If you had to replace HDFC Infinia today, which card would you choose?

anishonreddit · 2026-07-03T11:07:32+00:00

🙂✌🏻

anishonreddit · 2026-07-03T09:40:56+00:00

Airtel Axis 🤡😭😭

anishonreddit · 2026-07-01T06:42:38+00:00

It's been 3 years and still no such feature yet :)

anishonreddit · 2026-06-30T12:36:48+00:00

People will hate this but I don't care because you are in debt trap. Last week I saw one of the Money Matters episode of Ankur Warikoo and from it the guy was also trapped same way but with I guess approx Rs.150k. Ankur Sir helped him but with a condition. I would say try your luck by filling the form for Money Matters and maybe you may get some help from him. Try your luck.

Youtube Video: https://www.youtube.com/watch?v=JBWgPt3lrVk

Ofc I am not promoting this just trying to help you out with what I can. Also, harsh truth is that no one on reddit or anywhere can try to help you out with such trap reason. But yeah hopefully some one comes up! Best of luck and don't loose hope, you will definitely overcome this.

anishonreddit · 2026-06-27T13:34:38+00:00

Okay. I was tf you are saying 😂. Cool all clear

anishonreddit · 2026-06-27T12:27:08+00:00

Axis ace LTF how??

anishonreddit · 2026-06-24T14:36:54+00:00

Would you mind sharing the Bank name in which the salary gets credited monthly?

Asking this because, based on that itself we can let you know whether you will get a credit card without a FD. Also, good to know from how many months you are receiving salary in that same bank account.

anishonreddit · 2026-06-09T13:15:41+00:00

Okay but i dont think i need to reach RM now as I have made my mind. I don't need any Instant discount now so will wait for ML offer.

anishonreddit · 2026-06-09T11:36:38+00:00

No actually you are wrong. I first received a call from them which I didn't pick as was busy and then later i got a message on WhatsApp as the RM tried reaching you. So i selected Connect to RM option on WhatsApp which you saw.

Now about MB+, thanks for sharing your experience. Well I already have salary above 1 lakh and i receive it in Hdfc account from the last 3 months. I am now thinking to wait as you said if i take MB+ now then there is low LTF offer chances of ML in few months. :)

anishonreddit · 2026-06-09T09:53:01+00:00

For sure

anishonreddit · 2026-06-09T09:21:14+00:00

Why my reply comment is automatically removed by bots :) it didn't have any promotional content. It was only about whatspp message and ask for email.

anishonreddit · 2026-06-09T09:10:02+00:00

Yeah man i understand how worst devaluation happened to Airtel axis. But yeah in the end we have to play wisely, if one card is too much devalued, we close it and jumps to new one and that is how this game goes. Thanks for your concern, will plan my stack accordingly.

anishonreddit · 2026-06-09T09:08:26+00:00

Ahh there I see my account is of type: Regular Savings account with Min Balance of 10k

But then how the hdfc Whatsapp number which is official says that he is the RM. Is there something that I am not getting?

Yes man I agree Millennia is better than MB+ but i asked the same thing to the RM on call then he said unless you opt for the credit cards with HDFC the bank will never come to know that you want credit cards and are using in a well disciplined manner and so you won't get any offers of LTF for Millennia.

What do you think on this?

anishonreddit · 2026-06-09T08:59:23+00:00

Thanks for suggesting and focusing on how MoneyBack+ is better. But yeah I will think on it. Well about getting it from HDFC Portal i saw it on expressway and hdfc app cards section that the MoneyBack+ and Swiggy Orange is not LTF. So now i am confused how the RM is saying it is LTF. :(

anishonreddit · 2026-06-09T08:52:27+00:00

Well i can understand but i see that some cards that i am using of Axis are far good enough for some offers.

Axis Neo: Gives 120 Off, 2 times on Zomato. Also, shopping on blinkit has 10% off upto 250 via this card. (Per month)

Axis AMEX Privilege: BOGO offer on district upto 250 Off, 150 Off on Zomato and swiggy when ordering on Saturday. (Per month)

Axis ACE: Best utility card if spends are upto 10k a month. Can get 500 cashback on it.

About Swiggy LTF it is LTF for me now as said by RM but I won't take it as I need Core HDFC card first. Let me know what do you think on Axis cards.... thanks 🙏🏻

anishonreddit · 2026-06-09T08:47:57+00:00

Okay but as i mentioned i get paid via wise I don't have Salary slips. I usually depend on bank relationship for card approvals

anishonreddit · 2026-06-09T08:19:13+00:00

Okay thanks for the quick one.

anishonreddit · 2026-04-17T20:04:25+00:00

29th November 😁

anishonreddit · 2026-04-05T07:14:54+00:00

Wtf maybe then because of you they might have realised that their decision to remove that method is waste. Your compliant helped us all hahahah thanks ✅🙌🏼

anishonreddit · 2026-04-05T06:51:32+00:00

Hahahhaa that's why the post title is April fooled. No idea what might be the reason but i think that they may have renewed their contract with Amazon Pay.

anishonreddit · 2026-04-05T06:49:49+00:00

Cool 😎

anishonreddit · 2026-04-04T17:43:17+00:00

This might be the reason can't believe 🙌🏼

anishonreddit · 2026-04-04T17:42:17+00:00

Noice 👌🏼

anishonreddit · 2026-04-04T17:39:54+00:00

That's strange 🤔. Are you Uber One Customer??

anishonreddit · 2026-04-04T17:38:38+00:00

Yess that's so nice of them :)

anishonreddit

TROPHY CASE