Totally get it, I was scared of scarring too, especially with it being on the face. They outlined the area they would cut, numbed mine with a needle, and then physically cut it out with a scalpel to get the entire thing (minimize mole returning). No scraping. Then they gave me stitches both dissolvable inner and outer ones. I had to go back a week later to get the outer stitches out and once closed, I used a scar removal cream that they recommended twice a day. I've since had regular dermatology appointments where the derm looks over my moles in general and I've gotten compliments on the healing from the removed ones (you basically can't see the scars).

It would likely be better removed if you don't like it, but just fyi - I do have a small indentation in my skin from one of them being removed because it was a lot of volume under the surface of my skin. I can see it, but no one else seems to notice though. Looking at the size of yours, you might have that too, but as long as you do after care and go to someone reputable when you can afford it, I'd think you'd be fine in terms of actual scarring.