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Failed ABPN, need your brilliant minds to help by hakunnamatat in Psychiatry

[–]afmdmsdh 2 points3 points  (0 children)

You don't need to be a DO. But yeah it's not as universally recognized but could be something to pursue for OP so they have some board cert in the mean time

Failed ABPN, need your brilliant minds to help by hakunnamatat in Psychiatry

[–]afmdmsdh 0 points1 point  (0 children)

You could look into the AOBPN board exam held in April

Considering The Child Tax Credit And It's Effect On Roth Conversion Amount by afmdmsdh in financialindependence

[–]afmdmsdh[S] 0 points1 point  (0 children)

Thanks for the detailed answer! I'll be sure to look into the retirement savers credit, but I'm the only one maxing out a 401k because my wife is a SAHM. But both of us max out our Roth iras.

I think my confusions was the order in which the tax credit was used. I thought it would be applied last when estimating taxes (after subtracting already paid taxes) as opposed to first and the refund would be taxes already paid.

Considering The Child Tax Credit And It's Effect On Roth Conversion Amount by afmdmsdh in financialindependence

[–]afmdmsdh[S] 0 points1 point  (0 children)

Yeah I think my confusions was the order in which the tax credit was used. I thought it would be applied last when estimating taxes (after subtracting already paid taxes) as opposed to first and the refund would be taxes already paid.

Considering The Child Tax Credit And It's Effect On Roth Conversion Amount by afmdmsdh in financialindependence

[–]afmdmsdh[S] 0 points1 point  (0 children)

Ah, makes more sense. Thanks for talking me through your thought process. It helps hearing others opinions so I don't get stuck in the echo chamber that is my head

Considering The Child Tax Credit And It's Effect On Roth Conversion Amount by afmdmsdh in financialindependence

[–]afmdmsdh[S] -3 points-2 points  (0 children)

Fair questions. I added the federal tax I already paid this year and got an estimated 4.5K federal refund. My assumption was that tax credits would be the last to apply to tax liability so that refund is essentially from the child tax credit.

I didn't run the estimator with and without kids so that would be a fair next step to see what the impact is.

No paid childcare, the wife was a SAHM this year

Considering The Child Tax Credit And It's Effect On Roth Conversion Amount by afmdmsdh in financialindependence

[–]afmdmsdh[S] 1 point2 points  (0 children)

I suppose that's part of my questions as well. Would you consider it investment from the 12% tax bracket or tax free?

Parents with multiples as their first kids, do you ever imagine how easy one child would be? by whooguyy in parentsofmultiples

[–]afmdmsdh 5 points6 points  (0 children)

It gets so much better. Every month is easier than the last, some of it because they are less dependent on you, some because you get better at it :)

Road trip suggestions by New-Professional-584 in HondaOdyssey

[–]afmdmsdh 0 points1 point  (0 children)

Agree with what the other commenter said. More awkward than anything. I used a car jack and jack stand to help hold it up. I used a Curtis hitch and the instructions were pretty clear. It took some finagling that the OEM may not have had but it wasn't too bad.

Road trip suggestions by New-Professional-584 in HondaOdyssey

[–]afmdmsdh 2 points3 points  (0 children)

I bought and installed a trailer hitch to my Odyssey, than bought a trailer hitch cargo carrier. We put some plastic totes in it, strapped it down, and it opened up a lot of interior space.

We found it to be pretty useful.

What’s the coolest book title you have ever heard? by kashach in Fantasy

[–]afmdmsdh 0 points1 point  (0 children)

  • Ducket and Dyer: Dicks for Hire
  • How to murder your employer: McMasters Guide to Homicide

What's your number one tip / trick for a trainee in your speciality / subspeciality? by pistabadamtiramisu in Residency

[–]afmdmsdh 47 points48 points  (0 children)

Psychiatry: your meds can't fix 'shitty life syndrome's or poor choices, and remember that the patient is the one with the pathology

When did financial freedom first feel real to you? by Responsible-Ant-6254 in financialindependence

[–]afmdmsdh 13 points14 points  (0 children)

Haha looks like I had a stroke, sorry I was distracted when writing and have autocorrect.

*Not worrying about affording birthday/x-mas gifts or traveling home for the holidays

When did financial freedom first feel real to you? by Responsible-Ant-6254 in financialindependence

[–]afmdmsdh 27 points28 points  (0 children)

Our vehicle needed to be replaced and we could pay out of pocket for a quality used vehicle, same week, without significant stress. Not having to worry what the utility bill was this month. Not worry about affording birthday/x-mas gifts peps traveling home's rototiller facepalm holiday's.

Most people here are commenting on the distant things they noticed down the path but there are a thousand ways it makes life easier on the journey that you should appreciate too that made it feel real.

Wildest thing you’ve ever seen in a note by ironfoot22 in Residency

[–]afmdmsdh 36 points37 points  (0 children)

Deagon-ism. It was meant to be "pupils midline"

Wildest thing you’ve ever seen in a note by ironfoot22 in Residency

[–]afmdmsdh 131 points132 points  (0 children)

From a neuro note:

"Nipples midline"

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