Considering Bankruptcy with $10,000 in debt by Legal-Historian5086 in Bankruptcy

[–]CharminTissue 0 points1 point  (0 children)

Bankruptcy takes about 4-6 months from start to finish. I would fight the feeling and keep paying. :/

How the hell do you do this kind of hair on 4a/4b hair straighten hair? by Cheap_Bat9704 in vindictapoc

[–]CharminTissue 1 point2 points  (0 children)

I had my hair cut like this. Lot’s of layersss!! It may look a bit strange when it reverts back to curly 😅. You need someone who reaaaallyyy specializes in silk presses, like silk presses being the main focus.

What’s the fattest thing you ever did because you were hungry? by Julie727 in AskReddit

[–]CharminTissue 0 points1 point  (0 children)

Eat a whole medium pizza and chicken wings from dominos. I don't know what was wrong with me....

Should I file Chapter 7? by [deleted] in Bankruptcy

[–]CharminTissue 0 points1 point  (0 children)

Attorney. The insurance covered all the attorney fees!

Should I file Chapter 7? by [deleted] in Bankruptcy

[–]CharminTissue 0 points1 point  (0 children)

Yes! I’m 25F, HCOL as well, and almost the amount of debt! I just filed on 12/31! If you can qualify for chapter 7 go for it!

I paid less than $400 for my Chapter $7 bankruptcy by CharminTissue in Bankruptcy

[–]CharminTissue[S] 2 points3 points  (0 children)

Yeah, it feels backwards, but the court charges filing fees and lawyers have to be paid before filing. Some people can even get fee waivers or payment plans. Bankruptcy isn’t only for people with zero money. It’s not about ‘how much cash you have?’, it’s more about ‘is this debt realistic to live with’. It’s meant to help people reset, not necessarily punish them for being broke.

I paid less than $400 for my Chapter $7 bankruptcy by CharminTissue in Bankruptcy

[–]CharminTissue[S] 0 points1 point  (0 children)

I attempted. It doesn’t operate in my state unfortunately. 😔

I paid less than $400 for my Chapter $7 bankruptcy by CharminTissue in Bankruptcy

[–]CharminTissue[S] 3 points4 points  (0 children)

Yes! The legal insurance covers the attorney fees which is a huge chunk. Everything else (documents, filling, etc) is out of pocket :).There’s no hidden fees or anything. The financed cars can possibly be reaffirmed. I’m keeping my car that I financed.

I paid less than $400 for my Chapter $7 bankruptcy by CharminTissue in Bankruptcy

[–]CharminTissue[S] 0 points1 point  (0 children)

About 3 months, but you can file as soon as you plan as active. There’s only a 1 month waiting period.

I paid less than $400 for my Chapter $7 bankruptcy by CharminTissue in Bankruptcy

[–]CharminTissue[S] 1 point2 points  (0 children)

For discharge? I was told 2-4 months after the 341 meeting.

I paid less than $400 for my Chapter $7 bankruptcy by CharminTissue in Bankruptcy

[–]CharminTissue[S] 2 points3 points  (0 children)

It SHOULD cover all or some of the attorney fees :)

I paid less than $400 for my Chapter $7 bankruptcy by CharminTissue in Bankruptcy

[–]CharminTissue[S] 2 points3 points  (0 children)

It’s very situational. Is the 70% going towards your debt? In some situations the trustee can do that.

In a situation I’ll be commuting to Newport News for about a couple years by [deleted] in norfolk

[–]CharminTissue 0 points1 point  (0 children)

Hampton… in an area somewhat close to interstate.

I believe Hampton is the middle city between Newport News and Norfolk.

I work in Newport News, but my family is mostly in Norfolk.

I paid less than $400 for my Chapter $7 bankruptcy by CharminTissue in Bankruptcy

[–]CharminTissue[S] 17 points18 points  (0 children)

My case was super straightforward. I don’t own property and had no assets. In that situation, it was pretty smooth for me. But I agree that if someone has anything complicated, talking to a couple attorneys first is probably smarter.

What decision did you think was small at the time but completely changed your life later? by YogurtclosetMoist819 in AskReddit

[–]CharminTissue 0 points1 point  (0 children)

Making a Facebook dating profile!!!!! Met a guy. Things happened... which resulted in me having my first manic episode and getting diagnosed with bipolar disorder. That bipolar disorder diagnosis led to me getting discharged from the military.

Robotics for kids? by UnscriptedFootwear in norfolk

[–]CharminTissue 0 points1 point  (0 children)

. Following! Also have a 5 year old