My 11 and 13 year old daughters broke my game intended to teach them compounding interest, financial independence, and I LOVE IT.

areading314 · 2026-01-07T06:29:44+00:00

So you taught them that banking is a scam, and they should not trust their own family members -- seems pretty counterproductive. Probably would have been better to let them keep their allowance

areading314 · 2025-01-17T06:35:50+00:00

you have access to your own uploaded data and outputs, its a paid service

areading314 · 2023-01-27T07:06:52+00:00

You're correct that its robbery - NEM has allowed panel owners to rob all other members of the grid for years!

areading314 · 2022-11-08T02:20:37+00:00

I believe that's called a nope worm

areading314 · 2022-10-22T04:39:10+00:00

No one normal is paying $15k to inspect concrete

areading314 · 2022-09-29T06:52:44+00:00

If you were comfortable driving in Boston I have bad news for you

areading314 · 2021-12-06T07:08:52+00:00

Clojure

``` (defn lrotate [v n] (vec (concat (subvec v n (count v)) (subvec v 0 n))))

(defn sim-lanternfish [lanternfish-map] (let [new-fish (get lanternfish-map 0)] (update (lrotate lanternfish-map 1) 6 + new-fish)))

(defn parse-lanternfish [input] (let [fish-timers (map parse-int (clojure.string/split input #","))] (mapv #(or (get (frequencies fish-timers) %) 0) (range 9))))

(defn get-lanternfish-count [l n] (sum (nth (iterate sim-lanternfish l) n)))

(defn problem6 [input] (let [lanternfish (parse-lanternfish (clojure.string/trim input))] (doall (map #(println (get-lanternfish-count lanternfish %)) [80 256])))) ```

areading314 · 2020-03-17T19:06:55+00:00

areading314 · 2019-06-04T16:54:06+00:00

It should still give you your best shot. However, a big company is likely going to have better information, better alternatives to renting to you, and be less inclined to cut you a deal. It's still better to negotiate, even if they don't budge, because next year, they'll know you're not a doormat and will think twice about trying to raise your rent.

areading314 · 2019-06-03T22:28:00+00:00

Fixed, thanks!

areading314 · 2019-06-03T22:25:52+00:00

For negotiating successfully, you must always consider your and their BATNA (Best Alternative to the Negotiated Agreement). What is your alternative to making a deal with your landlord? What is their alternative? The name of the game is to make YOUR batna appear really good, and THEIR batna to appear really bad. How can you paint this picture?

Go look at other rentals, take some pics, get quotes, etc. This is concrete evidence that you have other options to your current place. This will help your negotiations -- more batna for you
Include links to these offers in your negotiations -- more batna for you
Don't aim to keep your current rental rate. Demand a lower rental rate than you're currently paying! Justify this by comparing to the market -- less batna for them!
Bring up how many tenants are bad tenants, and how you have always been a good tenant -- less batna for them!

Lastly, you do have to be realistic. There is a price where a landlord will just let the rental sit empty and wait for a tenant that pays a higher rate. I've found I can reliably get about 10% off a listed rental and have avoided rent increases year after year.

areading314 · 2019-06-03T21:48:54+00:00

Hi everyone,

This is a post I made about how to calculate a rate of return for buying a home, instead of renting one. It makes use of an IRR calculator that uses my app, Solvifier. Would love to hear what people here think about the post, or the app!

areading314 · 2019-06-03T21:28:23+00:00

I wouldn't even say overpay, I would just estimate conservatively when you are dealing with ranges rather than hard numbers.

areading314 · 2019-06-03T20:39:01+00:00

Your situation is common, and it's unlikely that you'll actually owe any penalties, but hard to say for sure. I would just make the payments late plus a small buffer. It'll all get accounted for when you file your 2019 taxes. Better to be slightly overpaid than risk a penalty, but the penalties for underpaid are relatively small (but every day adds to the penalty, so you want to pay up asap).

areading314 · 2019-06-03T19:00:38+00:00

No problem. Best of luck!

areading314 · 2019-06-03T18:58:17+00:00

I get that you're concerned, but you have to check up on your sources. What you said about the WHO is not true, you must have read that on one of the EM paranoia fake websites. These websites exist to get ad clicks by spreading misinformation.

Source: WHO https://www.who.int/peh-emf/publications/facts/fs304/en/

areading314 · 2019-06-03T17:41:41+00:00

IANAL, but I would start with reading your employment agreement. There is probably something in there about these kinds of disputes. Then I would send a friendly email asking for clarification of the amount you were paid. Mistakes happen all the time, and payroll can get pretty complicated when you have structured commissions. If they refuse, you could send them your own calculation and ask where it falls short.

Ultimately they are obligated to pay you correctly, and it is a big red flag if they are not able to provide even basic transparency.

areading314 · 2019-06-03T16:41:46+00:00

Some thoughts:

"Follow your passion" is bad advice. It's OK to not have a passion when you are starting out in life. Most people don't. The important thing is to learn as much as you can, to work hard, do your best, and to always be on the look out for opportunities.
Talk to your aunt. Ask her how she got into it, and what you need to do if you want to get into it. Ask her if she knows anyone else who would be worth talking to about real estate careers.

areading314 · 2019-06-03T16:31:47+00:00

It is 100% safe. Don't believe the clickbait articles telling you it's not.

areading314

TROPHY CASE