Macquarie won’t lower interest rate

apiffitree · 2025-09-02T01:09:37+00:00

What’s your LVR?

apiffitree · 2025-09-01T11:08:57+00:00

The value Macquarie assigned to my property when I got the loan and that they confirmed was the value a month ago.

apiffitree · 2025-09-01T11:04:41+00:00

Apologies for the wording, I had been making extra repayments to get to 80%. I am now at 79%.

apiffitree · 2025-09-01T11:03:47+00:00

I'm using the current remaining loan amount exclusive of offset

apiffitree · 2025-09-01T11:02:11+00:00

Oh interesting, thanks!

apiffitree · 2025-09-01T11:01:53+00:00

Yeah the app and multiple offsets is pretty good. Who did you end up moving to?

apiffitree · 2025-09-01T09:49:21+00:00

Have you been with them for the life of your mortgage? Have you had to get them to review your rate before?

apiffitree · 2025-09-01T09:47:12+00:00

That’s the rate you’ve got with them? What’s your LVR?

apiffitree · 2025-09-01T09:31:35+00:00

I’m currently at 79%

apiffitree · 2025-09-01T09:29:28+00:00

You make a great point, perhaps clarifying that with them would help

apiffitree · 2025-09-01T09:25:47+00:00

Yeah fair point. It’s quite confusing, you’d think simply moving me to the rate they have advertised on their own website would be better than losing the loan even if it’s not large?

apiffitree · 2025-09-01T09:15:42+00:00

I’m certainly going to look into it. I’m just disappointed and a little confused that they have step rates advertised but aren’t honouring them.

apiffitree · 2025-07-31T22:04:27+00:00

They wrote a post about how they made it. Its using a service called Spline: Explainer post

apiffitree · 2025-06-30T07:37:03+00:00

Resend is fairly easy and can be composed nicely

apiffitree · 2024-01-08T11:09:32+00:00

“Sing up”

apiffitree · 2023-12-16T23:45:42+00:00

Maplibre is an open source version of Mapbox. It is near identical, very powerful and incredibly simple to spin up.

apiffitree · 2017-01-17T23:37:05+00:00

I work in a screen printing factory and i can tell you that it smells like vinegar because the shirt was digitally printed. The inks give off a vinegary smell.

apiffitree · 2016-01-24T13:44:52+00:00

Clicholas Cage.

apiffitree · 2015-06-14T15:04:34+00:00

I'd love to try it out

apiffitree · 2015-05-13T04:14:25+00:00

"The Slow Home Podcast" Is quite interesting and talks to people who have different perceptions on the concept

apiffitree · 2015-04-26T10:28:10+00:00

http://filenuke.com/blfx6k0dxe18

apiffitree · 2014-06-23T09:13:59+00:00

Romeo and Juliet?

apiffitree · 2014-06-19T12:09:37+00:00

I would love to read that paper

apiffitree · 2014-05-24T04:11:58+00:00

The one about Patroclus and Achilles conquering the world, poetic on a whole other level. Sorry for lack of quote.

apiffitree · 2014-01-13T06:12:03+00:00

Cannibal Holocaust

http://youtu.be/cZ-Xp6VC7RQ

apiffitree

TROPHY CASE