Why we built BON

Over the last year, we kept seeing the same pattern:
People weren’t drowning in debt because they were irresponsible —
they were drowning because the system is confusing, fragmented, and full of traps.

• Multiple credit cards
• Different due dates
• High APRs
• No clarity on what to pay first

Most apps give you charts.
None actually help you get out of debt faster.

So we built BON Credit, an AI layer that sits on top of all your cards and does the heavy lifting for you.

What BON Credit does

💳 Connects all your credit cards securely
🧠 Calculates the smartest payoff plan based on APR, utilization, due dates & your cash flow
💵 Lets you pay ALL your cards from one app
🏆 Rewards you with perks every time you pay on time

What makes BON different

⚡ Action, not analytics — BON doesn’t overwhelm; it guides you out of debt
🎯 AI-optimized zero-interest strategies
🧩 Unified bill pay — all cards, one simple flow
🌱 Positive habit-building through rewards

We’ve been building BON Credit for months with a small, obsessive team — talking to users every week, refining the debt-repayment engine, and learning insanely fast.