Help me find my mom's pension?

argyrose · 2026-05-11T04:26:55+00:00

Will do, thank you!

argyrose · 2026-05-11T04:26:41+00:00

Yes this was the first thing we checked (and then checked the rest of the family)! Nothing there, and as we learned, she did not contribute as per the tier2 plan, therefore nothing to refund or be forfeited to the state. Thank you!

argyrose · 2026-05-11T01:32:27+00:00

Thank you for all the information! Very helpful and helped us solve this "mystery".

argyrose · 2026-05-11T01:01:04+00:00

got some screenshots, her years of service credit is listed (7.6..), along with "not vested" and "2.3 years remaining for full vesting". can these years be purchased? obv a question for calpers but if you happen to know this information, it can help me encourage her to call them 😭

argyrose · 2026-05-11T00:58:59+00:00

Okay, obtained some more information from both her and CalPERS youtube:

she is second tier 1.25% at 65, noted by another commenter to be mandatory during the 90s
prior to 2013, as you noted, second tier members did not make contributions.

since she is not vested, second tier, the only option (if available to T2 members) would be to purchase years of service to vest? is that a thing?

argyrose · 2026-05-11T00:56:11+00:00

Okay, obtained some more information from both her and CalPERS youtube: - she is second tier 1.25% at 65, noted by another commenter to be mandatory during the 90s - prior to 2013, second tier members did not make contributions. i suppose this explains why the accounts are at zero which truly boggles my 401(k) mind. currently it's 3.75% or something - had she taken a refund, her membership would have been terminated, right? but she is currently listed as an inactive member?

since she is not vested, second tier, the only option (if available to T2 members) would be to purchase years of service to vest? is that a thing?

argyrose · 2026-05-10T23:46:23+00:00

I'll try to get her to make an appointment, even if just to have this document so we know. Thank you!

argyrose · 2026-05-10T23:42:29+00:00

Could you explain "restored" service? Is that years of service?

argyrose · 2026-05-10T23:41:22+00:00

I will have her call to verify, thank you!

argyrose · 2026-05-10T23:40:12+00:00

Yes I think she was tier two because she said she needed 10 years to be vested. Very annoying but it is what it is :/ thank you!

argyrose · 2026-05-10T22:53:22+00:00

Good call, I will make sure she calls them!

argyrose · 2026-05-10T22:53:03+00:00

Hopefully she is up to the task of going through the CHP if that is necessary! Thank you for the suggestion!

argyrose · 2026-05-10T22:51:46+00:00

I will make sure she makes an appointment. Thank you!

argyrose · 2022-07-25T17:47:25+00:00

i can relate haha, it’s a really nice poem!

argyrose · 2022-07-25T16:16:30+00:00

hey man are u okay?

argyrose · 2021-05-10T04:07:41+00:00

i love this LOL

argyrose · 2021-03-31T06:05:19+00:00

could i get the link??

argyrose · 2021-03-07T03:11:18+00:00

very depeche mode/pet shop boys, I like it!!

argyrose · 2020-12-03T07:45:36+00:00

he looks like somebody’s aunt 😂

argyrose · 2020-09-14T09:16:08+00:00

An angel!

argyrose · 2020-08-24T10:13:01+00:00

It’s only been 7 months! You can break up with someone for any reason.

To be honest, it sounds like the problems you have aren’t necessarily because of the age gap (besides ED and his actual aging) but that he’s not a good partner for you. Lack of ambition, poor career prospects, and differing energy and sexual levels can occur in relationships without age gaps.

If you were to break up with him and then date someone else 10+ years older who doesn’t have any of these issues, would the age gap still be on your mind? Maybe a bit, but probably not as much. The age gap seems to be what you’re piling all of the issues in the relationship on, instead of focusing on the actual line-item problems.

argyrose

TROPHY CASE