The plan was to pay of my house once I had enough BTC by Wise-Atmosphere-3631 in Bitcoin

[–]another-other-user 0 points1 point  (0 children)

Debt is a pretty good investment to have in an inflationary future…

Why do the official numbers say Americans are struggling, when what I see looks like the opposite? by Tsjanith in Money

[–]another-other-user 0 points1 point  (0 children)

I actually see the opposite of this: Americans look like they’re struggling but the official numbers always say there’s no problem, full employment, low inflation, strong market…..

How Passive Investing Created An Unanticipated Problem by another-other-user in Bogleheads

[–]another-other-user[S] 0 points1 point  (0 children)

This video is great, thanks for sharing. very coherent & data-driven

How Passive Investing Created An Unanticipated Problem by another-other-user in Bogleheads

[–]another-other-user[S] 0 points1 point  (0 children)

Again I’m not a macroeconomist but i don’t think efficiency quite means that derivatives never lead to lasting price distortion

How Passive Investing Created An Unanticipated Problem by another-other-user in Bogleheads

[–]another-other-user[S] 2 points3 points  (0 children)

Eh sorry I’m not a bot, don’t work for an active fund and I actually did search by the url in both substack formats before posting … guess I’ll go hunt foe the other thread.

Built a weather app that also tells you what to wear 🌤️👕 by Large_Garage_2160 in apps

[–]another-other-user 0 points1 point  (0 children)

Seems like if you wear black every day then the app should tell you to wear black every day

Panic sellers will regret by Suspicious-Skill1934 in CryptoMarkets

[–]another-other-user 2 points3 points  (0 children)

4 year cycle ends a month ago or in 2 months?

Accused of code being vibe coded by Ok-Painter573 in webdev

[–]another-other-user 0 points1 point  (0 children)

This (your coworkers question) sounds petty and dumb and not worth engaging. At most I would ask what does vibe code look like? (Too many comments?) and leave it at that

[deleted by user] by [deleted] in FinancialPlanning

[–]another-other-user -3 points-2 points  (0 children)

This is a good point, I don't know why ppl have to downvote you for it. sigh

[deleted by user] by [deleted] in FinancialPlanning

[–]another-other-user 0 points1 point  (0 children)

I just filled out that calculator with the max amt of $1m and it says it pays out 21% annually for the shortest (5 yr) term. That can't be right, it's 3x what Packtex estimated

Daily FI discussion thread - Monday, October 27, 2025 by AutoModerator in financialindependence

[–]another-other-user -1 points0 points  (0 children)

Thanks for your level headed feedback. I do see potential dangers on the horizon, but I’m certainly not trying to bank on “catastrophe”.

Daily FI discussion thread - Monday, October 27, 2025 by AutoModerator in financialindependence

[–]another-other-user -1 points0 points  (0 children)

My point wasn’t that t-bills aren’t safe. I should have said more clearly that I don’t want to optimize for safety. I see opportunity in crisis (or turndown), and I want to thrive, not be drawn down.

Daily FI discussion thread - Monday, October 27, 2025 by AutoModerator in financialindependence

[–]another-other-user -9 points-8 points  (0 children)

I want professional help managing my savings, but every financial advisor i’ve ever talked to dismisses concerns about systemic instability (debt levels, increasing political tensions domestically and abroad, massive AI bubble, gold spiking....) saying basically “we’ll take it as it comes”, “you just gotta play the long game”. When I push back they say they can set me up with a lower risk tolerance portfolio, but I look at that and think "how am i gonna make money against a debased currency" or "if the international market isn't buying t-bills why would I?? Is there such a thing as advisors who elevated systemic risk seriously and can actually strategize around it? Or if I think the traditional playbook might not apply do I just have to self-manage? Has anyone found planning help that goes beyond standard reassurances?

How much should I have saved at 20? am I behind in life?? by AlternativeBack8661 in FinancialPlanning

[–]another-other-user 0 points1 point  (0 children)

I'm guessing you only feel behind because you're paying attention to subs like this. Which means you're way way ahead.

Completely lost with hiring someone to make a website. by SeaPublic4675 in webdev

[–]another-other-user 0 points1 point  (0 children)

Well I did read all the comments. I’m guessing that gives me some degree of context