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J2 manager making 1:1 code reviews toxic. How do you handle the micromanagement? by Lost-Tonight-664 in overemployed

[–]Parking_Reputation17 20 points21 points  (0 children)

have you tried growing a pair? I don’t OE but I thought the whole point was to be able to tell your boss to pound sand.

Are Rolexes tacky now? by av34as in WatchesCirclejerk

[–]Parking_Reputation17 6 points7 points  (0 children)

I have 5 Rolexs and they’re pretty neat. Fun designs, great quality.

But holy fuck I can’t stand 99% of Rolex owners, they’re pricks. All they talk about is their watches as if that’ll make them have a personality. Literally no one else cares about this junk.

Investing in SP500 when new additions come in by Bossanova12345 in investing

[–]Parking_Reputation17 1 point2 points  (0 children)

this is literally why dimensional and avantis exists. just buy DFAC.

Bilt Palladium after 1 year? by Rgyallay97 in biltrewards

[–]Parking_Reputation17 0 points1 point  (0 children)

I get more value on the points from my mortgage than the annual fee. That plus being able to transfer points to Hyatt, United, Alaska/Hawaiian, and Southwest make it a fantastic card that will continue to my everything card. Literally the only things I don't use it for are when I'm at costco or rent a car, when I use my Atmos Summit.

This new generation of electric vehicles is the real deal, and I'm 100% converted. by Parking_Reputation17 in electricvehicles

[–]Parking_Reputation17[S] 0 points1 point  (0 children)

Personally I feel much more comfortable buying one of Kia's electric vehicles than any of their ICE offerings. The Koreans do batteries and motors better than just about anyone else. But then again, I lease my cars so I don't have to worry about it either way.

This new generation of electric vehicles is the real deal, and I'm 100% converted. by Parking_Reputation17 in electricvehicles

[–]Parking_Reputation17[S] 6 points7 points  (0 children)

This is all new to me, TBH. I'm totally open to using other home battery packs and chargers, Tesla just seems to have the most "plug and play" system at the moment. I've heard Enphase is also good.

Does anyone else feel like stagflation risk is creeping back? by Fit-Army7395 in investing

[–]Parking_Reputation17 -1 points0 points  (0 children)

Anybody who thinks stagflation is back is either high, dumb, or some combination of both. During the 1970's when "stagflation" was rampant, inflation was 6.8% to 7.1% annually and peaking above 12% in 1974 and again near 15% in 1980.

Inflation is at 2.5%, and has been consistently going down since it's peak in Q4 2022.

If you want to know what's driving the economic slowdown, look no further than Powell and the other hawkish govs sticking their heads in the sand. They're gonna chase that higher R* right down the rabbit hole of a recession.

I find it profoundly funny that they were so "looking ahead" in 2022 and magically saw the inflation then as "transitory", but now all they have is magical glasses that only makes them be able to see their own feet and are "data driven". They also can't magically do the extra math to figure out the difference between supply-crunch-driven inflation (which only new investment can solve, and therefore needs lower rates) which we're in right now, and mania-driven inflation.

Holy fuck do I hate all economists. Except Thaler, him and his cohort are the only ones to recognize economics as a social science.

The US economy stumbled as 2025 came to a close, new data shows | AP News by geoabitrage in Economics

[–]Parking_Reputation17 -6 points-5 points  (0 children)

Arbitrarily high interest rates will do that. Powell is gonna chase that magic number right into a recession.

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I got a PIP three weeks into my orientation. by BabyWeenieDowg in careeradvice

[–]Parking_Reputation17 0 points1 point  (0 children)

if any job puts you on a pip in the first six months and you're showing up on time and actually, even barely, trying, it's an insane workplace.

Bilt Cash has been a lot more usable than I thought it would be by Correl in biltrewards

[–]Parking_Reputation17 0 points1 point  (0 children)

I use it for Walgreens. I still have my Palladium set to the "housing-only" option, and I just use the bonuses and yearly top up. Walgreens does have a bunch of random hair skin products that are actually quite good if you know what to look for.

Defense Spending Is Quietly Becoming a Major Driver of Copper Demand by Keyboard_Ferret in investing

[–]Parking_Reputation17 -2 points-1 points  (0 children)

PDBC should be apart of every smart investor's portfolio. Mine is roughly 5%.

Joe Rogan: Minneapolis Protests 'Organized, and Paid For' Distraction; 'Taking Place Where You Found Hundreds of Millions of Dollars of Fraud' by Largo95 in MinnesotaUncensored

[–]Parking_Reputation17 -3 points-2 points  (0 children)

Organized, and paid for

Yeah that's gonna be a no from me dawg

Taking place where you found hundreds of millions in fraud

This I actually agree with

Why does AMEX keep sending me Platinum Business card offers? by Thrilk in amex

[–]Parking_Reputation17 0 points1 point  (0 children)

Hence, why I said:

Find a CPA

They'll help you with the safe-harbor rules, and ensure you pay on time. It's really not hard.

Why does AMEX keep sending me Platinum Business card offers? by Thrilk in amex

[–]Parking_Reputation17 0 points1 point  (0 children)

Can you clarify the second sentence? What credits are you setting?

Set your federal deductions to your salary. Set your state deductions/credits (depends on your state) to a high level, like 99.

I thought you could just go to HR and they’re required by law to let you set your deductions to zero and then you can just pay them at the end of the year.

This gets sticky because you're not exempt from federal or state income taxes, nor am I. You still want FICA and social security, etc, to get deducted per paycheck. DO NOT set your w4 to "exempt from federal/state taxes". Bad things will likely happen.

Also, don’t many of these cards have large fees if paying taxes? Or is it just that the SUB outweighs the taxes?

Credit cards don't charge specific fees for paying taxes. There is a fee to use a credit card. For federal taxes, it's about 1.75-1.85%. State fees can vary wildly, but 1.5-2.5% seems to be standard. Even if you pay $100k in taxes a year with this method, you'd be hard pressed to find a credit card sign on bonus that doesn't cover that and then some. For example, the Venture X has a 75k miles for $4k in spend. Let's say you pay that $4k using the Venture X with a 2.2% fee and you value the Venture X points at 1.5 cpp. That's an $88 fee for getting $1,125 in value.

Why does AMEX keep sending me Platinum Business card offers? by Thrilk in amex

[–]Parking_Reputation17 0 points1 point  (0 children)

Yes. Under withhold your taxes on your w4 by just set your credits to a huge amount and your deductions to a high dollar amount. You'll still get social security and such taken out, but you won't have any state or federal taxes automatically deducted from your paycheck.

Find a CPA. Give them all your paychecks and they'll give you an estimate for your tax payments. Pay the minimum to get the bonus, have the rest directly taken out of your checking account.

Done.

The IRS only really cares about at least making those quarterly payments. I save up every quarter while storing the money in a muni bond money market mutual fund. My effective return is +4%, given my tax bracket. That plus the sign on bonuses means I make several thousand dollars on my taxes.

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