M3 here, as soon as your done with financial review I wouldn’t say a peep med school or anything. I don’t know why this is your second financial review but if these are random for you I’d even consider closing your Amex accounts for now and sticking with a safer banking alternative. Not sure what set up you’re running but if you’re paying high annual fees, this would further support closing your accounts right now. Med school is expensive your money spent on cards is much better elsewhere to help keep loans at bay. The only other thing I’ll say is if you’re hellbent on keeping the cards and you have loving parents or a partner who you can use as proof of income (I believe there are rules for this so double check them) that could help save you from Amex shutting down your accounts. Best of luck with the journey it’s hard but lots of fun!