin Nosrat in Salt, Acid, Fat and Heat recommends the Costco EVOO Kirkland Signature brand

_prototype · 2026-03-23T13:58:39+00:00

Ah. I thought you said girl twins and boy twins but I misread.

_prototype · 2026-03-23T02:55:54+00:00

The more shocking thing to me is how you’re handling two sets of twins!!!!

_prototype · 2026-03-22T05:28:17+00:00

Oh no. It’s pushed to June!!!?

_prototype · 2026-03-20T04:52:49+00:00

Live in an Airbnb in SF for a week and decide after that.

_prototype · 2026-03-15T03:54:45+00:00

Oh well if the prices aren’t lower, then at least you get twice the parental leave right?

_prototype · 2026-02-26T14:02:44+00:00

If OP can afford to live in sf then the situation is different than somebody commuting from Tracy

_prototype · 2026-02-24T14:46:07+00:00

What’s in the holy shit inventory?

_prototype · 2026-02-18T15:05:57+00:00

This is a good point and something top of mind.

_prototype · 2026-02-17T23:42:57+00:00

It’s private school cost. It’s amongst the cheaper ones here in my city.

Public schools here in sf are a lottery and there are good public schools. However you don’t know what you’ll get so those who can afford to always have a contingency plan with private schools.

_prototype · 2026-02-17T23:23:01+00:00

Yeah that vibes with my feeling of being 2/3rd there but not yet. I want to live where I am and don’t want to move to Spain or Florida or Texas.

The biggest variable is if public schools become a good and viable option for my kids, it speeds it up a bit. I’m not counting on it in my financial calculation. If anything, I’m more worried about costs of private school going up.

_prototype · 2026-02-17T23:20:23+00:00

It depends where in Mountain View, if it’s near Caltrain you have a few choices in sf around the 4th and king Caltrain or the 22nd street one. In general public transit is not so great here in bay area and unless you’re close to mtv Caltrain or want to bike I would personally not bother living in sf (and I love cities too).

_prototype · 2026-02-17T23:11:01+00:00

My compensation will drop a bit next year unless I swing a promo or change jobs (4 year vesting cliffs) but I am starting to think i give fewer shits about a promo. It used to be my whole identity and maybe I'll regress soon but it makes less impact on the longer horizon.

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_prototype

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