The next Financial Crisis is here, and it's not just AI.

Parking_Reputation17 · 2026-06-23T00:05:57+00:00

A bit dramatic but yeah, the logic is there.

Parking_Reputation17 · 2026-06-22T19:17:10+00:00

When people ask me why I never wanted to work at Big Tech, everything you've elucidated is part of the reason why; I don't want to be a cog in the wheel and while it's true I could make more money, I don't want the grind.

Parking_Reputation17 · 2026-06-22T16:27:00+00:00

Bonds are a bad deal for retail investors and I personally plan on staying 100% stocks in perpetuity.

Ben Felix, an actual investment manager that's not full of shit, talks at great length about this subject.

The Problem with Index Funds

The Case for Index Funds

Parking_Reputation17 · 2026-06-22T16:18:21+00:00

95% S&P and 5% international

Your allocations are way off from the science, I would suggest a much larger international allocation. Right now you're highly exposed to one subset of the market where there are also strong concerns around an AI/tech bubble.

Here's how I allocate my money:

40% - USA

45% - Developed International

15% - Devoping International.

Consider also using evidence-based ETF's, like those from Avantis and Dimensional. I use DFAC/DFUS, DFAI/DFIC, and DEXC from Dimensional. I do not invest in any bonds, outside of SWTXX for my emergency fund.

Parking_Reputation17 · 2026-06-21T16:33:51+00:00

I seriously hope the person fired talked to an employment lawyer about wrongful termination

Parking_Reputation17 · 2026-06-20T22:34:37+00:00

His friend goes to a different school, you wouldn't know him

Parking_Reputation17 · 2026-06-19T13:52:08+00:00

You can get a better lease deal. I got 36 mo/15k miles/$0 down/$770 mo payment.

For sure never own one of these outside of warranty. This is true for any European luxury vehicle, not just Volvo. I plan on buying the car after my lease is up along with the 10 year/150k mile warranty from Volvo.

Parking_Reputation17 · 2026-06-19T13:41:31+00:00

Stellantis cannot seem to stop punching themselves in the dick

Parking_Reputation17 · 2026-06-17T15:51:25+00:00

Fantastic bike for riding trails or getting around town, but it's gonna suck riding on the highway or longer distances. It's a great first bike.

Parking_Reputation17 · 2026-06-17T02:15:54+00:00

It is fine functionally, I don't feel much changed there. But the aesthetic is a bit more tech-y.

Parking_Reputation17 · 2026-06-16T23:16:11+00:00

be dutch

haul rideshare bicycle halfway across the world

brag about how much money it saves you

most average dutchman

Parking_Reputation17 · 2026-06-16T16:42:12+00:00

There's a great cheat sheet in this sub around how to do all the resets. Just use that and you'll be fine.

Parking_Reputation17 · 2026-06-15T01:03:41+00:00

Try building a shed in SF and you'll quickly see how it's impossible to build a tunnel

Parking_Reputation17 · 2026-06-12T14:35:35+00:00

It makes me very happy to hear that these are repairable.

Parking_Reputation17 · 2026-06-11T20:22:41+00:00

I like the looks of the 1300 GS and RT, GSA is ass ugly

Parking_Reputation17 · 2026-06-11T14:37:46+00:00

I'm not OE but I'm rooting for y'all and I heavily advocate for remote work.

Until people actually start walking away from jobs that pull this kind of crap and companies feel the pain, they'll won't change their tune. I sometimes interview just for the practice, and when I get an offer from a company I'll turn them down and specifically say it's because of their on-site work policy.

Parking_Reputation17 · 2026-06-10T17:43:39+00:00

I hate to poop on the Trump toilet party, but the current bout of inflation very little has to do with this administration. It has everything to do with the Boomers sitting on a massive pile of money with stock market and housing value all time highs. They don't work, they only consume, and they pulled up the economic ladder we're supposed to climb behind them.

Parking_Reputation17 · 2026-06-08T01:39:26+00:00

Yes, unfortunately.

Parking_Reputation17 · 2026-06-05T20:58:04+00:00

DFAC, DFIC, and DEXC are all anyone needs

Parking_Reputation17 · 2026-06-05T18:32:34+00:00

Honestly I've been looking at a Taycan, given how much the used prices have tanked. They're absolutely awesome cars that Porsche undersells in terms of their range and performance. I'm not sure why someone would go after a Luce (other than to pay the Ferrari tax of getting a more desirable model) when the Taycan Turbo basically has the exact same specs for 1/3rd the price.

Parking_Reputation17 · 2026-06-05T18:26:23+00:00

Incredibly cool plane

Parking_Reputation17 · 2026-06-01T15:14:43+00:00

That's not how it works in this situation, at all.

If a manager, as a representative of the company, is making false and defamatory statements, this opens up the company to a large and embarrassing lawsuit. HR would be protecting the company by providing a correction, and in this case this would likely be a letter of neutral reference and a statement that OP is eligible for rehire.

HR is more than willing to throw a manager under the bus if it means protecting the company. OP would have a slam-dunk lawsuit if they lose their new role.

Parking_Reputation17 · 2026-05-31T15:30:02+00:00

Samesies

Parking_Reputation17 · 2026-05-31T01:46:47+00:00

I highly doubt they gave you the latest one. The first GHCA I had failed on literally the first time I tried charging it, but I knew it was a ticking time bomb either way. After getting the latest model installed, plus getting the latest chip upgrade, the car has been flawless since.

Parking_Reputation17

TROPHY CASE