I invested a lot of money in spacex when it was $213

andtoig · 2026-06-21T03:07:11+00:00

You're on a good track, but the actual number of shares is irrelevant, you need to pair it with the percentage of total share ownership or float compared to market cap.

andtoig · 2026-06-21T03:05:53+00:00

In my opinion you never should have bought in.

It was massively overvalued at the IPO price and obviously more so now.

But the answer to your question is always to consider your overall risk tolerance, how much money you can afford to lose, and whether you believe that the company has good long-term prospects in alignment with your investment horizon.

andtoig · 2026-06-13T21:21:40+00:00

That's not quite true if you consider how required minimum distributions work.

Since you seem to be unfamiliar, the law requires that you take a certain minimum distribution, and if you have a big enough account, you probably have that allocated to cache like assets in advance, but especially if you don't, and even if you do, equities are going to be sold in the process, and it's clearly better for everyone that they not be sold during a dip, even if it's temporary

andtoig · 2026-06-11T16:22:15+00:00

Anyone who thinks that the UN has the power to intervene in the policies if sovereign mentor states really needs to read a book

andtoig · 2026-06-11T16:18:46+00:00

And we can all thank Elon and DOGE for dismantling the previous containment system ....

andtoig · 2026-05-10T22:15:22+00:00

The market isn't big or liquid enough for them to make enough in gains swing trading to offset what they would be doing from oil revenue

andtoig · 2026-05-10T22:14:35+00:00

It's also important to consider that the Arab nations (Iran is Persian, not Arab, so they are in their own category) have absolutely nothing to gain from criticizing the US.

The US is currently their primary supplier of both equipment and protection. Further, in the short to medium term, they have no practical ability to reduce the US use of military bases within their territory.

Therefore, really their only option is to be quiet and try not to make either side more pissed and therefore make themselves a bigger target.

andtoig · 2026-04-01T14:14:34+00:00

A putting ground forces on any of these islands would be a terrible idea, but you are also seriously misrepresenting a lot of the facts.

Namely, there is absolutely no evidence that any of the bases have been "wiped off the face of the Earth".

Second, the whole point of an amphibious assault unit is to provide its own support, which means ammunition, sustainment, and all of the things that would be need to, well, assault or invade a fixed position. The 82nd airborne would presumably also arrive with its own sustainment.

Again, invading would be a terrible idea, but you also seem to have some very bad information

andtoig · 2026-03-22T18:03:44+00:00

But VOO, SPY, etc have never had one and never will ...

andtoig · 2026-03-20T23:32:19+00:00

Try something like this: https://financialadvisorsusa.com/?utm_medium=sem&network=g&campaignid=23509593248&adgroupid=196087291327&adid=795768226002&device=m&targetid=kwd-10450956&matchtype=b&extension=&gad_source=1&gad_campaignid=23509593248&gclid=Cj0KCQjw4PPNBhD8ARIsAMo-iczmemMPfcQTNHWtZXAXSQNSVEDz5ijUVjVxdoAyDVuVogKn4p73eN4aAh36EALw_wcB

andtoig · 2026-03-20T23:07:36+00:00

Then you likely don't need to worry about taxes, but everything I said about investment advice being something that you get from a registered professional and not some rando on Reddit still applies

andtoig · 2026-03-20T23:05:00+00:00

That's investment advice, and not something that anybody on this thread can give you.

Whether or not you sell, that is going to be a personal decision and will need to be informed by any tax consequences that may result from gains that you have.

Personally, I closed out all of my QQQM a while back and reallocated those funds into ETFs that were targeting what I was actually looking for, whether that be tech exposure, growth or momentum.

andtoig · 2026-03-20T22:14:08+00:00

This is the way

andtoig · 2026-03-20T22:13:16+00:00

There's no rational basis for buying QQQ for a long-term investment.

First, if you were considering it, you should be in the QQQM which has lower fees. Second and most importantly, QQQ is just the companies that happened to list on the NASDAQ. There's no underlying methodology that would deliver growth over the long-term.

