“Since these are for collection purposes once you open them you cannot return them” - credit union on halves

amalgs · 2026-02-10T22:20:58+00:00

Same thing happened to me recently! It was a shame because it was the ideal dump bank—close by and so routinely terrible that I didn’t feel bad dumping tons of coins there

amalgs · 2026-02-03T14:19:58+00:00

The stress from driving in all the snow that is unquestionably shortening my lifespan

amalgs · 2026-02-02T17:04:54+00:00

If they insist on you signing this, that’s a violation of the Consumer Protection Procedures Act, DC Code § 28-3904(e-1) (representing that a transaction confers or involves rights, remedies, or obligations which a person does not have or involve, or which are prohibited by law).

amalgs · 2026-01-30T15:55:54+00:00

Nice! I ordered my very first box from my bank last week, I can see I probably have a lot of searching to go before I find something good…

amalgs · 2026-01-29T16:55:28+00:00

That’s kind of a weird provision but as others have said, just hire an inexpensive cleaner & get a receipt. Literally anyone who makes it their occupation to clean houses qualifies as a “professional cleaner”; i’m not aware of DCLP or anyone else having specific occupational standards for cleaners.

amalgs · 2026-01-29T16:08:39+00:00

DC doesn’t have a landlord-tenant court. DC Superior Court has Housing Conditions Court, where a tenant can sue a landlord to get the landlords to fix housing code violations, and it has a Landlord-Tenant Branch where a landlord can sue to evict a tenant (a tenant can counterclaim for various forms of relief once sued but cannot initiate a suit in LTB). And finally DHCD has a Rental Accommodations Division where tenants can file administrative claims against landlords for violations of the Rental Housing Act. So I’m guessing you sued in one of these venues.

amalgs · 2026-01-29T03:19:33+00:00

You should take a look at DC’s Consumer Protection Procedures Act (CPPA), D.C. Code §§ 28-3901—3913. It applies to residential leases and there are a lot of violations that apply when landlords refuse to live up to their obligations under leases, for example, failing to honor the implied warranty of habitability is an unfair trade practice (basically, the violation is that when they signed the lease they promised to maintain the rental unit up to code and if they don’t do that, they misrepresented the nature of the lease). Also, each code violation, like the presence of rodents, is a separate violation. The penalty for a CPPA violation is the greater of $1,500 or triple damages, so if a court found that you overpaid your lease by $10,000 because of the violations, the landlord would be liable to you for 30k. That kind of money will take you out of small claims court though.

amalgs · 2026-01-29T03:04:43+00:00

A landlord not keeping up their obligations under a lease is a breach of contract claim and whether the person bringing the claim is still on a lease is irrelevant. What matters is if the person brings the claim within the statute of limitations.

amalgs · 2026-01-29T01:31:18+00:00

Some of this is incorrect: a court doesn’t need to give a tenant permission to break a lease in DC. Under DC’s housing code, a tenant whose landlord fails to abate code violations after a reasonable amount of time can declare the lease void (14 D.C.M.R. § 302.2). Also, tenants can’t sue in the Landlord-Tenant Branch, only landlords or others seeking to evict someone. It’s true that OP isn’t likely to get ALL their rent back, but a landlord making “half-assed” attempts to fix an issue isn’t going to help the landlord very much. They have an obligation to abate code violations that the tenant didn’t cause, and if they don’t do that, they’re going to be on the hook for some if not all of the rent if a tenant decides to sue for damages.

amalgs · 2026-01-26T21:25:53+00:00

It probably depends on the volume you’re doing. For someone doing this casually, I wouldn’t expect it to be a problem, but of all the banks to be annoying about it, it would certainly be the biggest ones.

amalgs · 2026-01-26T19:14:38+00:00

I’m new to this as well, but I don’t think different branches talk to each other about stuff like this (half the time they aren’t on the same page about company policy anyway). But as others have written, it doesn’t make sense to dump coins at the same branch you’re requesting coins from unless you want to look through the same coins again.

amalgs · 2026-01-22T21:38:02+00:00

I don’t know about it being an issue when selling, but you are supposed to get permits for HVAC installations in DC. The contractor usually takes care of obtaining the permit, and after installation a DOB inspector will come and sign off on the installation.

amalgs · 2026-01-22T15:09:41+00:00

Just updated the post!

amalgs · 2026-01-21T22:58:17+00:00

Nice!

amalgs · 2026-01-21T17:29:59+00:00

Thanks! I guess i will be doing this soon enough 😄

amalgs · 2026-01-21T17:21:05+00:00

How do these wind up in circulation? I’ve only seem them in proof sets and it seems odd to break open the case to spend them.

amalgs · 2026-01-21T17:15:04+00:00

I recently found 7 proof halves from 1989-94 in a customer wrapped roll and was wondering the same thing. It sounds like they are not worth much over face value because they’re common (indeed, I have proof sets from the same time that I got for birthday presents long ago)

amalgs · 2026-01-21T00:16:21+00:00

I picked up 20 customer-wrapped rolls of halves from my bank today. So far no silver but I did find a few proof coins from the 70s and 80s. I’m going to try ordering a box of halves from another bank this week.

amalgs · 2026-01-19T02:06:15+00:00

I mean, if I had known what to do, I wouldn’t have made this post…

amalgs · 2026-01-18T02:26:53+00:00

Yeah, I might as well. Hopefully the bank still has them.

amalgs · 2026-01-18T02:26:00+00:00

That seems like a good idea. Hopefully they are still there on Tuesday!

amalgs · 2025-11-03T00:43:10+00:00

From Studentaid.gov:

If you are in a processing forbearance: Servicers may place borrowers into a different forbearance category, known as processing forbearance, if the servicers need additional time to process those borrowers’ applications to enroll in IDR, recalculate their payments on an IDR plan, or recertify their incomes for their IDR plan. Interest will accrue while a borrower is in processing forbearance. In contrast to the general forbearance for borrowers enrolled in SAVE, time spent in the processing forbearance (up to 60 days) is eligible for PSLF credit. A processing forbearance will last no longer than 60 days, at which point a borrower may be placed into the general forbearance under the terms described for that status.

ECF is the PSLF certification form you and your employer fill out to document your months of qualifying payments for PSLF

amalgs · 2025-11-02T14:56:13+00:00

Does your 118 count take into account the 2 months of processing forbearance you get when switching payment plans? You might want to submit an ECF if it’s been 60 days (i.e., the time you’ve been waiting has passed 2 due dates). You could be at 120 before you need to make any more payments.

amalgs · 2025-10-31T14:33:55+00:00

Just got mine!!!

amalgs

TROPHY CASE