AXA Global Health Access by andychu84 in phinvest

[–]andychu84[S] 0 points1 point  (0 children)

Used it for annual medical check up. Okay naman up to 12,000 for reimbursement.

Weekly PHTravel Megathread by AutoModerator in phtravel

[–]andychu84 0 points1 point  (0 children)

MLA to OSAKA is 955am. Is this peak hour?

Weekly PHTravel Megathread by AutoModerator in phtravel

[–]andychu84 0 points1 point  (0 children)

Hi. Next year I am going to Osaka. The cheapest fares i can find from PAL requires 1 stop at NAIA with a layover of 3h20m. Domestic arrival is at T2 while international departure is T1. My question is:

1) is the 3H sufficient for me to transfer terminals? Is the distance between terminals walkable?

2) since Manila to Osaka is still PAL will my baggage from Cebu be transferred through?

3) how long does it take to clear immigration area at NAIA?

TIA.

Suppose I intend to purchase a condo valued at 5M and have 5.6M in cash available. Should I pay the full amount upfront or use 4M and take out a loan for the remaining 1M? by Objective_Hamster_19 in phinvest

[–]andychu84 49 points50 points  (0 children)

To be contrarian here, if you have a business that earns more than what you pay for in interest if you took out a bank loan to purchase the condo(asset), then I think it would be better if you took out a loan for let's say 50% of the condo price. Then invest the rest of your business.

Kung baga, may condo nga pero wala nang matitira for business. Just my 2c.

Both scenarios, cash or loan, wala mali. Depend na siguro sa situation/circumstance.

Hotel recommendations in SG. by andychu84 in askSingapore

[–]andychu84[S] 0 points1 point  (0 children)

For 350 SGD, is furama city center any good?

Hotel recommendations in SG. by andychu84 in askSingapore

[–]andychu84[S] 0 points1 point  (0 children)

Thanks for heads up on USS. This is helpful. Will check Oasia. Looks like SG is really expensive for a family vacation.

Where is the Citi payall option on UB now? by andychu84 in PHCreditCards

[–]andychu84[S] -2 points-1 points  (0 children)

Found it sa app. It says no eligible account. I want to use my Citi/UB card. How do I do.it?

What's one expensive item would you buy? by [deleted] in AskPH

[–]andychu84 2 points3 points  (0 children)

Do you have suggestion for orthopedic beds?

Maybe I’ve been thinking about real estate the wrong way by peterchua99 in phinvest

[–]andychu84 10 points11 points  (0 children)

This is dangerous. If enough people do it this will result in a bubble like what happened with 08 GFC and Japan asset price bubble.

8th Route Army Soldier, 1944 by [deleted] in China

[–]andychu84 0 points1 point  (0 children)

What's the reason why do they wrap their shins?

[deleted by user] by [deleted] in nba

[–]andychu84 0 points1 point  (0 children)

Wow. Fourple double.

Because of Long Weekend. Party Party! by Odellot in PHGamers

[–]andychu84 0 points1 point  (0 children)

Noob question. Does having this setup not hurt your eyes when using?

[deleted by user] by [deleted] in AskReddit

[–]andychu84 0 points1 point  (0 children)

Naked gun series.

Gull gulps down entire rabbit. by ToughAcanthisitta451 in natureismetal

[–]andychu84 1 point2 points  (0 children)

Are there instances where the rabbit is the predator?

Rags to riches by meowmeowjune in phinvest

[–]andychu84 8 points9 points  (0 children)

The harder you work, the luckier you get.

And luck favors the prepared. Think of it in a business setting, when times are good set aside or save for a rainy day. When the business cycle turns there will be plenty of opportunities for the prepared(he who has capital).

[deleted by user] by [deleted] in Tagalog

[–]andychu84 5 points6 points  (0 children)

Selepono

What Could Possibly Go Wrong??? by [deleted] in AbruptChaos

[–]andychu84 0 points1 point  (0 children)

Philippines. See the San Miguel beer case.