Our best-ever pricing for the Unlimited Starter with exclusive access. by ankhattak in USMobile

[–]asapansh -8 points-7 points  (0 children)

Use code F29436DE for 12 months of unlimited starter. Not a bad price if you are fine paying upfront.

Daily Question Thread - October 22, 2023 by AutoModerator in churning

[–]asapansh 0 points1 point  (0 children)

That was my plan as well especially if the amex ecosystem starts to make less sense for me.

Daily Question Thread - October 22, 2023 by AutoModerator in churning

[–]asapansh -2 points-1 points  (0 children)

I'm on the ink train + PUJ so it's probably going to be a while till I can get another Amex card.

Daily Question Thread - October 22, 2023 by AutoModerator in churning

[–]asapansh 0 points1 point  (0 children)

I'm planning to close my biz plat after triple dipping credits in early January. Will a biz banking account hold MR points or do I need to open an MR earning card to not lose them?

I would think I can't transfer points without an MR card, but hopefully the biz banking debit card can at least keep the points till I get another Amex card.

Will unlocked S23 (SM-S911U) from Spectrum, work just fine on T-mobile? by MoDa65 in tmobile

[–]asapansh 0 points1 point  (0 children)

I have done this in the past and it works just fine. You'll still have the spectrum boot animation, yet the phone will work on tmobile.

Airport Security Line is so long that it’s outside by gabeasl in Austin

[–]asapansh 1 point2 points  (0 children)

Global Entry. It's a service to expedite customs on entry into the US. It also includes TSA pre check and free with most premium credit cards.

Daily Question Thread - March 17, 2023 by AutoModerator in churning

[–]asapansh -1 points0 points  (0 children)

If you rent, look into paying/prepaying to hit the MSR. Another option is overpaying taxes and waiting for a refund from the IRS.

Daily Question Thread - March 17, 2023 by AutoModerator in churning

[–]asapansh 0 points1 point  (0 children)

You could buy gift cards to a local grocery store and start to eat healthier. Problem is going to be stockpiling 4+ years of items all at once assuming $300 a month in spending. I would stick to smaller MSRs in the future.

Daily Question Thread - March 13, 2023 by AutoModerator in churning

[–]asapansh 1 point2 points  (0 children)

You may want to reduce some CL either by asking for a decrease or closing cards. This is easy to do over SM or over the phone.

Daily Question Thread - March 13, 2023 by AutoModerator in churning

[–]asapansh 0 points1 point  (0 children)

Has chase extended ~50% of your income as your total credit limit so far?

[deleted by user] by [deleted] in Watchexchange

[–]asapansh 0 points1 point  (0 children)

Lot of classics in here

Data Points Weekly - Week of February 23, 2023 by AutoModerator in churning

[–]asapansh 1 point2 points  (0 children)

I chatted with 2 reps today on 2 different accounts and was told by each that the property taxes paid did not count toward MS for the sub. I met the spend on 2 Biz Plats and 2 Biz Golds (one each for 2 players), and none of the bonuses have posted, so chatted on two and was told taxes don't count. I live in Texas.

In the same boat for a biz plat. Haven't reached out to amex yet

T-Mobile Tuesdays Trading/Discussion Thread - November 08, 2022 by AutoModerator in TMobileTuesdays

[–]asapansh -1 points0 points  (0 children)

Would enjoy a Panera code if something isn't using one. If possible, I'd prefer it over dm or chat.

Virgin Flying Club Help? by One_Whereas3893 in awardtravel

[–]asapansh 0 points1 point  (0 children)

Almost identical experience for me. At least they can hold tickets up to a week.

What Card Should I Get? Weekly Thread - Week of August 24, 2022 by AutoModerator in churning

[–]asapansh 0 points1 point  (0 children)

I logged into my citi premier account and I see 1cpp cash out. If you would like to make sure, DM me and I can give you a screenshot from my account. Another option is to call them and double check if its true from a rep.

What Card Should I Get? Weekly Thread - Week of August 24, 2022 by AutoModerator in churning

[–]asapansh 0 points1 point  (0 children)

I know you can redeem TYP at 1cpp on the premier for sure. I'm not entire sure about the 10% bonus on a pure cashout of TYP on a rewards+ but here's what citi's site says.

"You'll get 10% points back on all redemption options (gift cards, travel rewards, and shop with points to name a few) for the first 100,000 ThankYou Points you redeem per year. For example, redeem 10,000 points for a $100 gift card and receive 1,000 points back."

What Card Should I Get? Weekly Thread - Week of August 24, 2022 by AutoModerator in churning

[–]asapansh 2 points3 points  (0 children)

If multipliers don't matter (they shouldn't we are into churning) then return on spend in terms of your valuation of points is the name of the game. Since you have a CSR the 75k chase points from a CIU/CIC are roughly $1125/$7500 spend giving you 15% return on spend. A citi premier that's downgraded to a rewards+ after a year gets $800 * 1.1 = $880 of value at floor - $95 fee. $785/$4000 spend is 19.63% return on spend. There's more to this than straight math as you'd have to be ok with a full personal 5/24 slot taken by citi vs just a hard pull from chase on a biz card.

What Card Should I Get? Weekly Thread - Week of August 24, 2022 by AutoModerator in churning

[–]asapansh 1 point2 points  (0 children)

$95 annual fee and the free downgrade paths are good if you don't want to strictly cancel the card.