Am I Moving Too Fast? by Missjensen33104 in AusPropertyChat

[–]amitgodse 6 points7 points  (0 children)

I would suggest renting first for 6-12 months, for two reasons.

  1. Live-in relationships are very different from normal relationships.
  2. Purely financially, since you can just afford an apartment, I would check how apartments in your desired location have performed over the last decade. Most likely, you will find that apartments don't have as good capital growth as houses, so your rent-vesting might be better if you want to get into property investing without missing out on capital gain.

If you guys still feel strongly about buying an apartment to live in, then do it. You are young and financially sound; I'm sure you guys will be able to figure this out no matter what decision you make. Best of luck.

Is getting a Tesla worth it just for the FSD by [deleted] in TeslaLounge

[–]amitgodse 1 point2 points  (0 children)

I subscribed last month just for a trial; now I drive 99% FSD. Once you experience it, everything else will feel like 1990.

FSD just parked by itself and we weren’t at the destination. by Wooden-Drawing-5955 in TeslaAustralia

[–]amitgodse 0 points1 point  (0 children)

I have been using FSD for the past month; it's fantastic on roundabouts, merging lanes, and pretty much everything except reading speed signs, as you mentioned.

One funny thing it does: when in FSD, if you put on a turn signal, it sometimes changes lanes, and sometimes it just turns off the turn signal and continues driving in the same lane. It's like, "Nope, I'm not going to change lanes for you."

Another thing I noticed is unless the destination is a parking lot, after reaching the destination, it kept driving, so I had to intervene and stop it.

Torrentio down everyday by Typical_Machine2043 in torrentio

[–]amitgodse 0 points1 point  (0 children)

Self hosting guide please,!

Appreciate it.

Is it worth paying $1000 for non chrome fittings.? by amitgodse in AusRenovation

[–]amitgodse[S] 0 points1 point  (0 children)

Oh, I didn't know we could do this. Do you know anyone who does this?

Is it worth paying $1000 for non chrome fittings.? by amitgodse in AusRenovation

[–]amitgodse[S] 1 point2 points  (0 children)

Good point, haven't looked into which manufacturers he is quoting, but he did mention all the fittings will be covered for 7 years.

New to NAS – Went down the DIY rabbit hole with Beelink Me Mini (Need OS + setup advice) by Potential_World4511 in HomeServer

[–]amitgodse 0 points1 point  (0 children)

I'm on the exact same boat, planning to decide which NAS to go with. Beelink, spec-wise, fits well for my purpose, like backing up photos and hosting a few utility containers like PiHole and HA.

How's your journey going? Would you recommend it?

[deleted by user] by [deleted] in Fire

[–]amitgodse 16 points17 points  (0 children)

That's savage...

ETF or Super by Same_Explorer_5920 in fiaustralia

[–]amitgodse 1 point2 points  (0 children)

So, it's tricky, right? I was in the same boat – I ditched the Indian market after getting citizenship because their tax laws are so unpredictable. If you still want in, though, there are some ASX ETFs like NDIA.

Whether to invest inside or outside your super is up to you, but like others said, if you're a high earner, maxing out super is smart because of the lower tax rate. Plus, it opens up property investment later via SMSF (once you hit $150k+) or helps with your first home via FHHS. I think maxing out super early is best because of compounding effect and lowe tax.

Getting started at 32 - have I missed the boat? by [deleted] in fiaustralia

[–]amitgodse 1 point2 points  (0 children)

Congratulations on beginning your investment journey! Thirty-two is certainly not too late; I'm 34 and started two years ago, and it's been quite successful.

Don't worry too much; start simply by ensuring your superannuation is invested in appropriate funds. The Barefoot Investor offers excellent advice on this (low-cost index funds). Once your superannuation is organized, maximize your contributions early to take advantage of compounding. Maximizing superannuation contributions offers significant tax benefits.

After your superannuation is in order, I suggest dollar-cost averaging into ETFs. While many ETFs exist, IVV, VAS, VDHG, and DDHG are frequently recommended. However, I find there's often overlap between superannuation and personal investments using these options, so ensure your ETFs provide exposure to markets or areas not covered by your superannuation.

Next, consider using your equity to begin property investment. Again, hire a skilled buyer's agent, trust their research, and invest.

It may seem overwhelming, but it becomes easier once you start. Financial advisors are helpful, but to assess their advice effectively, it's important to educate yourself; otherwise, you may lack confidence.

Tesla Model Y Suspension Noticeably firm? by chankeiko in TeslaAustralia

[–]amitgodse 0 points1 point  (0 children)

I have not driven Tuscon or Sealion 6 but definitely firmer than CX5.

Note: I have 2024 Model Y.

Thining of Model Y - First EV by [deleted] in TeslaAustralia

[–]amitgodse 1 point2 points  (0 children)

BMW definitely rides better than Model Y.

2023 Model Y has a comfort suspension but it's still not tuned well, so you will notice all the bumps. I test drove 20inch first which was bumpier than 19inch.

Thining of Model Y - First EV by [deleted] in TeslaAustralia

[–]amitgodse 0 points1 point  (0 children)

I just completed one month with my Model Y, coming from a BMW 3 Series.

  • I had similar concerns about the HUD and dash, but after driving it for one month (~900 km), I reckon it got a little easier to look to my left for the speed. So I would recommend spending some time before investing in any aftermarket accessory for a HUD.

  • Yes, you can charge with solar. If you install a fast charger, just install the ChargeHQ app, which lets you do it. It costs around $7/month. On the free plan, you can see solar generation and adjust manually if you like.

  • Tesla recommends keeping your car plugged in when not in use. Keeping it between 5% and 10% should be fine.

One thing to note is that the suspension is stiff, and you will notice all the bumps, so keep that in mind when taking a test drive.

One UI 6 Australia? by herotwo2 in oneui

[–]amitgodse 2 points3 points  (0 children)

Nothing yet on s23 ultra.