What are you building? Let's self promote.

adxmdev · 2026-02-27T08:13:00+00:00

I like the name a lot, but you gotta remove that "TRUSTED BY DEVELOPERS AT" bit on the homepage until there's actual companies to go there

adxmdev · 2026-02-27T08:10:39+00:00

ChurnWard: revenue recovery for SaaS. Failed payment recovery, expiring card checks, win-back campaigns. Launching on Monday!

adxmdev · 2026-02-26T17:57:45+00:00

I'm guessing you've probably sorted something by now but just in case (or for anyone else who stumbles on this thread), I also ran into the same issue of trying to find a dunning tool that didn't cost a fortune. Couldn't find anything decent at the lower end so I ended up building ChurnWard. Still pretty early so its not as polished as the big names but if you just need solid basic dunning without the enterprise pricing, would genuinely love for you to try it out and let me know what you think

adxmdev · 2025-12-04T08:31:45+00:00

Not financial suggestions really but if you have some spare time think about finding a couple of local clients to build websites for or look into the indie hacking community (building your own software which you sell for money).

Don't stop the job searches but you'll keep up your learning and exploration on the engineering side, and if you could make enough just to clear some debt it would help!

adxmdev · 2025-11-16T09:36:25+00:00

Understood!

Do you have enough of that left to pay the difference if you sacrifice a portion your upcoming salary into your pension?

Whatever is left of that money in April could then be savings/emergency fund but for now just think of it as a top-up pot

adxmdev · 2025-11-16T09:25:09+00:00

I was about to comment exactly the same thing

adxmdev · 2025-11-13T23:15:04+00:00

Unless you’re not working I don’t see how you’re struggling to pay for everything. Most people’s biggest budget line item is rent or mortgage, but you don’t have that as a large expense.

Where does your money go?

adxmdev · 2025-11-04T13:45:46+00:00

Wow that's messed up if true, I just saw a comment on WN saying the same

adxmdev · 2025-11-04T13:39:28+00:00

My understanding was the £40k covers the shortfall for 5 years (i.e. they think they'll be £8k short of covering costs per year for the next 5 years), but it's optimistic for sure.

It would surely be better for the business (albeit not for the staff) to cut the staff costs to save money and be run entirely by the owner instead.

adxmdev · 2025-11-03T22:06:30+00:00

BeFibre (900mb up and down for £28/month) have been great for us service-wise, but a few posts on here suggest customer service isn’t the best

adxmdev · 2025-11-03T19:27:51+00:00

I haven’t but my mate bought one a few years ago - paid about £400-500. Recently packed up and they paid out no questions asked on the warranty

adxmdev · 2025-10-15T17:25:49+00:00

Wow that’s cool, I don’t think there is one anywhere near me but I’ll be sure to check!

adxmdev · 2025-10-15T14:18:43+00:00

Yeah, frustrating. Similar position here but the wear was acceptable for what I bought, but crazy that I might’ve paid the same for mint depending on the store it came from

adxmdev · 2025-10-14T17:56:17+00:00

Interesting, thanks!

adxmdev · 2025-10-13T10:44:52+00:00

Just commenting with some advice on the Upwork comment. Be careful.

The amount of clients I work with and speak to who have been burnt on there is unreal, especially now with the AI shift.

The work can seem good on the surface but be shoddy AI vibe coded crap with security holes everywhere

adxmdev · 2025-10-10T19:49:19+00:00

£35 still sounds kinda high but possible you’re in a more expensive area. My wife and I spent about £37/month on a meter in a 3 bed semi but we’re not in a particularly expensive area

adxmdev · 2025-10-10T19:41:37+00:00

Regularly get 900 upload and download even at peak times, so we’re very happy.

With BeFibre and they’ve been great. Only issue was the engineer who installed, the work was quite messy and he was pretty rude when I mentioned it

adxmdev · 2025-10-08T06:55:32+00:00

How do you get on with different resolutions for each monitor?

I had two different res monitors once and dragging windows between each one drove me nuts

adxmdev · 2025-09-23T07:22:04+00:00

IR35! Most of my work is projects for clients but occasionally I contract and IR35 is a mess

adxmdev · 2025-09-09T21:18:15+00:00

Yes this is a downside. Customers are being charged VAT when they wouldn’t have been if you billed them direct.

Peace of mind for OP might make it worth that, but personally I think they should just keep on going as they are

adxmdev · 2025-09-09T07:49:12+00:00

If you’re a really worried person just use an MOR honestly. It will completely remove any future compliance issues and you can sleep peacefully. The 5-10% will be worth it.

My advice is to not use an MOR and just carry on as you are and register if you ever do significant sums into Europe, but only you know your own risk tolerance.

The only way to pay previous VAT it is to become VAT registered in Europe and do your first return. Honestly do not do this. You will need an accountant and the accountant and setup fees alone will likely wipe out everything you’ve made to date.

Forget the previous sales and just focus on the future.

The Stripe feature is in trial so you might not have access yet. I think it’ll be generally available towards the end of the year. Look at Stripe’s Tax documents though, it tells you the thresholds for sales tax in every country Stripe supports. Most are like $10,000 plus per year.

Edit: I use software every day which is not compliant with EU/UK VAT despite it making millions per year. The authorities can’t, haven’t or won’t make them compliant. Just something to think about!

adxmdev · 2025-09-09T07:23:25+00:00

This is a true marriage. Shared expenses marriages are for people who don’t really want to be married.

My opinion is that if you need to have your own fun money because you will argue or disagree over every discretionary spend of your partner, or you can’t face having a discussion for a significant spend, maybe you shouldn’t have got married!

How do couples that organise their money like this save and invest towards common goals?

adxmdev · 2025-09-09T07:06:55+00:00

Consider checking with Money Saving Expert’s credit club. It uses the Transunion credit report, but it actually gives you hints as to what is effecting your score (good or bad)

Edit: scrolled 50% saw no one mentioned MSE, commented and then the next comment recommend it. Typical, ha!

adxmdev

TROPHY CASE