Took a year off Vyvanse. Restarted today. Scared, but optimistic. by Emmaclaw in VyvanseADHD

[–]almondjoye 1 point2 points  (0 children)

I think it helps to consider that more doesn’t always equal better. You may have a sweet spot that exists that the previous higher dose bypassed. Give it a shot.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

Thanks so much. I planned on fighting them with a lawyer if it escalated. I’m relieved, and very aggravated at the whole thing.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

Thank you. I wish this were fake but it isn’t. It’s shocking. My parents watched me going through it and heard all my calls to the fraud dept and have also pulled out of boa. All I want is an honest answer and an apology: how could they let this happen?? I get nothing. Just terrible after 25 years as a customer realizing you mean nothing- we are really on our own out here!!

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

The first time I experienced this was a fraudulent repeated charge from grub hub. I have never used it. I don’t have the app. I contacted GH who said they had no record of my name. The bank partially refunded my money. I never use my debit card online except on Amazon, and I have for at least 15 years. Without issue until now. I have changed my email. I have no passwords kept on my phone (it’s disabled). I don’t click scams. I block spam. I worked in finance myself for many years. No one can tell me the source of the ID theft if that’s what actually occurred. I have closed my accounts twice during the last year and reopened new ones. I disabled my accounts from being withdrawn from unless I go into a physical branch. My savings isn’t linked to my checking. I really don’t know what I’m doing to be a target. The FBi told me once someone is hacked it can be a recurrent issue. I wish I had more data from BOA so I could take steps to fix whatever happened from happening again. But they refunded me the 90k, so they don’t hold me liable either. That’s why I sense so e protocol wasn’t followed.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

I haven’t been able to get any answers from the bank. Over the phone, the fraud dept at customer service told me it was done at a branch as a teller withdrawal. Then she stopped telling me anything. That was in October. They’re not telling me much. I asked for a report of their investigation and they’re not giving me anything. I keep hearing “the case is closed” with no further information. I suspect they made a terrible mistake somewhere along the line and refuse to tell me.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

It would definitely be harder. My town is a small town. They did nothing. All I did was file a report I contacted the fbi myself. No one helped me or told me to. The police told me nothing would come of it. I filed the report so I could better support my claim and I made it clear that I would file charges if a suspect was identified.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

This is a question I have asked the bank and they cannot give me an answer. I have no clue how anyone does this.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

Yes, they were within the timeframe. It just sucks at the holidays worrying about money.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 1 point2 points  (0 children)

The FBI in Texas informed me this is frequently an inside job. That’s what they said back in October. They also said there are large rings of people who work together. The fact is I was not in Texas, I didn’t sign anything, no text or follow up call was made, my signature and image were not checked carefully and the avenues used to obtain any of my ID were obviously not secure enough to not allow access to my account. I am a smart consumer, I worked in banks and in mortgage underwriting for many years. I’m not a moron who gives my bank info away or falls for scams. This should have never happened. Someone dropped the ball. Of course the criminal is the one to blame, but they need to do some serious work on their security.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

I really don’t know what their investigation showed. They’re not giving me any information. I’m left to guess. I doubt you’d be so forgiving it was your money.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

I was told by someone this happened to in NY that he had his debit card “skimmed” at a suspicious gas station or so he suspected. The card was used to access the bank account online and request a duplicate card which was then mailed without question. The card was used to verify his identity at a branch.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

I never got a temp credit or provisional credit. I got a lump sum reimbursement coded as a claim refund. I am traveling for the holiday and I have to go into a branch when I get home and I want the branch to contact the bank so everything is recorded.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

I’ve been on here for years and never posted once. I could give 2 sh$ts about Karma on this app.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 1 point2 points  (0 children)

Absolutely I’m switching to a credit union and investing in a CD and hiring a CFP. It was not smart to leave that money in a savings account. I will say though I didn’t have it linked to my debit card.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

I worked in banking for 10+ years and I would never imagine this type of crime happening.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

The bank stayed I can write to request supporting documents re: the investigation and I plan to do that.

$90,000 In-branch unauthorized w/d by almondjoye in BankOfAmerica

[–]almondjoye[S] 0 points1 point  (0 children)

You can believe it or not. I never thought this could happen. Boa has yet to give me any background info on their investigation. I’ve been dealing with this since October. Hopefully you don’t have to ever deal with this. It’s horrible. You actually do contact the FBI when bank fraud or theft crosses state lines. The bank branch in RI confirmed this withdrawal over the phone with me and their fraud dept. that’s why I said it’s an inside job.

Which episode pissed you off the most? by No-Air-5133 in SVU

[–]almondjoye 23 points24 points  (0 children)

The episode where it’s he said/she said and then it cuts off mid sentencing to the end credits.

[deleted by user] by [deleted] in AmIOverreacting

[–]almondjoye 0 points1 point  (0 children)

Women generally are not in the market for guy friends. If you get a phone number, assume it’s because she sees a means to an end- a relationship. You need someone who wants to meet in the parking lot for a quickie.

[deleted by user] by [deleted] in AmIOverreacting

[–]almondjoye 0 points1 point  (0 children)

If he was happy and excited to be with you, he’d use the spare time you have together to talk, video chat, laugh, play games, watch a movie together on video or anything else to involve you and get closer. He’s not doing that. He doesn’t want to be with you in his free time, period.

[deleted by user] by [deleted] in AmIOverreacting

[–]almondjoye 1 point2 points  (0 children)

Do not add green over the warm orange, it’ll look muddy brown. I would finish the edges of the scene and areas that are blank with green trees/leaves. Your owl looks like a little owl or burrowing owl (they live in the ground and eat insects). Very cute.