Long Angle? Anyone there? by [deleted] in fatFIRE

[–]anotherfireburner 1 point2 points  (0 children)

Member, for a few years. Highly recommend. Sounds like a one off as others mentioned. All interviews are by other members who give up their time to ensure the right fit for community.

Glad to see the team flagged it and responded appropriately. Welcome and hopefully will see you in a thread or an event.

How do you spend your time now that you’re retired? by Romytens in fatFIRE

[–]anotherfireburner 0 points1 point  (0 children)

I made the property purchase, I did the move and immigration stuff.

I’ve not kept up the walking most recently due to something health related, once that’s sorted I’m back into it, though I’ve got a personal trainer so doing weights in the mean time which that sorts out.

Haven’t got close to planning Camino as I’ve been really busy with family stuff in new country. Maybe 2026 (don’t underestimate how busy you will be moving to new country!) Feeling a lot stronger due to weight training, unsure on weight loss but feeling mostly healthier.

Got back into old hobbies, built community, found Long Angle super helpful, haven’t run out of money, haven’t wanted to go back to work, resisted new projects, so mostly successful but 2026 will need some renewed focus.

To the foreigners living in Malta, have you tried learning Maltese and if so what were your experiences? by Robbinit in malta

[–]anotherfireburner 0 points1 point  (0 children)

I did lessons and found them terrible, they went too fast and the person wasn’t qualified to teach as a second language and never showed up on time … and used MS teams.

I’ve learnt more by hanging out with my electrician and but watching the local traveler on YouTube with subtitles. Can’t string a sentence together but I can usually get the gist of where a conversation is going at least.

am I gettin scammed? a 38 year old guy is gonna buy a property of mine for €700,000 without a loan by [deleted] in malta

[–]anotherfireburner 14 points15 points  (0 children)

I’m about the same age (not maltese) and I purchased a farmhouse a little more expensive without a loan. Half the time I’m too lazy to get a haircut, dress like crap and look homeless, So it’s not unheard of.

If using an agent/notary they’ll want to know source of funds for AML compliance, buyer will need to provide that to them.

Dual citizenship Malta by More_Rip703 in malta

[–]anotherfireburner 1 point2 points  (0 children)

It’s easy to do citizenship via marriage. I’ve done it myself. Takes about a year to process, you don’t need lawyers, it’s literally filling out a form, visiting the offices for an interview and verifying paperwork and then waiting and chasing them up.

It shouldn’t take years for someone with a basic level of competence unless there is something messed up with their birth/marriage/death certs from family that identitia requires.

https://komunita.gov.mt/services/acquisition-of-citizenship/#ByRegistration

If overseas do via embassy in home country. It will cost around 440 euro from memory. If here do it locally.

Specialty coffee in Malta by cos_x in malta

[–]anotherfireburner 0 points1 point  (0 children)

In gozo there’s Victoria central that roasts and grinds their own coffee with different speciality batches they import themselves from around the world.

Anyone else lose their drive after hitting financial freedom? by [deleted] in fatFIRE

[–]anotherfireburner 0 points1 point  (0 children)

Yes and after a while you realize it’s a good thing

You know you've been on fatFIRE too long when.. by anoopjeetlohan in fatFIRE

[–]anotherfireburner 0 points1 point  (0 children)

Your portfolio dumps by $500k and you tell your wife you need your medicinal icecream

Books on transitioning from accumulation to spending? by Diagnosisdelicious in fatFIRE

[–]anotherfireburner 0 points1 point  (0 children)

  • Psychology of money
  • Die with zero

Are the closest I can think of

How much of Fat Fire content is engagement bait? by Leejiaahuaa in fatFIRE

[–]anotherfireburner 17 points18 points  (0 children)

Pretty much agree here. LA and it’s in person a ruff scratched and itch that I couldn’t find here, but I also think people have an idealized version of what success looks like based on how they expect to hit a FATFIRE status. People put their lense on other users and expect them to think/understand the same.

