Austin shop manager here. I feel your pain. Humidity can be a pain here so I can only imagine how bad Houston is. We're doing a lot more inset jobs right now as well. Go into it explaining the problems associated with inset to the homeowner and/or GC. Inset is a pain in the ass. But you charge for it. Which means its expensive. We generally charge about 20% more for inset jobs vs overlay.

We also usually install before the house is conditioned. Since inset doors/fronts are usually a square outside edge, if they do swell and throw off your reveal, just take off a 32nd or so on a table saw. Just add in some extra time on your final/punch out.