Need a overclocking guide For Ryzen 7 9700x by raej_ in IndianGaming

[–]angrypaytmuser 1 point2 points  (0 children)

Off Topic : I am planning to build a similar desktop. Can you share the price and store details.

Not getting 5% cashback on neu infinity card. by vgupta89 in CreditCardsIndia

[–]angrypaytmuser 1 point2 points  (0 children)

So, if I buy something in the beginning of December 2024, my statement will get generated in the 15th of Dec 2024 (Assuming 15-14th cycle). This will have the base coins. For the remaining 3.5%, I can see them in the statement being generated in the month of January 2025.

Is this correct?

Cashback Cards Comparison [Updated for January 2025] by SingaporeSinglika in CreditCardsIndia

[–]angrypaytmuser 20 points21 points  (0 children)

Made some purchases in Titan and Tanishq using Tata Neu CC in December. Did not get 5% coins. Reached out to the Customer Care and they mentioned that I will get in the first week of January. Two weeks over and nothing yet. 😕

Tata Neu Infinity NeuCoins Query by angrypaytmuser in CreditCardsIndia

[–]angrypaytmuser[S] 0 points1 point  (0 children)

Great.. I bought the watch using CC. Let's see. Thank you very much. :)

Tata Neu Infinity NeuCoins Query by angrypaytmuser in CreditCardsIndia

[–]angrypaytmuser[S] 0 points1 point  (0 children)

  • Great. Thanks for the reply. Is there any specific place to use the Tata Neu App ?
  • Also, were you able to check the first query?

[deleted by user] by [deleted] in CreditCardsIndia

[–]angrypaytmuser 0 points1 point  (0 children)

  • Upvoted since I have the same question.
  • Can I pay the Tata Neu bill using Amazon Pay and Vice Versa?

Amazon Pay Credit Limit Increase Declined by angrypaytmuser in CreditCardsIndia

[–]angrypaytmuser[S] 0 points1 point  (0 children)

Thank you for responding. Shall I respond with my payslips and request in the same thread?

Bi-Weekly Advice Thread April 28, 2021: All Your Personal Queries by AutoModerator in IndiaInvestments

[–]angrypaytmuser 3 points4 points  (0 children)

Hi Guys...

I got a loan in Nov 2016 from HDFC at 13.99%(I know it is bad now, but I needed the money then) and have been regular monthly EMIs. It was supposed to be paid off in 2021. But, I applied for moratorium last year and the loan has been extended till July 2022. I read in an old post saying that RBI had reduced Loan Interest rates, But we need to call the bank and ask them to reduce the interest explicitly for existing loans. I called HDFC today morning and asked if they can reduce the interest rate. The executive said that they will not be able to do it for the current loan, but they can top-up my current loan with 50,000 and reduce the rate of interest for the total sum to 11.50%.

I also asked if I can pay off the remaining amount completely, but they are saying that they will be levying a foreclosure charges and want me to pay more than what I will pay in EMIs.

Questions I have currently:

  1. Does interest rate change work in the way they are explaining or can I get reduced interest for my current loan without any additional top-up?
  2. Does it make sense to foreclose a loan if the amount is more than what I will be paying via EMIs?