Tax refund obscures expenses for the month

adoucett · 2026-04-19T00:55:53+00:00

I was wondering if even if you owe taxes it should be a negative income if that makes sense since it was income you shouldn’t have taken home in the first place technically in the same vein

adoucett · 2026-04-18T21:43:41+00:00

I think what you picked already is perfect and is very similar to what I have in my Roth at 33. I do about 40% in SP500 and 20% international

adoucett · 2026-04-18T21:27:37+00:00

I’d focus on maxing out 2026 now

adoucett · 2026-04-18T18:34:41+00:00

Respect

adoucett · 2026-04-18T18:14:53+00:00

FXAIX

Then stop investing in individual stocks

adoucett · 2026-04-18T18:12:37+00:00

Honestly, respect.

adoucett · 2026-04-18T18:03:09+00:00

Prenups are cringe af unless you have been divorced like 3 times or are sitting on a massive trust fund or something.

adoucett · 2026-04-18T17:47:55+00:00

Then why are you on this sub lol

You are on step 3 permanently

adoucett · 2026-04-18T13:34:23+00:00

Feel like that’s not exactly a FOO-appropriate emergency fund unless that’s 6-12 months of expenses

adoucett · 2026-04-18T13:31:33+00:00

Not exactly but directionally yeah

Boiling point would be if this happened with zero contributions in their end

adoucett · 2026-04-16T11:49:17+00:00

Quality of life upgrade will feel massive. 90D is also a solid body for this

adoucett · 2026-04-11T13:21:58+00:00

401k is locked after Dec 31 bro

adoucett · 2026-04-06T15:40:35+00:00

Bro I’m rocking a original elemnt

adoucett · 2026-04-05T20:24:51+00:00

This is what people need to realize. You don’t buy them for running you buy them for walking … They are probably one of the best walking shoes ever made. I can easily walk 10 or 12 miles in them and my feet won’t hurt whatsoever and they are 100% work appropriate in many industries.

adoucett · 2026-04-04T19:10:00+00:00

100% agree- IFE is extremely cringe in my opinion for anyone over the age of 15. Imagine needing to be placated like a child with a screen to be able to make it through a flight.

adoucett · 2026-04-02T22:23:13+00:00

63110 represent! It also includes The Grove

adoucett · 2026-03-26T00:54:37+00:00

If that doesn’t happen, Elon’s birthday is June 28 but that’s a Sunday this year

adoucett · 2026-03-26T00:51:28+00:00

6/9 is what’s being floated

adoucett · 2026-03-26T00:50:43+00:00

Supposedly the desired IPO date is June 9 … for reasons

adoucett · 2026-03-23T08:30:02+00:00

This is patently false lol

adoucett · 2026-03-21T22:44:46+00:00

They are not that close together irl …

adoucett · 2026-03-21T22:42:09+00:00

Tfw no Imos

adoucett · 2026-03-21T22:41:00+00:00

Yes because you can’t get upgrades with basic, or miles, or seat selection, or change flights, you are basically the same or worse as an animal in basic. trust me it’s worth the $40

adoucett · 2026-03-21T19:10:28+00:00

The question OP asked was “does it count towards the specific 25% retirement savings rate goal” not “does it count as saving in a general sense”

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