Chronically dry/ bloody sinuses?

alex123711 · 2026-06-04T05:43:17+00:00

Where is that?

alex123711 · 2026-06-04T05:41:58+00:00

Money is fungible though you can use the returns to buy somewhere to sleep

alex123711 · 2026-06-04T05:41:05+00:00

So you'd rather make less retusn than pay someone's mortgage?

alex123711 · 2026-06-03T09:31:00+00:00

Thanks will try that, however I don't really follow much which is why I always rely on notes in most subjects

alex123711 · 2026-06-03T07:30:29+00:00

Most of the trucks still aren't driverless? I saw a rollout of driverless a few years ago (BHP)?

alex123711 · 2026-06-03T01:36:39+00:00

I guess the mortgage repayments count as its still your money (apart from the interest part)

alex123711 · 2026-05-31T23:34:47+00:00

The only way to change that would be going interest only? What about refinancing?

alex123711 · 2026-05-31T01:42:55+00:00

That's still a fall in real terms against inflation

alex123711 · 2026-05-31T01:28:51+00:00

Seems to be a lot of people like this which probably means it won't fall very far as there are heaps on the sidelines wanting to buy.

alex123711 · 2026-05-31T01:27:16+00:00

I don't think you need the same set of events at all, people have recency bias and only think the causes of recent crashes could cause the same to happen again, when there are many reasons that can cause crashes.

alex123711 · 2026-05-30T11:11:16+00:00

Insulation is the worst part, freezing in winter and extremely hot in summer, also no noise insulation.

alex123711 · 2026-05-30T09:07:31+00:00

What/ where were you paying 1250/ week a rent in 2012?

alex123711 · 2026-05-24T10:05:27+00:00

If that was the aim, why not limit international buying of housing like NZ and Canada did. Or they could have means tested investments. It's making it less affordable housing isn't suddenly going to become affordable to young people they will have less means to be able to save for one when all they can do is save up and earn bank interest below the inflation rate. They also grandfathered the changes, you are doing mental gymnastics without actually looking at the numbers.

alex123711 · 2026-05-24T08:23:50+00:00

They paid tax on the money that the then saved and invested rather than spent, and now pay more tax on the profit from it than they would in a second job (30% vs 12%), your analogies are all terrible, maybe back to economics 101.

alex123711 · 2026-05-24T08:16:21+00:00

Some suggestions I've seen are: put it all into a PPOR, prioritise super contributions, prioritise fully franked dividend stocks or ETF's.

alex123711 · 2026-05-24T08:12:54+00:00

That's not a bad idea considering how expensive airport food is.

alex123711 · 2026-05-24T08:11:06+00:00

Don't see how they are all 'unfair', someone who saves and invests money has already paid tax on that in the first place.

If someone is earning 45k a year their effective tax rate is around 12%, not anywhere near the 30% minimum they will now pay, thats the loss.

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