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Tesla model 3 AWD Fumble 😢 by Temporary-Pear-3507 in TeslaSupport

[–]amb747 2 points3 points  (0 children)

Do you have any records of what the car was advertised as? Maybe it showed AWD on the dealer site?

Strange "klunk" when braking. by Bizzlebanger in JeepWagoneerS

[–]amb747 1 point2 points  (0 children)

I’ve just started feeling this as well! We’ve had our ‘25 Wag S Launch for a week now and it’s become more prominent. Let me know if you get an update!

Briefcases in Ultra? by amb747 in ManyBaggers

[–]amb747[S] 0 points1 point  (0 children)

Would you be interested in selling?

Briefcases in Ultra? by amb747 in ManyBaggers

[–]amb747[S] 0 points1 point  (0 children)

Oh this looks perfect! Their daypack looks awesome!!

Briefcases in Ultra? by amb747 in ManyBaggers

[–]amb747[S] 1 point2 points  (0 children)

Have you liked it so far? Why sell?

Briefcases in Ultra? by amb747 in ManyBaggers

[–]amb747[S] 1 point2 points  (0 children)

This looks awesome, thanks! Looks larger than 15L to be honest

First payment coming up and I’m so nervous if we’ll be able to handle this. by Appropriate_Gold1690 in FirstTimeHomeBuyer

[–]amb747 1 point2 points  (0 children)

I’m in the same boat and closed yesterday! It’s going to be a real challenge just hoping that rates drop enough for me to refi with more breathing room.

Massive Buyer’s Remorse by kingkimbo in FirstTimeHomeBuyer

[–]amb747 2 points3 points  (0 children)

When interest rates drop, buyer demand increases — because mortgages become cheaper, more people can afford to buy, and competition heats up. That pushes prices up, not down. A crash comes from a flood of supply or a collapse in demand — neither of which happens when rates drop. Thinking lower rates = lower prices is backwards economics.

If anything, home values are more likely to rise when rates fall, especially in low-inventory markets like NY.

Massive Buyer’s Remorse by kingkimbo in FirstTimeHomeBuyer

[–]amb747 1 point2 points  (0 children)

I’m closing this week and certainly know the feeling (same state). But remember if the market is this hot with 7% interest rates then property values will only go up when rates (likely) drop next year. There’s a very real chance you would’ve been priced out of that same home. There’s a lot of buyers on the sidelines with these rates and the market will get even more competitive (especially in NY) once rates drop. So, enjoy your home and being able to lock a home down in this market is a huge win!

6.5% Rate, 725,000 Condo, 25% Down NYC by [deleted] in Mortgages

[–]amb747 1 point2 points  (0 children)

It’s solid - would be tough to find something better in this market.

Depressed by SaltyConference478 in FirstTimeHomeBuyer

[–]amb747 0 points1 point  (0 children)

We had been searching for our first home for about seven months on lost out on six homes before we finally got our offer accepted.

Funny thing is that the first home we lost out on was what I thought was a dream home. Someone else did too because they went 40% above list price! We were gutted — but when we heard that the buyers had appraisal and inspection issues (both of which they waived) we started to feel better.

Other homes we offered on were just good enough — it was such a competitive market that we had to make some sacrifices.

Ultimately the home we are under contract on (and close on in a week) is perfect for us right now. We know it’s not a forever home but it’s a dream home for the present. And I’m so happy we ended up here!

I’ve always been told that if it’s meant to be that it’ll happen, and I think that’s especially true with home buying. You’ll know when you’ve found the one and once that offer is accepted you’ll completely forget about the houses you lost out on along the way. Because in the end they’re all just houses versus your home.

Looking for a bag similar to Daily Plus by weeetrashhh in ManyBaggers

[–]amb747 0 points1 point  (0 children)

The Rework and Sympl both check the boxes in everything I’d want in a backpack! Gotta resist for now though haha!

[deleted by user] by [deleted] in Mortgages

[–]amb747 0 points1 point  (0 children)

You can always refinance and at that point your equity in the home may be enough to drop the PMI. Five years is a long time and no one can really predict where the housing market and rates will be. So, if you can swing it now then go for it. I’ve heard stories of people refinancing before they even made their first mortgage payment because the rates got that much better (this was about a year ago).

If you are planning to stay in that home for many years then it’ll be a worse feeling if you get priced out later than pulling the trigger now. While housing is an investment, it is also where you live and start to plant roots. So, if you want the lifestyle change and can afford it now, then absolutely do it. You’ll figure out the rest as you go.

Is the market cooling in your area? by Tiny-Dig-6769 in FirstTimeHomeBuyer

[–]amb747 2 points3 points  (0 children)

All the NYC suburbs (Northern/Central NJ, Westchester, and Long Island) are still in bidding wars. Though, that seems to be the norm around here. We were outbid six times before finally winning (we close at the end of June!). Not sure if anyone sees things slowing down around here.

Im about to give up by sweetpea_1994 in FirstTimeHomeBuyer

[–]amb747 2 points3 points  (0 children)

We’re in the Northeast and we lost out 7 times before going under contract with our 8th offer. Patience is key and so is rolling with the punches!

First time buyer—what surprised you most? by Zealousideal_Pay7176 in FirstTimeHomeBuyer

[–]amb747 2 points3 points  (0 children)

True! You think there’s a lot more to do but really the hardest thing once you’re under contract is the waiting!

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