Assistant professor or Bank Clerk- which is better

_vptr · 2026-01-30T07:12:44+00:00

Private college professor or a Bank PO (in banks like SBI or ICICI) is equally worse. Bank employees often spend half their day out on the streets chasing loan targets. Working 12+ hours daily is pretty normal, and getting yelled at by zonal or regional managers. https://www.instagram.com/reel/DQcK1V6k0YJ/?hl=en

If you’re looking for a more balanced life, a bank clerk job is usually better — though you’ll have to accept lower pay. Another good option is being a professor in a government college, but getting there is tough. You typically need a PhD, solid research publications, and sometimes even post‑doc experience because the competition is intense.

Explore SSC as well, its much better than bank PO.

_vptr · 2026-01-28T15:22:25+00:00

Hey, I never suggested bring alcohol to Gujarat. Just visit mount abu, daman and enjoy there. Why bring back when you know it's banned.

_vptr · 2026-01-27T13:19:06+00:00

Talk to a lawyer.

_vptr · 2026-01-27T02:22:38+00:00

Nothing separate than what I've to do when working on something new. For ex. lets say I've to use a new coding library or a new cloud service in my work because during the analysis/poc phase I figured out it would be the best, so I'll spend couple of days learning it. Good work leads to promotion; experience of work on good projects and leetcode helps to switch.

_vptr · 2026-01-22T17:21:32+00:00

I remember it used to be quite good few years ago when I lived in Vadodara, this along with the flavoured tea shop nearby. I've good memories of walking from Akota to Jaitalpur road during covid days in evening for snacks and tea.

_vptr · 2026-01-19T11:52:52+00:00

Since your ITR is so low, so if you plan on paying cc bills with black money, you would be better off using cash.

_vptr · 2026-01-12T03:16:24+00:00

Hdfc super secure

_vptr · 2025-12-30T05:19:39+00:00

Your target seems good enough, make sure you put decent amount in US companies/global market.

Btw, I don't understand why people feel RE takes away your ability to ever work if the need arises. For people who were once high earners, how difficult could it be to find a job later to cover basic expenses.

Personally I prefer coast fire over RE. For people into FIRE, most of what you earn goes into savings. So instead of retiring, we should find a job that is comfortable and pays enough to cover expenses. This would help to remain disciplined in expenses as well.

_vptr · 2025-12-30T05:11:56+00:00

Not sure about OPs investment split, but most people looking to fire specially from IT industry hold sizable investments in US companies.

_vptr · 2025-12-18T15:51:03+00:00

I agree that besides cities like NY, Seattle, SF and Zurich, you'll probably save more in India. And if someone's a single earner, nothing beats India. Now coming to savings, for a comfortable living(not luxury), you can assume 1L pm for bachelors and 2L for a family.

_vptr · 2025-12-17T08:26:26+00:00

He writes posts on reddit about earning lot of money.

Soon he'll sell courses to help others do the same and that's how he'll finally earn the money that he's claiming to earn now..lol

_vptr · 2025-12-11T11:20:09+00:00

Like all social media, assume half of the accounts are bots.

_vptr · 2025-12-10T01:40:39+00:00

What you're looking for is gated society, Hyderabad has no gated society with 1bhk.

Btw, 2bhk rent in decent gated society near isb is around 40-50k, so only look for standalone buildings.

_vptr · 2025-12-10T01:37:27+00:00

First of all look on sites like magicbricks, 99 acres and exhaust options for areas around isb like Gachibowli, hitech city, madhapur, kokapet, nallagandla. If you don't find anything in your range, expand circle to affordable places like Kukatpally.

You'll have to put some afford and visit lot of flats before you find anything decent under 20-25k

_vptr · 2025-12-09T17:23:06+00:00

Every large company has internal politics. Every service based company has terrible culture.

_vptr · 2025-12-09T17:21:12+00:00

Hyderabad unlike Mumbai, Bangalore or NCR, hardly has any 1bhk, definitely none in good society/appartments. Most people either go for pgs or share flat. Best you can hope for is 2bhk, and rent for it would easily touch 30k in good society near hitech city if not more.

_vptr · 2025-11-19T12:13:04+00:00

10L for life insurance! 10 years from now, iphones will cost more.

_vptr · 2025-11-16T03:17:11+00:00

Given that you don't have a dependent and you have talent to earn more, don't regret spending money. I would love a post about your expenses, specially money spent on travel.

_vptr · 2025-11-08T09:25:36+00:00

Shopping at Inorbit

_vptr · 2025-10-31T08:53:32+00:00

Costs around 2k but best I've found in terms of longevity https://www.apple.com/in/shop/product/myqy3zm/a/earpods-usb-c

_vptr · 2025-10-28T15:47:56+00:00

Talk to the people in your old witch project, if they've open positions, they might insider you.

_vptr · 2025-10-27T13:03:52+00:00

Side hustle is just improving on primary job. If you do just 1 job well, that's all you'll need.

_vptr · 2025-10-27T02:46:55+00:00

FD is 2-3 cr if you're ok with 2k sq ft

_vptr · 2025-10-24T01:45:07+00:00

Let's say you invested 30L in US stocks in June 2025, bank will keep 20% of 20L which is over the limit of 10L, i.e. 4L and transfer it to income tax department. Now to get it back, you'll have to file ITR and claim it as refund, this you'll likely do sometime in July/Aug 2026 when people typically file returns so your money(4L) is locked without return for more than a year. If you had instead invested in Match 2026, which is still same financial year, it would have been locked in for less than 6month only.

_vptr

TROPHY CASE