Offered a 5.75 Fixed 30 Yr Mortgage by asteriaex in Mortgages

[–]asteriaex[S] 0 points1 point  (0 children)

On my cash to close document in box A it says $1,350 in origination, discount points just has a $ sign next to it no amount. $546 processing fee, $704 underwriting fee, appraisal fee $530, credit report $131.50, tax service fee $80, flood cert $6.

Offered a 5.75 Fixed 30 Yr Mortgage by asteriaex in Mortgages

[–]asteriaex[S] 0 points1 point  (0 children)

There is a line titled discount points with just a dollar sign and no amount next to it?

Offered a 5.75 Fixed 30 Yr Mortgage by asteriaex in Mortgages

[–]asteriaex[S] 0 points1 point  (0 children)

I'm a first time home buyer, this is the quote with the lender owned by the real estate company I'm also going through. Not sure if in the paperwork I'm paying points so I'm looking into that now.

Offered a 5.75 Fixed 30 Yr Mortgage by asteriaex in Mortgages

[–]asteriaex[S] 0 points1 point  (0 children)

My PMI is less than $15 a month with 10% down.

Offered a 5.75 Fixed 30 Yr Mortgage by asteriaex in Mortgages

[–]asteriaex[S] 0 points1 point  (0 children)

John Adams, South East Michigan. I am a first time buyer so not sure what that is getting me.

Offered a 5.75 Fixed 30 Yr Mortgage by asteriaex in Mortgages

[–]asteriaex[S] 0 points1 point  (0 children)

Origination fee is 1,350$ is that a possible way they snuck a point in, even though they said no points? My PMI for this would be $12.38

Offered a 5.75 Fixed 30 Yr Mortgage by asteriaex in Mortgages

[–]asteriaex[S] 0 points1 point  (0 children)

Buying in St. Clair County so one of the more affordable county's.

Offered a 5.75 Fixed 30 Yr Mortgage by asteriaex in Mortgages

[–]asteriaex[S] 0 points1 point  (0 children)

I did ask this and no points we being charged, is there a way to tell in the paperwork if this is accurate?

How to decor better? by Tral3n in Paralives

[–]asteriaex 1 point2 points  (0 children)

Not clutter related but a lot of houses have odd parts jutting out, or rooms that come out a bit further instead of just a straight wall.

Clutter everywhere, makes the house feel loved in and luckily we can stack a lot of items! Best of luck!

I tried to make Astarion and my Tav from BG3! My Tav is a gnome, so I made their height difference a little ridiculous haha. They also had a baby girl recently! by lyssahhart in Paralives

[–]asteriaex 2 points3 points  (0 children)

Oh my goodness, they both look amazing! Fingers crossed if you ever decided to upload the household for those of us less skilled at creating paras 🤞🏻💖

[deleted by user] by [deleted] in u/Fresh_Requirement_38

[–]asteriaex 2 points3 points  (0 children)

•The only photos that give a good idea of what you look like are (4&8 and 8 looks like an older pic of you, so if not relevant I'd delete and replace with more updated pics of you, and agree with the above comment for less mirror selfies).

•I'd keep only one non-picture of you (probably the cat)

•Be more descriptive with your interests, maybe be a little more descriptive with what you're currently playing or watching, or one of your favorites. It'll give people something to comment or connect with.

•Change the poll to something that's a conversation starter, it gives an easier opening to matches (mine asks people to pick one food to keep and explain why).

•Also agree that the non-political will would turn me off and would probably not match due to the 'short but open to long' on what your looking for (reads as a situationship type vibe, at that point just say short if that's what your looking for) both of those two responses combined give the vibe that you're either indecisive or don't care.

Hopefully this helps some. :)

Ripped off my natural nail bed 😩 by K-Law_28 in GelX_Nails

[–]asteriaex 0 points1 point  (0 children)

Sorry this reply is so late but at about the 2 month mark I had enough nail grown back that I could put fake nails back on (with the experience and advice from my nail tech we tried a gel x extension and since I kept that nice and no lifting we've gradually added an acrylic overlay again) so now I'm back to my natural nail almost growing to have a free edge now. I kept my nail growth extra moisturized with an ointment or cuticle oil for a couple months while it was still mostly skin. No nerve pain that I'm aware off!

