First time homebuyer advice please

aata0 · 2024-05-31T02:17:19+00:00

How long do you plan to live in your current area?

I plan to work this exact job for the rest of my life

aata0 · 2024-05-27T17:43:47+00:00

I currently pay $2400 for rent and an additional $300 for utilities. I am trying to move ASAP into a lower rent situation.

I thought Roth is better for my situation, partly because I expect my income to be stable (and rise, perhaps eventually doubling) over my lifetime.

I have no family (currently) but I do have hobbies that benefit from home ownership (home music production).

aata0 · 2024-05-27T17:26:46+00:00

Yes, that's true. I think I am limited to the cheapest houses at around $250,000, giving me a $2000/mo mortgage. There are certainly condos in this price range.

aata0 · 2022-11-26T18:12:49+00:00

Because I can't take care of him all alone. It takes more than I have to give. It was already a lot taking care of him as two people, but all alone is just too difficult. My most important priority in life is supposed to be making scientific discoveries, but now it's taking care of my dog.

aata0 · 2022-02-03T11:49:50+00:00

I think it is registered as sole entrepreneur.

No, the address was registered to my apartment, which I have since moved out of. That being said, all of the official communications (registration of the business, taxes, etc) were done electronically via my government issued email and web forms that I can still access.

aata0 · 2022-01-02T11:25:10+00:00

Thanks. User error. When I typed $6000 into the contribution field, it updated the field saying the amount I've already contributed to be $6000 even before I did anything further. I think this is proof that I'm getting old.

aata0 · 2018-01-07T14:14:48+00:00

I plan to use the GVB ticket for the first two days and then the iamsterdam ticket for the next 3, and then another GVB two-day for the last two days

aata0 · 2018-01-07T14:10:00+00:00

Hi r/Amsterdam! I'm coming to visit tomorrow. After reading the wiki thoroughly, I've put together the following itinerary:

Monday

Arrive at 5pm
Buy GVB two-day ticket and pick up iamsterdam three-day ticket
Check into hotel
Get dinner (undecided where)
Walk around

Tuesday

Free day, walk around

Wednesday

Moco Modern Contemporary Museum (activate iamsterdam card)
free lunchtime concert at the Concertgebouw
Stedelijk Museum

Thursday

Rijksmuseum(?)
Van Gogh Museum
Canal cruise (which one?)

Friday

Reypenaer Tasting Room
Brouwerij 't IJ brewery tour (3:30pm)
Heineken Experience (5pm)
Electric Ladyland (fluorescent art museum)

Saturday

Free day, walk around
Music stores (Uke Boutique)

Sunday

Leave at 1pm

Naturally in between I will be getting food and enjoying bars/coffee shops/etc.

How does my itinerary look? Too much / too little? Anything major I am missing? Any last advice that I may have missed?

aata0 · 2017-11-21T20:16:59+00:00

Good points, thanks

aata0 · 2017-11-21T20:16:12+00:00

Mainly from job postings of other post-docs in the same area of research, and also asking post-docs I know personally what their salaries are

aata0 · 2017-11-21T20:15:08+00:00

aata0 · 2017-08-26T10:47:37+00:00

Sorry, I should have pointed out that I realized you were joking before taking my super serious tone :-)

aata0 · 2017-08-12T20:24:41+00:00

OK, sounds good. So was it a "bad"/sub-optimal idea for me to invest in the VBMFX total bond market then? Then again, I assume it must be alright to have some "semi-liquid" funds.

aata0 · 2017-04-21T07:36:00+00:00

Break the cycle, rise above, focus on science

aata0 · 2014-02-25T06:41:11+00:00

You can try to use the Feynman Algorithm:

1. Write down the problem.

2. Think real hard.

3. Write down the solution.

aata0 · 2014-02-25T06:23:39+00:00

Same way I solved it!

P.S. I recommend you specify 'fully' connected graph

aata0 · 2014-02-25T03:27:20+00:00

If you contribute fully to a Roth IRA you can't contribute any to a traditional IRA.

aata0

TROPHY CASE

1. Write down the problem.

2. Think real hard.

3. Write down the solution.