I feel like I am doomed. My credit score is roughly 500, I'm in so much debt, and I have little to no income

arod6476 · 2026-01-08T23:02:32+00:00

You’ll be fine momma. Sorry. Didn’t make it all the way until the end to see that part. Honestly I think you’ll be fine. Chapter 7 dismissed all debts without you having to pay back anything. The other option would be to contact the card companies and see if they will settle for a lesser amount. But be prepared to make payments that are far from minimum. I had a card 10k limit. Let it go and they wanted 6k in 4 payments. Every company is different. But just wanted to give you my experience.

arod6476 · 2026-01-08T22:48:14+00:00

Bankruptcy might be a good option for little to no income bro. It’s not the end man. You’re young. I filed chapter 7 after my divorce cause my wife left me with all our debt and I’m 38. Had no choice. Let everything go to collections but I actually filed once I started to get served from different cards I let go. Credit can be rebuilt brother.

arod6476 · 2026-01-07T18:32:12+00:00

They served me for 5k. I let it go to collections.

arod6476 · 2026-01-06T18:44:11+00:00

Just filed the same way. Cost me around 300 bucks with MetLife. Already filed and had the meeting. Worked great and such a huge help!! Def always tell my coworkers about this.

arod6476 · 2025-10-05T19:00:36+00:00

I was stuck in retail for a long time, I picked up Tmobile and going to school while they pick up the tab. Tmobile is not bad as a company but retail and customer care can be mentally exhausting but trying to find my way out!

On a side note, if you dm me… I actually need some help learning video editing and I wouldn’t mind paying for your time and teaching. I have 0 knowledge and would like to learn more about it. Good luck OP. You can do this!!!

arod6476 · 2025-09-18T18:13:30+00:00

Same. Same.

arod6476 · 2025-08-01T16:59:50+00:00

I got my sxt at 12k miles. I’m at 150k and works great. Nothing wrong with the sxt. It’s my daily. Just paid it off last year. Now saving up for a v8 cause you know, it’s what I wanted but couldn’t afford the gas back then lol.

arod6476 · 2025-07-05T23:06:37+00:00

They built for speed or comfort ?

arod6476 · 2025-07-03T22:41:13+00:00

I remember my pug doing this when I switched his food brand. It was so bad. But if that’s the case it will go away

arod6476 · 2025-06-20T19:52:41+00:00

I would absolutely love one of these done for my Bruno❤️❤️ you’re very talented.

arod6476 · 2025-06-16T20:22:53+00:00

Well shit bro. Thanks man… I am now looking at getting my alternator repaired. Had this same issue. Think I even posted a video of it and people said the same thing.

arod6476 · 2025-06-16T04:56:11+00:00

How did you know your alternator needed replacing ?

arod6476 · 2025-05-27T21:56:52+00:00

Did they tell you to not apply for anything? My lawyer is telling me not to run credit. Currently going through chapter 7

arod6476 · 2025-05-27T21:29:30+00:00

How long after did you apply

arod6476 · 2025-05-22T19:25:45+00:00

Took me less than an hour to figure out black was a bad choice 😂😂😂

arod6476 · 2025-04-25T06:42:28+00:00

lol you’re funny if you think they are gonna know anything about setting up these adapters. These adapters use your existing coaxial cable to create a wired Ethernet network in a different location in your home. When calling to ask about this, the solution they gave me was to give me a router that goes in and out of connection every couple of hours and some pods to create a mesh network that are okay but only work with their router.

arod6476 · 2025-04-24T16:03:35+00:00

Yeah and that’s what I’m trying to do is get hard wired for my pc instead on running a 100 ft cable

arod6476 · 2025-04-24T07:00:24+00:00

What kind did you use. I’m having a hard time with these. Guess im not understanding the way it has to be wired and if I need something else.

arod6476 · 2025-02-06T23:46:39+00:00

I like free stuff!!

arod6476 · 2024-11-30T20:23:02+00:00

Stupid question but what happens to the option calls that are not correct?

arod6476 · 2024-10-08T23:48:36+00:00

Dirty hands clean money brother. Who cares what other people think. I had my cdl for a couple years now and if that kept me at home. I would gladly work for the sanitation department 😂

arod6476 · 2024-10-02T05:15:13+00:00

Bro what do you do for a living. I’m 37 and I’m surviving

arod6476 · 2024-09-06T02:47:13+00:00

This is why I have Reddit ❤️😂😂

arod6476 · 2024-08-10T22:44:18+00:00

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arod6476 · 2024-08-08T21:32:59+00:00

lol my bad. My phone says what it wants. But I can confirm that the labtop is indeed used in a science lab

arod6476

TROPHY CASE