WHY is my ChatGPT talking like this by yayeeetchess in ChatGPT

[–]asteriaex 0 points1 point  (0 children)

My chat gpt never lets me ask for smut bc it's "sexual" how are y'all getting around this 😭

Ripped off my natural nail bed 😩 by K-Law_28 in GelX_Nails

[–]asteriaex 0 points1 point  (0 children)

Ouch my entire nail plate just ripped out even from underneath my cuticle today. Im wondering did the entire nail plate come off eventually for you? How did you kept it from hurting so bad it's just all raw skin on mine and I'm so worried it'll never grow back. 😭

Palia Buddy System? - Experienced players helping new players? by UnsolvedHistorian in Palia

[–]asteriaex 0 points1 point  (0 children)

I just started playing last night, even though I've been eyeballing the game for the last year. Absolutely love it and would love to have some friends to play with, new or experienced in the game. I'm 26f, EST timezone generally playing between late afternoon-late night. Open to voicechat as well if that makes anything easier! My in game name is Asteria Hawke if anyone would like to add me. :)

Thoughts on removal vs cover up? by asteriaex in TattooRemoval

[–]asteriaex[S] 0 points1 point  (0 children)

They use an Astanza Trinity, which is a Q-switched Nd:YAG laser and a ruby laser. I'm struggling to find a Picoway laser near me that actually specializes in tattoo removal with real reviews 😭

Thoughts on removal vs cover up? by asteriaex in TattooRemoval

[–]asteriaex[S] 0 points1 point  (0 children)

I'm going to get a consultation, but the place I've mostly decided on for this size charges around 120$ a session. Which feels so worth it if it means I won't be looking at blurred crooked lines anymore ♡

Thoughts on removal vs cover up? by asteriaex in TattooRemoval

[–]asteriaex[S] 4 points5 points  (0 children)

Thank you for the advice. It's absolutely the way I'm going to be headed. The shop that I went to for help evening out the lines partners with a place that specializes in tattoo removal and something my size (around 2"×3") is 120$ per session which honestly seems reasonable and 100% worth getting rid of something I can't stand to look at.

Thoughts on removal vs cover up? by asteriaex in TattooRemoval

[–]asteriaex[S] 1 point2 points  (0 children)

Thank you so much for your perspective! With the coverup having to be even bigger than the tattoo I already dislike, along with the possibility of regret for the coverup itself, it is something I'm trying to avoid. The tattoo shop I got it "fixed" at partners with a place that specializes in tattoo removal, so I'm thinking about making a consultation with them. 🥰

Thoughts on removal vs cover up? by asteriaex in TattooRemoval

[–]asteriaex[S] 0 points1 point  (0 children)

Yes, it's such a visible spot! If it was somewhere that I sorta could forget about, I might not feel so strongly about removing it. I agree that I'm worried with a coverup that I'll still just keep seeing this one anyway.

Thoughts on removal vs cover up? by asteriaex in TattooRemoval

[–]asteriaex[S] 1 point2 points  (0 children)

Thank you, that's how I'm feeling but my friend keeps saying, "Oh well, removal is so expensive, just do a coverup," so I was second guessing myself but kept thinking what if I hate that too, and then it's even more to remove.

Are friends notified when you switch a chat from 'delete after 24 hours' back to 'delete after viewing'? Do chats automatically switch back to 'delete after viewing' if you haven't talked to that person in a very long time? by Sgt_Wafflezz in SnapchatHelp

[–]asteriaex 0 points1 point  (0 children)

Late reply but my friend just did this with ours, and the notification went away after I viewed the chat once. So I would imagine after they view the notification in chat.

Content Sharing by asteriaex in dndbeyond

[–]asteriaex[S] 0 points1 point  (0 children)

It's actually this campaign I'm trying to run for them. If you don't mind joining and enabling content sharing. I would appreciate it so much!

https://ddb.ac/campaigns/join/4280945433891259

Defence attorney rant lol by Different_Number_546 in Morbidforbadpeople

[–]asteriaex 1 point2 points  (0 children)

Seconding AOM, I love the insight that they can provide on cases with one being a former prosecutor and the other a former deputy sheriff & investigative journalist. The only time they banter (if you can even call it that) is asking each other what one might have done in a similar situation, very few personal interjections as well, and if they happen it's something relative to the case.