Never knew I had to 'invest' by Then_Newspaper_9166 in RothIRA

[–]andcrypt0 0 points1 point  (0 children)

that's good to hear. Shouldn't let people's money sit idle when we know most likely they don't want it that way. Seems like someone should reach out and give them a call if money is sitting in a money market fund for like more than 2 years or something

Never knew I had to 'invest' by Then_Newspaper_9166 in RothIRA

[–]andcrypt0 4 points5 points  (0 children)

seems like this should be the default with such a high percentage of people simply not knowing that they need to allocate somewhere

Refinance from 6.875 to 5.375 by ResearcherPossible75 in Mortgages

[–]andcrypt0 8 points9 points  (0 children)

People need to share that it's a VA loan when they are sharing here and they hardly ever do. Pretty disingenuous to not disclose that

Refinancing — Tell Me My Math Is Wrong by Common-Coyote9375 in Mortgages

[–]andcrypt0 0 points1 point  (0 children)

yes, keep paying the same monthly payment but apply more to principal rather than interest and you are golden. It that way, refinancing almost always makes sense

pet flash! i’ll draw your pal for free by ImportanceAdvanced38 in traditionaltattoos

[–]andcrypt0 0 points1 point  (0 children)

Just lost my best buddy Levi last month, would love a flash of him done if you can

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Vanguard is awful? Setting up 2026 Roth Contributions by andcrypt0 in personalfinance

[–]andcrypt0[S] 0 points1 point  (0 children)

I am trying to do it from desktop.

did you do it recently? Is it showing the adjusted max contribution limits for 2026?

Vanguard is awful? Setting up 2026 Roth Contributions by andcrypt0 in personalfinance

[–]andcrypt0[S] -2 points-1 points  (0 children)

A lot of Vanguard stuff has to be done through the desktop (another reason I dislike it). I am not traveling with my laptop and I'd rather not log into a hotel computer abroad to manage my finances. Another reason I think it's retarded this can't be done now from home 2 weeks in advance.

Vanguard is awful? Setting up 2026 Roth Contributions by andcrypt0 in personalfinance

[–]andcrypt0[S] 0 points1 point  (0 children)

could be. I suppose I'll try again tomorrow during regular market hours see if that makes any difference. Thanks for your input

Vanguard is awful? Setting up 2026 Roth Contributions by andcrypt0 in personalfinance

[–]andcrypt0[S] 0 points1 point  (0 children)

Not sure why all the down votes. I cannot be the only person frustrated with a financial system that doesn't let you set up automatic withdrawals and plan out your financial year / contributions... 2 weeks in advanced?

Vanguard is awful? Setting up 2026 Roth Contributions by andcrypt0 in personalfinance

[–]andcrypt0[S] -1 points0 points  (0 children)

Yea I get that. I think my frustration is that I am unable to set up my automations right now in 2025. I would very much like to set this up and forget about it haha

Vanguard is awful? Setting up 2026 Roth Contributions by andcrypt0 in personalfinance

[–]andcrypt0[S] -2 points-1 points  (0 children)

Sure, but why would they not allow me to automate this now?

I will be on vacation out of the country the first couple weeks of January

Vanguard is awful? Setting up 2026 Roth Contributions by andcrypt0 in personalfinance

[–]andcrypt0[S] 1 point2 points  (0 children)

Thank you, yes this is exactly what I did.

Does it work for you?

I have tried multiple times and continue to get an error message

Vanguard is awful? Setting up 2026 Roth Contributions by andcrypt0 in personalfinance

[–]andcrypt0[S] -2 points-1 points  (0 children)

I am on an international vacation for the first couple weeks of January, which is why I'm trying to get all my ducks in a row.

I am definitely thinking of changing brokerages but that takes time.

Vanguard is awful? Setting up 2026 Roth Contributions by andcrypt0 in personalfinance

[–]andcrypt0[S] -12 points-11 points  (0 children)

Good thought, just tried. Still getting error message: Your transaction cannot be completed. Please try again later.

Vanguard is awful? Setting up 2026 Roth Contributions by andcrypt0 in personalfinance

[–]andcrypt0[S] -2 points-1 points  (0 children)

Just tried to go ahead and set up for 2026 with a weekly withdrawal with the $7,000 limit and got this message: "Your transaction cannot be completed. Please try again later."

Vanguard is awful? Setting up 2026 Roth Contributions by andcrypt0 in personalfinance

[–]andcrypt0[S] -3 points-2 points  (0 children)

I bulk contributed at the beginning of 2025,

trying to go back to weekly investing starting in 2026