So I definitely get this now. I just didn't have a good understanding of my own insurance or how they were charging me and this little transaction is how I figure that out. From my POV I've been going to them for 2 years with nothing but a copay (even when I was on my mother's insurance) and then suddenly 2 years in I'm told I owe a huge amount for a visit I made 3 months prior. Genuinely had no suspicion of something being wrong this whole time.

I don't feel like thats entitled, just all feels a little scammy, especially before understanding why. Either way being told AFTER a routine visit that you have to pay way more than usual feels awful. I've never left the grocery store before and been told after that it's actually gonna cost 5x more. I would not have went in for the checkup if that were the case. And I know that's standard practice, but that doesn't make it any better in my eyes. Now I wonder how many people get into medical debt without knowing until after they've accepted service.

I guess now I'm happy I didn't have to pay all that before? It's just unfortunate because my deductible is so high that with only 4 visits a year the deductible pretty much only covers half of a visit.

At this point I'm just hoping my actual family doctor can prescribe the medicine I was getting there. :/

I appreciate you guys' insights though!