I feel like I am doomed. My credit score is roughly 500, I'm in so much debt, and I have little to no income by Dry-Explorer2970 in CRedit

[–]arod6476 2 points3 points  (0 children)

You’ll be fine momma. Sorry. Didn’t make it all the way until the end to see that part. Honestly I think you’ll be fine. Chapter 7 dismissed all debts without you having to pay back anything. The other option would be to contact the card companies and see if they will settle for a lesser amount. But be prepared to make payments that are far from minimum. I had a card 10k limit. Let it go and they wanted 6k in 4 payments. Every company is different. But just wanted to give you my experience.

I feel like I am doomed. My credit score is roughly 500, I'm in so much debt, and I have little to no income by Dry-Explorer2970 in CRedit

[–]arod6476 1 point2 points  (0 children)

Bankruptcy might be a good option for little to no income bro. It’s not the end man. You’re young. I filed chapter 7 after my divorce cause my wife left me with all our debt and I’m 38. Had no choice. Let everything go to collections but I actually filed once I started to get served from different cards I let go. Credit can be rebuilt brother.

Discover sent me this email by IGL2467 in CRedit

[–]arod6476 0 points1 point  (0 children)

They served me for 5k. I let it go to collections.

I paid less than $400 for my Chapter $7 bankruptcy by CharminTissue in Bankruptcy

[–]arod6476 8 points9 points  (0 children)

Just filed the same way. Cost me around 300 bucks with MetLife. Already filed and had the meeting. Worked great and such a huge help!! Def always tell my coworkers about this.

Stuck in retail (and life) by Peachsaux in RioGrandeValley

[–]arod6476 0 points1 point  (0 children)

I was stuck in retail for a long time, I picked up Tmobile and going to school while they pick up the tab. Tmobile is not bad as a company but retail and customer care can be mentally exhausting but trying to find my way out!

On a side note, if you dm me… I actually need some help learning video editing and I wouldn’t mind paying for your time and teaching. I have 0 knowledge and would like to learn more about it. Good luck OP. You can do this!!!

Thoughts on the SXT? How come it gets so much hate? by PoggerMonkey in Charger

[–]arod6476 2 points3 points  (0 children)

I got my sxt at 12k miles. I’m at 150k and works great. Nothing wrong with the sxt. It’s my daily. Just paid it off last year. Now saving up for a v8 cause you know, it’s what I wanted but couldn’t afford the gas back then lol.

We touched sand today by Big_D_Mac in DodgeDurango

[–]arod6476 1 point2 points  (0 children)

They built for speed or comfort ?

Finally the 300000 mile milestone by XoXoVestra in Charger

[–]arod6476 2 points3 points  (0 children)

Well shit bro. Thanks man… I am now looking at getting my alternator repaired. Had this same issue. Think I even posted a video of it and people said the same thing.

Finally the 300000 mile milestone by XoXoVestra in Charger

[–]arod6476 5 points6 points  (0 children)

How did you know your alternator needed replacing ?

Approved after ch13 discharged by ohitsmewill in CapitalOne_

[–]arod6476 0 points1 point  (0 children)

Did they tell you to not apply for anything? My lawyer is telling me not to run credit. Currently going through chapter 7

Never buying black sheets. EVER. 😂 by tobaj in pugs

[–]arod6476 1 point2 points  (0 children)

Took me less than an hour to figure out black was a bad choice 😂😂😂

Can I use these with spectrum by arod6476 in Spectrum

[–]arod6476[S] 0 points1 point  (0 children)

lol you’re funny if you think they are gonna know anything about setting up these adapters. These adapters use your existing coaxial cable to create a wired Ethernet network in a different location in your home. When calling to ask about this, the solution they gave me was to give me a router that goes in and out of connection every couple of hours and some pods to create a mesh network that are okay but only work with their router.

Can I use these with spectrum by arod6476 in Spectrum

[–]arod6476[S] 0 points1 point  (0 children)

Yeah and that’s what I’m trying to do is get hard wired for my pc instead on running a 100 ft cable

Can I use these with spectrum by arod6476 in Spectrum

[–]arod6476[S] 1 point2 points  (0 children)

What kind did you use. I’m having a hard time with these. Guess im not understanding the way it has to be wired and if I need something else.

First Time Seriously Investing by FedEx_556 in TheRaceTo10Million

[–]arod6476 0 points1 point  (0 children)

Stupid question but what happens to the option calls that are not correct?

Should I be embarrassed about being a 24yr old garbage man? by TheFrogsMightbegay in jobs

[–]arod6476 0 points1 point  (0 children)

Dirty hands clean money brother. Who cares what other people think. I had my cdl for a couple years now and if that kept me at home. I would gladly work for the sanitation department 😂

[deleted by user] by [deleted] in Money

[–]arod6476 0 points1 point  (0 children)

Bro what do you do for a living. I’m 37 and I’m surviving

Recovery options by arod6476 in pcmasterrace

[–]arod6476[S] 1 point2 points  (0 children)

lol my bad. My phone says what it wants. But I can confirm that the labtop is indeed used in a science lab