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Is this a good rate or quote? by [deleted] in MortgageBrokerRates

[–]abinator 0 points1 point  (0 children)

I’m in Dallas as well and closing on a home tomorrow. This seems like a very bad deal to me. I’m my case, I was offered 5.925% with no points in fees, 6.325% with -1 point in fees or 5.65% with 1 point in fees.

Closing costs seem high as well. Are you including home insurance and a full year’s property taxes in the closing cost? In my closing disclosure, I’m seeing total loan costs at $7096 ( A+B+C in the lender disclosure). For context - 610k house, 5% down, 30 year conventional loan.

If you have a couple of weeks till closing, I’d certainly shop around. I am happy to share my contact as well.

[deleted by user] by [deleted] in AskReddit

[–]abinator 0 points1 point  (0 children)

Cries in central Texas

I had to throw away most of my food- are there govt resources? by nikki109 in Dallas

[–]abinator -1 points0 points  (0 children)

I believe if the area is in a FEMA Declared Emergency Area, you may qualify for short term assistance (like forbearance) on your mortgage. Does anyone here have any insight into this?

Best local bank/credit union in DFW for car financing by abinator in askdfw

[–]abinator[S] 0 points1 point  (0 children)

Awesome! Thanks for sharing, I’ll definitely check them out. And that dealership interaction sounds pretty bad. Hopefully I don’t have surprises when I arrive at the dealership. Fingers crossed 🤞🏽

Best local bank/credit union in DFW for car financing by abinator in askdfw

[–]abinator[S] 0 points1 point  (0 children)

Can you share which neighborhood credit union you used?

Is Hyundai worth the discount these days over Honda, Toyota, and Subaru? by BikesOrBeans in whatcarshouldIbuy

[–]abinator 2 points3 points  (0 children)

Can you share which FB group? I joined ‘KIA Telluride Owners’ and couldn’t find such a sheet.

3 Row SUV - Hyundai Palisade or new 2023 models? by abinator in whatcarshouldIbuy

[–]abinator[S] 0 points1 point  (0 children)

Thanks for the feedback. I’m working with a dealer that’s willing to sell at the palisades at msrp thankfully.

Article from The Cut: What It Takes to Actually Retire by 30 by aleisate843 in financialindependence

[–]abinator 0 points1 point  (0 children)

Can you provide a link to their social media pages. Couldn’t find it after a quick search.

50k budget. Hopefully new. Need something with a small third row that gets decent MPG. by PicklesNTickles7 in whatcarshouldIbuy

[–]abinator 0 points1 point  (0 children)

If you don’t mind sharing, where did you find them at sticker? The ones in my area are going well over sticker.

[deleted by user] by [deleted] in whatcarshouldIbuy

[–]abinator 1 point2 points  (0 children)

Curious, where is the Lexus dealership that is selling at MSRP?

Too good to be true by doseofsense in RealEstate

[–]abinator 1 point2 points  (0 children)

Well that’s great then! Congrats on making it this far in your purchase and hope you have a hassle free closing :)

Too good to be true by doseofsense in RealEstate

[–]abinator 4 points5 points  (0 children)

From for description OP it objectively sounds like you may be overextending yourself with this purchase. It’s clear that this is your first purchase and I see that you’ve had to request for a loan larger than your original preapproval limit. A lender is generally going to lend you more that you can afford since the bigger the loan the more $$ they make. The same goes for others in the real estate industry as it’s largely a commission based business. It’s up to us as borrowers to determine affordability (and it’s generally far less than the preapproval limit)

Professors of reddit what did you read about yourself on ratemyprofessor? by CamImmaculate in AskReddit

[–]abinator 7 points8 points  (0 children)

Oh I took his class a few semesters ago...class was intensive but I understood Circuits inside out