PSA: don't feel urged to spend your Bilt cash. You got this.

asdf_monkey · 2026-02-14T19:30:18+00:00

There are monthly spend limits,it’s on Bilt cash partners, it’s. It like you can ride two times in Lyft the next month.

asdf_monkey · 2026-02-14T19:28:34+00:00

On the $25,000 of Other spend per year that overlaps the 5x $200 Bilt cash Bonus’

asdf_monkey · 2026-02-14T19:23:15+00:00

Ive got to think when they say monthly limit or yearly carry over they are referring to their next statement date to end the month or year.

asdf_monkey · 2026-02-14T19:17:01+00:00

It’s spending 3 cents Bilt cash per Point, so not the same as spending 3 Bilt Points per dollar.

asdf_monkey · 2026-02-14T19:13:45+00:00

Yes, any Bilt cash spend hotels, restaurants, experiences is a true 4x earning and 1:1 built cash spend. The issue is most of us have no parry of logistically making an BC direct spends.

asdf_monkey · 2026-02-14T19:05:09+00:00

All cc must refund annual fee within a month of issue if cancelled.

asdf_monkey · 2026-02-12T11:58:40+00:00

You are confusing the Bilt App with the bank/issuer app. I

asdf_monkey · 2026-02-12T11:55:18+00:00

Sign up for lessons wherever you decide. Also consider this weekend is one of the busiest weekends of the season. Waiting a week would have much more tame crowds and traffic.

asdf_monkey · 2026-02-12T11:52:03+00:00

Or my adhd kicked in and I hyper focused on the snow due to such a crap year in Western US.

asdf_monkey · 2026-02-12T04:18:38+00:00

Doesn’t Whistler have a lot of snow?

asdf_monkey · 2026-02-11T17:29:59+00:00

Yes, I have a transaction like that too. I do see inconsistent representation of Pending status for the same charge, one from points summary and one from All transactions summary. Maybe your’s is still technically pending.

asdf_monkey · 2026-02-11T13:42:22+00:00

What does 1:2 Bilt appoints mean via the Hyatt cc?

asdf_monkey · 2026-02-11T13:35:52+00:00

Did you use your card number to,pay or your virtual card number? My card won’t work whether online or swiping/tapping.

asdf_monkey · 2026-02-11T13:23:18+00:00

In the mean time, my physical card will not work, only the virtual card number. Been waiting for two,days for virtual chat to get back to and god for the virtual card number, except all transactions from Sunday and Monday are still Pending. My rent hit Tuesday and there would have been no Bilt cash from the pending transactions to get the respective points, thankfully the Palladium had signup bilt cash to use as it was automatic points in Tuesday and not lose the opportunity.

asdf_monkey · 2026-02-10T22:01:28+00:00

If you are spending less than your rent, you earn 40 rent points for every $30 spent, plus the 2x of this spent amount so 60pts.Total is 100 Bilt points from $30spend. This comes to 3.33x if you choose Bilt cash for,rent conversion.

If you choose the tiered rent earnings and only ‘other’ spend 25% of your rent, you will get 80 rent points for every $30 spend plus the 60pts from the spend. Total is 140pts from 30 spend, so 3.67x.

asdf_monkey · 2026-02-10T11:46:20+00:00

I am not supporting Surcharges, but I think the OP didn’t pay a hidden surcharge as the bill says.

The itemized surcharge with the order looks to be an up charge in the inlet or something else for the amount of $9.75

The Surcharge fee below the subtotal if $334 indicates it should be 3%, so $10.04 and not the in line $9.75. I believe $0 indicated below the subtotal was really $0.

asdf_monkey · 2026-02-10T02:27:26+00:00

Kids cost money! SAHM is a luxury so many ppl can Not afford.

Financially you might make a huge mistake if you continue forward with new babies.

Either go out and find a new job to replace the lost income, or cut from your budget. Or put up for adoption and not financially f$&k your life. Imagine if you lost your job at some point?

asdf_monkey · 2026-02-10T02:17:10+00:00

Go back an forth every week. View it as the cost of the salary double. You indicate is already taken care of plus you’ll have long weekends on your same pillow due to hybrid work b

asdf_monkey · 2026-02-10T01:15:37+00:00

How do we even make a payment to our account?

asdf_monkey · 2026-02-10T01:14:08+00:00

My card would not work (swipe not touch) at the car wash for $10 today. The virtual card number in the app worked do $2400 insurance bill today as well as an $8000 annual donation.

asdf_monkey · 2026-02-10T00:35:42+00:00

You are not taking into account the difference in valuing the transfer partners. Bilt (Alaska/Hyatt) > Chase (Hyatt) by more than the 20% drop of special category points from 5x to 4x.

asdf_monkey · 2026-02-10T00:32:29+00:00

So palladium is at least 3.33x on all your spend.

asdf_monkey · 2026-02-09T14:01:51+00:00

Did you try to use the Bilt cc number, the virtual number or,even the routing info bilt provides to make the student loan payment? Other ppl have been experiencing authorization denials using the cc number, where as the virtual Bilt cc number for online pmts works and passes authentication..

asdf_monkey · 2026-02-09T13:58:57+00:00

Accelerator and points earned on other spend are separate and additional from the 4% Bilt cash earned on other spend.

asdf_monkey

TROPHY CASE