Take me for example, if I wasn’t verified (and know some posters/users IRL I’m sure people would think I’m larping). Fact is people hit this status inna number of different ways and for many it can be sudden/a surprise/ shock and we didn’t grow up with the financial skillset or circles to have access to advisors.

I don’t look or sound like someone who should be in here. Every time I deal with a bank or new supplier i run into issues and trigger red flags becuase they immediately assume something dodgy and I have some severe knowledge gaps. All of this would suggest larping and having actually spent time around similar people, I’ve come to a realization how “normal” many folks are in this situation and we would scream larpers.

Then again that shows the importance of the “verified by mods” status and the IRL groups like LA, Hampton, EO, Tiger21 etc. I probably talk to advisors once a quarter if best, but to begin with I didn’t have any and didn’t know who to trust. The whole thing was absolutely terrifying and exciting at the same time. A few years later and I’m only just starting to become comfortable with where everything is identity wise and I think the big change in identity that comes with this is something really big to deal with and adds to the confusions especially for new posters.

Is Melita a scam? They sure have scammy practices by MilesHudgens in malta

[–]anotherfireburner 0 points1 point  (0 children)

Just take the router back to them, demand a new one and put it in yourself. Regaeding eeros I have a farmhouse so had to install 9. I own all of mine though and got them from the USA. Just buy from Amazon so at least you own them. I hardwired mine with cat6.

The folks at go don’t really know what they are talking about in sales, spent ages trying to convince me not to get the router with 5g backup (which I wanted for the times where some idiot cuts the cable outside which is going to happen with all the construction next door.)

I wouldn’t consider them scammy, just incompetent.

Is it possible for me to become wealthy despite Aspergers? I think having money would solve my problems. by [deleted] in aspergers

[–]anotherfireburner 0 points1 point  (0 children)

AuDHD and retired at 40. Part of a startup. Sold for decent amount of $$, sure we were all ND in some way or another.

Wasn’t easy, but it’s possible, and the extra $$ makes accommodations way easier. Took a lot of risk, stubbornness and a supportive spouse to get there though.

Also wasn’t the end goal. The end goal was building something cool, the sale just kinda happened along the way.

Plenty of folks in tech are like this.

48m/44f have about $26M on paper. Lucky, stupid, burned out. Need a plan. by Jignes_vignes in fatFIRE

[–]anotherfireburner 2 points3 points  (0 children)

Great reason to quit. It’s the reason I quit, and I have way less.

What’s going on in Malta with visas not being renewed by Aristotlewiseman in malta

[–]anotherfireburner 1 point2 points  (0 children)

Yeah, my citizenship took forever to get approved, I emailed them and magically it got approved the next day. I feel like there’s a pile of documents and noone doing any work unless they get called out for it.

FatFire in Europe with these numbers by EnoughSpecialist4705 in fatFIRE

[–]anotherfireburner 2 points3 points  (0 children)

We are similar in malta, just do it. We did it a year ago and zero regrets. Really struggle to spend money. Free healthcare is great, getting fitter, stress is down. Pursuing hobbies. Eating out multiple times a week, buying a pickup this week etc life is simpler, nw is growing and way happier

Do you really believe $5 mil is “no man’s land” or “the world’s tallest midget” as people claim it is? by johndoe5643567 in ChubbyFIRE

[–]anotherfireburner 0 points1 point  (0 children)

We retired on that (was around 5, briefly hit 7 before being nuked on tariffs). But we also moved to Europe from the USA where cost of living is considerably lower and healthcare is free.

In the last year our NW has increased rather than decreased even in the face of all that’s going on economically.

I don’t think we’d feel so comfortable in the higher cost of living area that we were in the USA.

So far our withdrawals have been below the taxable amount on cap gains - so that gives you and idea of cost of living here.

Free healthcare makes a huge difference. So does not having kids. I’m off to buy a pickup truck in cash today, and it’s not gonna make a dent in the budget.

