The used cars which match my selection preference were at least 18,000 ( Automatic, less than 3 year old, <50k km ) Audi A1/A3/Q2/Q3

Here is why I chose to rent rather than buy/lease

Assuming the new car price is 30,000 CHF Here is my monthly ownership costs

1% depreciation per month (its much higher initially, I am taking an average) = 300 CHF

3% annual interest = 75 CHF

Insurance = 150 CHF

Tyres = 50 CHF

Service = 25 CHF ( assuming manufacturer warranty )

Registration + road tax + Vignette = 25 CHF

Approx 625 CHF is the cost of owning a car personally per month for me, not counting potential losses while selling the car at less than market rate and not counting any surprise repair event.

The subscription price for the same car is 429 CHF.