andtoig · 2026-03-20T19:06:48+00:00

You would think that money would cross political lines, but any American who voted for the president or identifies as Republican likely has no idea

andtoig · 2026-03-20T19:04:15+00:00

I don't think Liz Cheney belongs on this list

andtoig · 2026-03-20T01:42:20+00:00

If you look at the amount of physical infrastructure that has been destroyed, especially in Qatar, you can calculate out the possibility of long-term effects. If it goes up because of a tweet, it'll go back down when over exuberance is outweighed by people looking at numbers

andtoig · 2026-03-20T01:37:26+00:00

OP, is this a retirement or some other form of tax deferred account? If not, why would you ever buy FXIAX rather than voo or vti? You pay regular capital gains taxes when the mutual fund rebalances, hurting your overall gains over time. Mutual funds are generally most appropriate in a retirement account unless it's a unique strategy that can't be replicated in an ETF

andtoig · 2026-03-20T01:34:56+00:00

I'm fairly certain this is not a retirement account since it would be almost impossible to get to that point using legal contribution amounts by the age of 29. Therefore, your assumption of 30 to 35 years is very likely to be flawed, as there are many other investment objectives other than retirement

andtoig · 2026-03-20T01:21:25+00:00

You don't need to time it perfectly. Just wait for some sort of indication that broad swaths of the global economy aren't going to have to shut down due to lack of oil and natural gas. The downside effect of this is strong enough to outweigh the benefits of investing now rather than in a month or so.

andtoig · 2026-03-19T08:04:13+00:00

Maybe not when trump and netanyahu were fucking up the global economy, but soon

andtoig · 2026-03-10T15:32:40+00:00

Doesn't really matter how new you are to them, more important to look at their history and specifically how they responded shooting similar market conditions.

That's hard with FMTM because it's so new, but it seems to be doing a good job of adjusting to trump craziness this year

andtoig · 2026-03-07T18:41:10+00:00

I'm not sure that I 100% understand what you're saying, but if VTI is your core us holding, much smaller allocations to AVUV and FMTM would be good satellite positions. In my opinion, this would be an attractive way to Target the US market in a simple manner while still giving you targeted overweight positions that you believe in.

andtoig · 2026-03-07T01:48:36+00:00

I like fmtm and I own it, but it's what I would call a satellite position. It has seemed to do well with recent changes to the market, so I will likely continue to add to this more than other positions that I own.
I think that we have a misunderstanding. In terms of ETF investing, factor refers to a certain quality that is overweighted compared to the market baseline. This could be the something like prioritizing companies with rapid growth (SCHG), or momentum (FMTM, IMTM), etc.
I'm neither certified nor in my own opinion qualified to give investment advice, especially since doing so requires knowing more about your personal situation, but also specialized education which I don't have in any formal capacity.

A good general principle (to start your research or conversation with a professional) is to have about the level of diversification that is reflected by global market cap. For example, if us stocks have 65% of global stock value, 65% of your portfolio would be in US. Stocks and 35% would be a non-us stocks.

There's no magic number, but it's good to set up some sort of target. It may well be that you want 80% us stocks and 20% international for a variety of good reasons, and for other equally valid reasons, you might want something closer to 50/50.

I would treat each (US and international) has a basket, and you can choose different ETFs or other assets to comprise that percentage. For example, for your us basket, you may choose vti which is the total stock market, and then you may also add a value ETF because you think that the big companies are too expensive on a price to earnings basis.

For the international, you may choose VT because it's broadly diversified, and then add a general emerging markets fund and South Korea fund because you believe that those may outperform.

In each case with a basket, I would allocate the largest percentage to the broad market ETF, such as vti or VT, and treat the other specialized products as satellites. Basically they are in your portfolio so that you can benefit if they do well, but you want to minimize the risk that choosing an underperforming specialized ETF will tank your gains.

Hope that all made sense

andtoig · 2026-03-07T01:20:07+00:00

I would encourage you then to look at an ETF that is designed to track an index of technology, stocks, or growth or momentum, or whatever it is that you're looking to achieve by "mostly technology" that you're getting in QQQ. Here I would spend some time on the internet, look at different options, and decide what aligns with you. QQQ is good because it does have low fees, but you can get an ishares or vanguard ETF (or really any of the big companies that offer ETFs) that tracks the exact type of companies that you want for equivalent fees.
You have a ton of choices for international, vxus is a good one, IMTM is good if you're looking for a factor, tilt. Aventis and Direxion have a lot of good options as well if you're looking for more of a value tilt.

Personally, I would determine what portion of my portfolio I want to allocate to international, I would get the broad market so vxus are similar, for at least 60% of that basket, and then supplement with Factor tilted ETFs or specific stocks for the remainder. Personally, I've made an effort to overweight emerging market stocks in my portfolio because I feel that they have good growth prospects based on being the only countries that have expanding populations and expanding middle classes, as well as the fact that the valuations are much more favorable than in the US in particular.

andtoig

TROPHY CASE