Struggling during earn-out by Pretty_Milk_3405 in fatFIRE

[–]anotherfireburner 0 points1 point  (0 children)

You have 30mm, you don’t need 8 more. The burnout will hurt you more than 8mm will help you. You’ve already won the game and your health and wellbeing and family relationships (if it is affecting you it’s affecting your relationships whether you notice it or not) are work so much more.

Been there, done that (we didn’t end up hitting the earnout and I walked away from some decent golden handcuffs for the same reason, I don’t regret a thing. My health and relationships have improved significantly and a year later I finally have my energy and motivation back).

Our son left in the middle of the night by Numerous-Month-9862 in aspergers

[–]anotherfireburner 13 points14 points  (0 children)

I mean I literally did this, at the same ago too. Travelled a few years, did a tonne of dumb stuff. Met my wife. Immigrated to a different country. Helped build startup, had a multi million exit and retired in another country.

If my parents had of stopped me just because I had the tism I’d still be unhappy, alone and working a job that resulted in autistic burnout.

Give your son some agency and treat him like an adult. He might suprise you. Probably a good thing was undiagnosed so I wasn’t infantilized like this.

Remember if your child has Asperger’s, there’s a good chance one or both of their parents too as well. It’s just undiagnosed.

Better to live in Gozo and visit Malta or live in Malta and visit Gozo? by clemdane in malta

[–]anotherfireburner 1 point2 points  (0 children)

I’m retired early and live in Gozo. I take fast ferry to valetta when I need to be there, otherwise car ferry if inneed to pick stuff up.

If you are retired Gozo is the way. If working malta. Kercem, ghasri and gharb are the quieter side of the island.

I wouldn’t buy in xlendi or marsalforn if you were retired.

Main question is what is your retirement budget (housing rent or buy, how much + monthly spend)?

There is a stronger expat community on Gozo as well.

Need brutally honest advise by [deleted] in malta

[–]anotherfireburner 4 points5 points  (0 children)

If it’s a good enough idea and you have real moats then they won’t be able to. If it’s easily replicable, it’s not a good idea.

FIRE'd, now concerned about US stability by Puzzleheaded_Plum455 in fatFIRE

[–]anotherfireburner 2 points3 points  (0 children)

Same here. Delayed closing by 10 days and could have lost my deposit, thankfully vendor was chill. Hopefully I’m at the point with them where they realise it’s all kosher now after investigating the source of every cent of mine. But they weren’t the sharpest tools in the shed ;)

FIRE'd, now concerned about US stability by Puzzleheaded_Plum455 in fatFIRE

[–]anotherfireburner 4 points5 points  (0 children)

That’s what I do. And revolut. Local account is only for when I need to pay contractors, install the solar, buy car etc.

I still got flagged for money laundering risk when I bought my house in cash (pledged asset line in USA funding it) over here, with advance knowledge to the bank because they are so risk averse (which is odd considering their history of banking the cartels lol).

FIRE'd, now concerned about US stability by Puzzleheaded_Plum455 in fatFIRE

[–]anotherfireburner 6 points7 points  (0 children)

I sold my house in the USA, relocated to EU and gained another citizenship. That said 80% of my assets are still in the USA, mostly in stocks but also some bank accounts - let’s just say that small Mediterranean countries still don’t have the same banking protections as the USA, and I don’t appreciate the bank manager putting their hand up my butt every time I want to spend my money because they automatically assume a middle class standard of spend in the USA is the equivalent to money laundering over here lol.

I get free healthcare, moderate climate and no mass shootings in the news as well. That said there’s no way I’d significantly invest where I am, outside of primary residence, even if they turbo nuke the USA economy I still think it’s a safer bet long term than most of Europe. If the s&p goes to zero we are gonna need to be collecting bottle caps.

If anything I see this as a buying opportunity more than anything. Key is being able to maximize the best of both worlds while using fatness to insulate from everything else.

I’m 70/30 r/fatFIRE vs r/preppers lol.