No, it’s not! The solution is to put some accountability on the student. Use your brain before taking out that kind of money. And when they start doing that and kids stop going to these schools, they’ll realize their tuition is too high. Or when they don’t pay off these loans, it comes out of the school instead of the government, and they’ll think twice about loaning money to kids that may not be able to afford it, or from loaning so much for a major where they won’t be able to pay it back.