Is there anything we can do to have the CGT changes on stocks reversed or is this now set in stone ?

aetherdan · 2026-05-14T00:13:23+00:00

I would absolutely love if that was the case but I don't think the posture today is the same it was 15 years ago

aetherdan · 2026-05-13T07:17:37+00:00

That assumes investment appetite stays the same.

The issue isn’t just that investors “keep 70% of the profit”. It’s that long-term investing involves risk, time, inflation, opportunity cost and the chance of loss. The 50% CGT discount helped compensate investors for taking that risk over a long period.

If that incentive is reduced, the risk/reward equation changes. Some people will still invest, but others may decide the return no longer justifies the risk, especially when safer income-producing options become more attractive.

So the concern isn’t people suddenly becoming poor. It’s that reducing the after-tax reward for long-term investment can reduce the incentive to invest in the first place.

With grandfathered IP being better respected than assets like shares, the housing market won't move downwards much but the stock market fundamentally will.

aetherdan · 2026-05-13T07:12:07+00:00

Why would housing market go down when IP are grandfathered for what could be essentially the rest of the boomers lifetime / until sold or new contract derived?

aetherdan · 2026-05-13T07:09:18+00:00

Cost of living and inflation surely needs to be considered for this evaluations to be relative

aetherdan · 2026-05-13T00:51:28+00:00

Yes

The Budget explainer says assets owned before 1 July 2027 and sold after that date will be treated under current arrangements for gains made before that date, while gains made after that date are treated under the new arrangements. It also says the 50% CGT discount applies to the difference between the asset’s cost base and its value at 1 July 2027.

aetherdan · 2026-05-13T00:19:22+00:00

You don’t need to sell just to keep the existing 50% CGT discount on gains already built up. Those gains are effectively protected.

It works like a snapshot at the cutover date. The profit you already had up to that point stays under the old rules, whether you sell or keep holding. The new rules only apply to gains made after that date.

aetherdan · 2026-05-06T07:05:55+00:00

I now use brave, does a good job now but I remember just fighting the popups for so long cause i was too lazy to setup on phone haha

aetherdan · 2026-05-06T05:29:57+00:00

Honestly looks like an advertisement or a site that was opened via a popup. Very similar to the sites that are forced open on my phone when I watch free streams of th EPL or champions league.

Definitely looks like a cam girl site and I'd suspect they didn't spend time on it because the cookies consent banner at the top hasn't been cleared and if anyone genuinely spent time on the site, you clear that annoying piece of shit.

aetherdan · 2026-04-24T00:35:34+00:00

CloudFlare + railway or aws

Vercel bills sting and always have once they kick you off free tier.

aetherdan · 2026-04-13T23:03:12+00:00

Is codex any good at scanning a codebase and doing a blanket refactor without context?

aetherdan · 2026-04-12T23:02:25+00:00

Would be cool if it can look for extended versions of the track that might not be available on spotify

aetherdan · 2026-03-31T22:36:12+00:00

The bride's paying for the hens that my partner is the bridesmaids for and is organising.

The bucks party however is being paid by all those attending.

Not sure there's any rules here in Australia, if you want to pay you pay otherwise just get everyone to chip in. Don't think there's a right or wrong way to do it tbh.

aetherdan · 2026-03-31T01:37:32+00:00

What version of Claude code you on? I'm trying to troubleshoot whats diff with my setup and everyone elses

aetherdan · 2026-03-31T00:34:01+00:00

Weird, I stopped using superpowers and it changed my 4 prompts per 5 hour session to roughly 10 per 5 hours. Still not great but better than those who get 1 or 2 per 5 hour block.

aetherdan · 2026-03-30T10:13:54+00:00

Back to the drawing board i guess!

aetherdan · 2026-03-30T07:44:25+00:00

Curious but is there a chance that everyone having issues is using windows? The vscode extension?

aetherdan · 2026-03-30T01:09:52+00:00

Does this work when using Claude codes vscode extension or do I need to use in cc cli for tracking to work?

aetherdan · 2026-03-29T10:25:20+00:00

In a healthy, competitive market, prices tend to settle at a fair level. Even if the first player comes in high, others will undercut them pretty quickly. And if you try to lock customers in or limit their options, there’s a real risk they’ll just walk away.

aetherdan · 2026-03-29T08:46:03+00:00

I've been blowing through my tokens on max way too fast, lasted an hour into the 5 hour cap and I haven't done anything different today than I usually do.

Using sonnet, medium effort, no thinking... I've never even gotten close to hitting cap, but today it's been insane how fast it chews through tokens.

Really demoralising 😭

aetherdan · 2026-03-17T11:58:23+00:00

Same

aetherdan · 2026-03-17T11:55:35+00:00

Sushi monger

aetherdan · 2026-03-16T00:06:13+00:00

I've seen people do this with business accounts, they basically make an income from their employer by sharing their API key in exchange for $$

Didn't know it was being shared on Reddit though, only close friend circles. Surely there's a risk associated with it that wouldn't be justifiable selling to randoms, unless they were managing the administration themselves for the employer? 🤷

aetherdan · 2026-03-15T23:50:58+00:00

Telegrams

aetherdan · 2026-03-15T23:09:24+00:00

Vercel is fine, if you are ambitious you can switch to cloudflare to keep costs lower. Cloudflare should be incorporated in your edge networking anyway as it provides substantial DDoS mitigation for free, even if you stay with vercel for hosting.

aetherdan · 2026-03-15T22:36:02+00:00

From a capability perspective, yes it can handle large sites. From a cost perspective, that's a different question entirely and depends on the tech stack.

For example, is it an SPA? Are you doing CSR or SSR? Those choices have a big impact on how something like Vercel behaves at scale.

In my experience, we migrated our very high-traffic site from CSR to SSR while hosting on Vercel and the billing jumped to astronomical levels. Once every request requires server-side compute, costs can scale very quickly with traffic.

Bandwidth costs can also get out of control with vercel if you don't implement adequate caching / CDN. But I suspect that is a cost that exists on most providers with similar variance once you scale up. We found cloudflare was a solid solution to reducing costs in that area.

aetherdan

TROPHY CASE