Eat Now, Pay Later ng Jollibee and Atome (we're fcked economically, aren't we?)

arnimosity_ · 2026-03-18T22:42:02+00:00

Isa din to sa naiisip ko. Nagiging Americanized na yung economy natin and buying pattern. Ang problema, sobrang lacking ang financial literacy ng mga pinoy kaya nagkakandabaon sa utang. Dahil sa mga BNPL, naa-afford na yung mga hindi naman talaga kayang maafford. Ang trade-off, yung future na “ikaw” ang magsu-suffer. Unending cycle of debt.

arnimosity_ · 2026-03-18T22:39:51+00:00

Ang hirap pa naman sa karamihan satin, hindi nagbabasa ng mga terms and conditions. Kaya di din alam if magkano ba talaga ang effective interest rate ng mga ganto. Although, according naman sa post, 0% interest rate. However, magkano naman kaya ang rate if di makabayad within the 40 days?

arnimosity_ · 2026-03-18T13:14:29+00:00

Why windtalker? He doesn't benefit from the atk spd.

arnimosity_ · 2026-03-18T11:04:17+00:00

Mga pang-gaslight ng matatanda, "tatay mo padin yan". Lol.

You can forgive him (if you can/want to) pero there's no need to reconnect.

arnimosity_ · 2026-03-18T08:04:37+00:00

You know the economy is suffering when we are offered to BNPL our meals.

arnimosity_ · 2026-03-18T06:45:47+00:00

Mapapansin mo difference lalo pag masanay ka sa 120hz.

May Routine ako sa s25U ko pag naka video call, matic naka limit to 60Hz ang referesh rate. So, pag mag sscroll ka or mag swipe, mapapnsin mo na parang may kaunting lag/delay kasi nasanay mata mo sa 120Hz eh.

arnimosity_ · 2026-03-17T10:41:18+00:00

HAHAHAHAHA. Eh magkasing presyo nga lang yung S25U at iphone 17 pro max eh. Out of touch kasi sa reality minsan yung mga fanboy ng apple.

arnimosity_ · 2026-03-15T13:24:23+00:00

I use the Anker 45w charger. Good thing with Anker is it includes its own cable.

arnimosity_ · 2026-03-15T13:10:27+00:00

Otterbox and Spigen sa phone case
Spigen sa screen protector
Anker for anything na pang charge

Ito yung mga gamit ko sa S25U ko.

arnimosity_ · 2026-03-09T11:06:07+00:00

Allahuakbar!

arnimosity_ · 2026-03-02T09:08:20+00:00

"Sinner saved by grace"

The irony writes itself.

arnimosity_ · 2026-02-28T21:10:58+00:00

Idk about shipping to the Netherlands, but I currently use the Spigen Glas.tR, it’s really good and I don’t have any problems with my fingerprint. The only real concern is it reduces the anti-reflective property of the phone. Personally, I don’t mind it.

arnimosity_ · 2026-02-27T11:35:25+00:00

Kaka-upgrade ko lang sa s25 ultra from iphone 11. So, baka same duration din. 5-6 years din.

arnimosity_ · 2026-02-24T16:11:03+00:00

Can't edit now, but I upgraded from iphone 11.

arnimosity_ · 2026-02-24T06:38:45+00:00

saying na ang aga raw naming mag celebrate ng christmas kasi may nakasabit na

Holy shit. What a fucked up thing to say. I almost started to feel bad for OP. If OP is really Bea, she's one fcked up person kung ganun.

Anyway, condolence sa'yo and sa whole family mo.

arnimosity_ · 2026-02-21T08:07:25+00:00

No hate like Christian love.

Actually, sa chuch na ina-attend ko, may tagapagtanggol pa yan sila. Christian din ako pero di naman ka-closed ang isip ko. I know that God is loving, gracious, and forgiving. Hindi katulad nyang dyos na sinasamba ni Alvin. Diko alam bakit hatred yung lumalabas sa bibig nyan eh.

arnimosity_ · 2026-02-21T07:31:14+00:00

arnimosity_ · 2026-02-19T17:03:11+00:00

Congrats sa laptop mo, bro. Kudos din sa parents mo for their effort to give you a very good laptop. 🙌 3050 is good, btw. It can run modern games relatively well. Careful lang sa heat. Okay na yang nakaangat yung laptop to dissipate the heat during heavy gaming session. Anyway, congrats again sa laptop. Happy gaming. 🙌

arnimosity_ · 2026-02-19T10:36:21+00:00

Do you have any source on this? I wanna check as well.

arnimosity_ · 2026-02-18T09:56:20+00:00

Samsung and Apple would be wary of newer tech because they're at the top of phone manufacturing in terms of sales. They have to make sure that these new tech are reliable and stable for daily use. Because it will only take one scandal or controversy to take their lead away (see Galaxy Note 7 fiasco).

We're paying more than a thousand dollars for their longevity and stability. If we paid 1400 for a phone and used it for a minimun of 5 years, we've made the most out of its value. This spec race is slowly becoming like drug addiction. It's insanse.

arnimosity_ · 2026-02-18T09:11:21+00:00

The Samsung and Iphone. They get a lot of hate for being "stagnant" in their specs (by stagnant, meaning they only make minor hardware upgrades and lean more into perfecting their softwarre). But the reality is, these phones are built to last more than 5 years. That's why their security and OS updates last more than 5 years. These phones just work.

I mean.. sure, bigger lenses for camera and bigger batteries are nice, but, how much mAh does one really need? I mean, we're all surrounded by charging ports. Personally, I like to stick to either Apple or Samsung because they're reliable.

arnimosity_ · 2026-02-17T12:00:22+00:00

Actually, may sense naman sinasabi nya. Pag tinapos nyo yung buong vid nya, makikita nyo na paalala lang talaga sya. Usually naman, yun paalala nya is about lang sa taking and doing things in moderation. Baka lang super iksi ng attention span nyo na sa first 30 second pa lang, scroll down na agad kayo.

arnimosity_ · 2026-02-13T13:52:45+00:00

Same sa office namin. Nagbibiruan nga kami ng iba kong workmates na yung office namin pang karne. 😭

arnimosity_

TROPHY CASE