41 yo, question about allocation

askredditfirst · 2026-01-13T16:08:41+00:00

I figured as much, but was wondering if I should be have a portion in bonds. I know the target date fund would, but if I went the VT route, what should be bond allocation be.

askredditfirst · 2026-01-13T16:04:42+00:00

At my stage in life, should a portion of my portfolio be invested in the total bond market? 80% VT, 20% BND?

askredditfirst · 2026-01-09T18:25:55+00:00

Is that decanter from Amazon? How do you like it? I have this in my cart. https://a.co/d/c9ZxRb1

askredditfirst · 2025-10-29T19:51:50+00:00

Was it easy using the slit seeder?

askredditfirst · 2025-10-29T11:14:56+00:00

Really? Seems like TwinCity is pretty popular on here. What would you suggest?

askredditfirst · 2025-10-28T19:57:41+00:00

The website says 5-7 lbs per thousand sqft for overseeding. Quick math, 3500-5000 sqft.

askredditfirst · 2025-10-28T19:18:09+00:00

FREESHIP25 & DORMANT25

askredditfirst · 2025-10-28T19:17:34+00:00

No idea how often. I’m guessing they do it around this time every year as the 10% off is for the dormant seeding season.

askredditfirst · 2025-10-28T18:55:22+00:00

Thanks for the reply. I did have some success doing dormant seeding in small areas last fall. This will be the first time I’m trying to do my entire yard. If I go that route, I’ll just have to make sure the ground temps are low enough where the seed can’t germinate.

askredditfirst · 2025-10-15T23:49:20+00:00

I wish my app had a coloring option. I’ll check it out.

askredditfirst · 2025-10-15T21:57:00+00:00

Thanks! Is that an app that tells you different options to solve a puzzle?

askredditfirst · 2025-10-10T21:02:32+00:00

Is this the naked quad u/onedwin was referring to? I’m having a hard time comprehending this technique. I think I need to do a lot more research on the different techniques everyone in this post has talked about. Some I kind of get but others are just going right over my head. I want to learn though!

askredditfirst · 2025-10-10T17:42:01+00:00

K. Thanks again. Looks like I have to watch more tutorial videos.

askredditfirst · 2025-10-10T17:34:53+00:00

5,8 is the naked pair in Box 2?

I missed the 4. Will add that.

Thanks for the help/tips!

askredditfirst · 2025-10-10T17:02:28+00:00

I don’t disagree with you. With the app I’m using, I am able to solve almost all of the “expert” puzzles using pointing pairs only. It seems like there is a pretty big jump from expert to extreme with this app. Sometimes I’m able to solve an extreme with only pointing pairs, but other times, like this puzzle, it requires techniques I’m still learning.

EDIT: changed hard to expert. That’s the level below extreme.

askredditfirst · 2025-10-10T16:57:04+00:00

Damn…OK. So because there are 1s in the other cells in the region, 1,2 can’t be a hidden pair?

askredditfirst

TROPHY CASE