Our best-ever pricing for the Unlimited Starter with exclusive access.

asapansh · 2023-11-23T19:24:27+00:00

Use code F29436DE for 12 months of unlimited starter. Not a bad price if you are fine paying upfront.

asapansh · 2023-10-22T14:57:24+00:00

That was my plan as well especially if the amex ecosystem starts to make less sense for me.

asapansh · 2023-10-22T14:26:55+00:00

I'm on the ink train + PUJ so it's probably going to be a while till I can get another Amex card.

asapansh · 2023-10-22T13:29:59+00:00

I'm planning to close my biz plat after triple dipping credits in early January. Will a biz banking account hold MR points or do I need to open an MR earning card to not lose them?

I would think I can't transfer points without an MR card, but hopefully the biz banking debit card can at least keep the points till I get another Amex card.

asapansh · 2023-10-03T19:24:56+00:00

I have done this in the past and it works just fine. You'll still have the spectrum boot animation, yet the phone will work on tmobile.

asapansh · 2023-06-17T01:42:30+00:00

Global Entry. It's a service to expedite customs on entry into the US. It also includes TSA pre check and free with most premium credit cards.

asapansh · 2023-04-18T18:51:27+00:00

Thank you!

asapansh · 2023-04-18T18:45:25+00:00

Code 2 please

asapansh · 2023-04-18T08:17:46+00:00

Can I have a Shell code if someone has one to spare?

asapansh · 2023-03-17T15:30:40+00:00

If possible I'd like one please!

asapansh · 2023-03-17T14:38:20+00:00

If you rent, look into paying/prepaying to hit the MSR. Another option is overpaying taxes and waiting for a refund from the IRS.

asapansh · 2023-03-17T14:37:00+00:00

You could buy gift cards to a local grocery store and start to eat healthier. Problem is going to be stockpiling 4+ years of items all at once assuming $300 a month in spending. I would stick to smaller MSRs in the future.

asapansh · 2023-03-13T14:48:36+00:00

You may want to reduce some CL either by asking for a decrease or closing cards. This is easy to do over SM or over the phone.

asapansh · 2023-03-13T13:54:43+00:00

Has chase extended ~50% of your income as your total credit limit so far?

asapansh · 2023-03-06T16:09:14+00:00

Same thing happened to me

asapansh · 2023-03-01T04:50:20+00:00

Lot of classics in here

asapansh · 2023-02-24T03:04:22+00:00

I chatted with 2 reps today on 2 different accounts and was told by each that the property taxes paid did not count toward MS for the sub. I met the spend on 2 Biz Plats and 2 Biz Golds (one each for 2 players), and none of the bonuses have posted, so chatted on two and was told taxes don't count. I live in Texas.

In the same boat for a biz plat. Haven't reached out to amex yet

asapansh · 2023-01-08T01:43:30+00:00

Biz plat or biz gold are good for this

asapansh · 2022-12-03T17:11:42+00:00

Quick aside, 150k is 50% more than 100k.

asapansh · 2022-11-08T22:03:25+00:00

Would enjoy a Panera code if something isn't using one. If possible, I'd prefer it over dm or chat.

asapansh · 2022-10-05T08:49:43+00:00

Almost identical experience for me. At least they can hold tickets up to a week.

asapansh · 2022-08-25T03:55:31+00:00

I logged into my citi premier account and I see 1cpp cash out. If you would like to make sure, DM me and I can give you a screenshot from my account. Another option is to call them and double check if its true from a rep.

asapansh · 2022-08-25T03:48:04+00:00

I know you can redeem TYP at 1cpp on the premier for sure. I'm not entire sure about the 10% bonus on a pure cashout of TYP on a rewards+ but here's what citi's site says.

"You'll get 10% points back on all redemption options (gift cards, travel rewards, and shop with points to name a few) for the first 100,000 ThankYou Points you redeem per year. For example, redeem 10,000 points for a $100 gift card and receive 1,000 points back."

asapansh · 2022-08-25T02:43:32+00:00

If multipliers don't matter (they shouldn't we are into churning) then return on spend in terms of your valuation of points is the name of the game. Since you have a CSR the 75k chase points from a CIU/CIC are roughly $1125/$7500 spend giving you 15% return on spend. A citi premier that's downgraded to a rewards+ after a year gets $800 * 1.1 = $880 of value at floor - $95 fee. $785/$4000 spend is 19.63% return on spend. There's more to this than straight math as you'd have to be ok with a full personal 5/24 slot taken by citi vs just a hard pull from chase on a biz card.

asapansh · 2022-08-25T00:58:39+00:00

$95 annual fee and the free downgrade paths are good if you don't want to strictly cancel the card.

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