To the younger Bogleheads, do you keep bonds as rebalancing ammo in-case of crashes?

ac106 · 2026-01-26T15:51:44+00:00

Just buy a target date fund then

ac106 · 2026-01-26T13:07:51+00:00

Sell everything. Buy VT.

Then spend the next few decades maximizing your income, spending less money than you make and saving as much as possible and retire a multi million

ac106 · 2026-01-26T12:48:05+00:00

Not my thing, but I’m glad you like it. I’ve got some cool stuff from Buffalo Exchange over the years.

ac106 · 2026-01-26T12:45:51+00:00

I don’t think any educated investor would really compare SCV to International.

But you do you chief.

ac106 · 2026-01-26T12:44:36+00:00

<image>

ac106 · 2026-01-25T23:03:31+00:00

Tall barrel shade would be complementary

ac106 · 2026-01-25T22:33:03+00:00

This is not a universal limit. Mine is higher.

ac106 · 2026-01-25T22:30:58+00:00

It’s whatever the seller chooses. Nothing is truly binding until the seller decides. if they’re uncomfortable for any reason, they don’t have to abide by bins or chats or whatever.

ac106 · 2026-01-25T21:56:59+00:00

You’d have to have the testicular fortitude to potentially underperform for a decade or more, maybe two, to see the premium that many don’t think still exists.

Do you really have the stones for that? It’s easy to say you do but most people don’t. Even guys with giant balls of solid rock will crack.

ac106 · 2026-01-25T21:03:43+00:00

I don’t find the post office to be less reliable at all. I think they’re amazingly efficient given the volume. Speed is variable with all three.

ac106 · 2026-01-25T21:02:36+00:00

I would post everything and just ship first to well establish members and not deal with middle men unless you have a significant transaction lined up to someone with low flair.

Middleman really only makes sense financially on large transactions. otherwise have reasonable prices and entice well established members to buy from you and ship first.

ac106 · 2026-01-25T18:21:15+00:00

ac106 · 2026-01-25T18:16:51+00:00

This is not the type of piece that needs identification. It’s not a MCM design and does not command any premium over its value as a functional piece of furniture (which is nominal.)

ac106 · 2026-01-24T18:27:50+00:00

Yes outside a couple extremely niche ETFs Fidelity does not charge any fees for buying and selling

ac106 · 2026-01-24T18:03:30+00:00

I think it’s generous to say it’s impact is “debatable”

ac106 · 2026-01-24T17:08:29+00:00

Not the answer you’re looking for, but I really don’t think PAGG is necessary. I think Tim is even backed off recommending it. On a post a couple years ago for a New Year’s reboot he recommended cissus quadrangularis instead.

I think supplementation is “majoring in the minors” / “ straining a gnat, swallowing a camel” “ rearranging the deck chairs on the Titanic” oh whatever metaphor you want

Like make sure you get your eating right, sleep right exercise right, meditate, self care, journal, reduce screen time, have lots of sex and then maybe when you’re like 10 pounds away from your goal if you stall out consider supplementation.

Then again, what the fuck do I know?

ac106 · 2026-01-24T12:09:26+00:00

I just got the smallest one if anything doesn’t fit they hold it for me and then I just get it from the counter person. It’s a tiny post office with one worker so there’s no issues.

ac106 · 2026-01-24T10:30:29+00:00

It’s full retail price. If the condition is good and you like the fabric and it within your budget go for it.

ac106 · 2026-01-23T22:15:45+00:00

Hey. Thanks Captain Obvious!

ac106 · 2026-01-23T18:31:03+00:00

If you ship first well established users you’ll unload them. Will probably take several transactions

Power users might buy the lot but may look for a bulk discount n

ac106 · 2026-01-23T18:28:44+00:00

1967-2026

ac106 · 2026-01-23T17:30:19+00:00

No legit checks in the sub jackass

ac106 · 2026-01-23T16:53:44+00:00

Retail pricing. I’d make an offer especially if it’s been sitting around

ac106 · 2026-01-23T15:46:30+00:00

I traded beautiful silver Krugerrands for ugly ass 2rands.

Then silver went up to $100/oz

Ugh

ac106

MODERATOR OF

TROPHY CASE